system
hopeful: I am starting a new phase in my life. Completed all debt , new start
human
I am starting a new phase in my life. Completed all debt and off to a new start
gpt
I can hear the sigh of relief in your voice. I bet your anxious about what the next chapter will be. 
human
yes very. but I know that it will be good. 
gpt
I can tell your proud of yourself. Im happy for you!
human
Thanks! I hope to learn from my mistake and continue to progress
gpt
You will be fine! Stay optimistic about it
human
I try to be. it can be difficult on some days, but I think I have a good attitude towards most things
gpt
I agree, but having great joy in life helps