<human>:  Are there any ways I can improve my credit score other than just paying bills on time?
<bot>: Yes, there are several other ways to improve your credit score. You can limit the amount of credit you use, pay off existing debts, keep older accounts with a good payment history open, and check your credit report regularly for accuracy. Additionally, you can research credit repair services or credit counseling organizations that offer advice and assistance in increasing and maintaining a good credit score.