system
ashamed: I can't stop spending money.
human
I can't stop spending money, no matter what I do, no matter how many budgets I put together. How can I be so careless?
human
That would be tough! Have you tried switching to cash envelopes?
human
I haven't, what is that?
human
Where you just use cash and put money in an envelope, when it's gone, it's gone, nothing left to spend.