<human>:  I want to begin a savings plan. What financial options do I have?
<bot>: Your financial options will depend on your current financial situation and long-term goals. Generally speaking, there are several common types of savings plans, including: high-yield savings accounts, certificates of deposit (CDs), money market accounts, individual retirement accounts (IRAs), and Roth IRAs. Each of these options offers different advantages, such as higher interest rates, tax-deferred growth, and more limited access to funds. Consider which of these options best fit your financial needs and goals to get started.