<human>: She was riding her bike through a green light on the street. A car coming the opposite direction took a left turn. Struck from the side and flew up on the hood and windshield before being tossed onto the street. There were a lot of witnesses around, police and fire truck came very quick. The driver was at complete fault since my wife had the right of way. She was in shock from being hit and her phone was out of batteries so couldn't call me. There is a police report with all the details about being the drivers fault. She didn't get the drivers insurance information but I'm guessing it will be in the police report we are getting tomorrow. She didn't go to the hospital because the only injuries she had were scrapes and a big bruise on her hip. The bike is ruined, bent all over.

The drivers husband called us yesterday telling us we need to meet so they can see the damages etc.. I couldn't really understand what he was saying because of a thick foreign accent. He was very rude and never even let me talk. We couldn't meet yesterday but I don't think we should meet with them anyways? The guy was extremely annoying and I just kept asking if he can cooperate and give me the insurance information so we didn't have to wait for the police report. He ended up saying some snide comments and hanging up on me.

So where do we go from here? Some people tell us to call a lawyer. Some people just tell us to get in touch with the insurance company and they will pay for the bike replacement and a settlement amount for pain and suffering.

I have pictures and video documenting the damage to the bike and her injuries. She was very sore the next day and today it's just her hip that is still sore. I'm not a sue happy type of person but with the belligerence of the driver just running into someone taking a left turn is scary. If she had fallen in a different angle she could have been severely hurt or killed. Her phone was found about 20 feet away on the street to give you an idea of the impact.

Provide a brief overview of the text.
<bot>: She was hit on her bike with minor injuries. Driver was completely at fault and the bike is ruined. What do we do?