<human>:  How do I plan a budget for a month?
<bot>: First you should assess what your income and expenses are. Make a list of all your sources of income (such as salary, investments, etc.) and all of your expected expenses (such as bills, food, entertainment, etc.). Once you have your list, you should create a budget that is designed to meet your financial goals and presents a clear picture of your projected income and expenses. Decide which expenses are nonnegotiable and which ones you can potentially reduce. Estimate your savings and be sure to stick to the budget. Track your spending regularly and make adjustments as necessary.