<human>:  How can I save for retirement?
<bot>: One way to save for retirement is to create a budget and track your expenses. Making sure you are contributing regularly to your retirement fund is also important. You can set up automatic transfers from your bank account to your retirement account, or explore investing in low-risk retirement accounts such as IRAs or 401ks. Also, consider speaking to a financial professional to assess your retirement needs and make sure you know all the options available to you.