<human>:  How do I set up a budget and follow it?
<bot>: 
1. First, decide what your financial goals are and set your budget based on those goals.
2. Determine how much money you have coming in each month and how much you will need to spend for essentials such as rent or mortgage, food, and utilities.
3. Next, develop a plan for allocating your income to other expenses such as entertainment, shopping, and savings.
4. Make sure to track any changes to your income or expenses and adjust your budget accordingly.
5. Finally, review your budget regularly, keep track of all spending, and measure your progress towards your financial goals.