<human>:  How can I keep better track of my spending habits?
<bot>: one way to keep better track of your spending habits is to create a budget and stick to it. Make sure your budget includes all your income and expenses, and try to be as detailed as possible so you know exactly where your money is going. You can also use apps or online services to track your spending, or look into keeping a spending journal or diary to help you stay on track.