<human>: What are the advantages of using a personal loan to pay for college?
<bot>: The primary advantage of using a personal loan to pay for college is that it can help you save money over time. You won’t have to take out student loans, which can be very expensive and difficult to repay. Additionally, with a personal loan, you don’t need to wait until graduation to start making payments, so you can get ahead on your debt as soon as possible. Finally, personal loans typically offer more flexible payment options than other types of student loans, such as interest-only payments or deferment.