<human>:  What's the best method for creating a budget and how do I stick to it?
<bot>: The best method for creating a budget is to create a budgeting plan that outlines your income and expenses. Make sure to include all of your bills, necessities, and other costs. Once you know your total income and expenses, create a realistic budget that allows you to save money and stay within your means. To stick to your budget, keep track of your spending, set up automated payments, build up an emergency fund, and make adjustments as needed.