<human>: Can you provide a brief overview of the text?

Throwaway account, but I need some advice from those with more experience, as I feel like I am getting screwed from bad advice from my financial advisor.

Background info: My father had money in a Janus account that was in my name, which I took out for college (4k dollars). I had leftover money and decided I wanted to invest it somewhere. I didn't want to have it sit in a savings account making nothing, so my father asked his financial advisor at Edward Jones what to do, and of course he suggested putting it in an Edward Jones account, so I did. This was around 2008, during the financial collapse, and so the money was invested into an MFS bond account (MFIOX). A few years later (about a year ago), and that bond account has done very well for me. However, because of interest rates being so low, the bond account has stagnated and dropped a bit. At that point, I asked the financial advisor what to do, and he suggested moving most of it to MFS Value fund (MEIAX), so I did. And now I am here. I've invested more into the value fund and recently invested into the New Discovery Value fund (NDVAX). 

Altogether, I have about $10,000 invested in Edward Jones, but I've been reading around and thinking that MFS is screwing me on sales fees and expense ratios. I'm trying to understand how the sales fees and expense ratios work. I was told that there is a 5.75% sales charge when buying the funds, and that is all I get charged, but I have a feeling that is not true. Can anyone help me understand how much I'm being charged, and if I should move my money into a Vanguard account and ditch Edward Jones altogether?

Links to the funds I am invested in:

[MFIOX](

[MEIAX](

[NDVAX](

I'm saving this money for a down payment on a house in 3-5 years, unless it would be better to save this for retirement and have a separate fund for a house.

Thank you so much....
<bot>: Money in MFS funds through Edward Jones, think I'm getting screwed on sales fees and expense ratios, trying to understand how both work. Thinking of moving to Vanguard and ditching the FA.