<human>: Provide a brief overview of the text.

Throwaway account - my normal account has my identity all over it.

My partner just got laid off.  She has maybe $500 in the bank, and is ineligible for unemployment payments.  I've tried to encourage budgeting, setting money aside, etc before, and she has always responded with insecurity, tears, and/or anger.  She insisted budgeting "just wasn't for me - I keep track in my head".  She hates math and spends everything she gets on immediate gratification.

Now, I am a saver.  I budget carefully, and I'm way ahead of the curve compared to others my age.  Our finances are separate, but I am not worried about her unemployment, because I have enough to take care of both of us.

But I want to use this as an opportunity to show her this is why she needs backup funds, and to set aside money for the future.  Naturally, I don't want to do this in a "told you so" manner, because that won't be constructive.  I love her very much, but her spending habits are a big red flag for me - it's one of the few things that concerns me about the relationship.

Has anyone had experience with a spend-crazy spouse?  How do you suggest I best leverage this in a loving, constructive, positive manner?
<bot>: Partner lost her job.  She has no savings.  I will take care of her, but want to use this as a positive learning opportunity so she will stop spending 100% of her income.  How should I do this?