system
ashamed: i forgot to pay my credit card bill, I'm so disappointed with myself.
gpt
i forgot to pay my credit card bill, I'm so disappointed with myself.
human
I am sure it'll be ok. Usually if you stay in contact with them and don't blow them off for a long time it will be OK.
gpt
Yeah but i am usually so meticulous about those things.  I hope they don't charge an overdraft fee.
human
I would call them. They usually give you some credit for that.