system
ashamed: I racked up a lot of money on my credit card shortly after paying it off.
human
I paid off my credit card before buying my house.  I didnt realize how expensive owning would be and after some repairs I owe more than I started with on my card.
gpt
That's really good! Do you think you're ever going to use the card again?
human
Im hoping I wont have to.  Unless something major comes up I'm not planning on putting anything on credit again.
gpt
That is wise. I too am trying to pay off my credit card debts. After that, I'm cutting them up.