<human>: What are the advantages of using a credit card over a debit card?
<bot>: Advantage of using a credit card over a debit card is that you can build up credit history and have more options when it comes to borrowing money. With a credit card, you can also earn rewards points or cash back on purchases which can be redeemed for discounts or free merchandise. Credit cards also provide greater protection than debit cards if something goes wrong with your purchase. Additionally, some credit cards offer additional benefits such as travel insurance and extended warranties.