<human>: Can you condense the text into a few key points?

Background: I'm currently attending a big state school, majoring in civil engineering. 1st semester: did decently, averaged a bit above a 3.0. 2nd semester: Really fucked up here. Must have averaged like a 2.5 or less failing one class that I had to retake this semester. I lost one of my scholarships and another one got downgraded to a lower level with less money. I had to take out more loans this semester. Now to this semester. I definitely did a bit better overall was averaging at least B's in all my classes, and was doing well in my finals, until my last final, calc 3. Completely bombed it. I seriously believe that if I pulled a passing grade it will be because of divine intervention. 

So here is where I don't know what to do. I obviously have issues with doing work and time management and being able to motivate myself to do better in school. Even though this semester was definitely better than the last, that calc grade probably killed it. I know I could've done better if I tried. I like engineering and I'm good at it if I apply myself. This is something that since the horrible calc 3 fine I've been considering going to counseling for, and find ways to help myself make an actual change. But this is mostly beside the point because I almost feel like its too late.

Luckily I won't lose my last remaining scholarship since the renewal eligibility is decided at the end of spring semester (whew), but I just don't know if I'm at the point of no return, trying to balance out financial issues. At this point, is it even worth it to stay in school? I feel like I'm only going to become more indebted and I don't wanna fall into bad debt when I'm done with school. What are my options from here? I really want to try to make a change next semester but I'm under a lot of pressure from my parents and I just don't even know if they're gonna let me keep going to school once they find out since a lot of the money is also coming out of their pockets.
<bot>: Fucked up in school and lost some scholarships and I'm kinda still fucking up, is it worth it to continue school and get in debt? What are my options if drop out?