<human>: Can you summarize the given text in a few sentences?

Hey so today my roommate got a letter from our ISP (Charter) saying we illegally downloaded a file. I went to the case file on Charter's site and went to the website stated in the message they were to forward to us. The website is for a group called Copyright Enforcement Group. Basically is says settle out of court. Go here and pay with your credit card. If you don't then we will refer you to our lawyers blah blah blah.

I got 4 letters while I was living in the dorms last year and nothing ever happened, but I also was never given the option to "settle out of court". If it were me I would probably dismiss it soon after I check out some google results on them BUT it's under my roommate's account and I don't want him to have this on his record.

If anyone knows anything about the Copyright Enforcement Group (CEG) I'd appreciate it if you would let me in on how big of d-bags these guys are.
<bot>: Got a copyright infringement notice. Offered to settle out of court for $125 and would not be sketched out but have never had the option to "settle out of court". Wut do?