<human>: What are the top ten things I need to know about investing?
<bot>: 
1. Investing involves risk, so it is important to understand the risks associated with investing before you begin.
2. Understand the different types of investments that are available and which ones might be right for your needs.
3. Develop an investment plan that includes a timeline and goals.
4. Research and analyze potential investments thoroughly before committing capital.
5. Consider seeking professional advice from a financial advisor.
6. Be aware of fees and commissions associated with investing.
7. Monitor your investments regularly and make sure they align with your goals.
8. Have adequate cash reserves in case of emergencies or market downturns.
9. Keep up-to-date on current events and economic news.
10. Make sure you have a diversified portfolio with a mix of stocks, bonds, mutual funds, and other asset classes.