<human>: Condense the text into a few key points

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This is my first semester back in school and i was awarded the Pell Grant, which covered 100% of my school expenses, I was also offered a subsidized loan of $1750. I was under the assumption that i had to accept this loan if i wanted it, that was not the case and i did receive the loan. No big deal, ill just pay it back immediately. But i am also trying to build my credit up so i can buy a house later this year. So my question is, will it help my credit to just take this $1750 loan, set it aside, and make payments (i was thinking 6 months so 291.66 a month)?
<bot>: I was given a subsidized school loan that i dont need, will it help my credit to pay it back over a 6 month period or should i just pay it all back right now?