<human>: Can you condense the text into a few key points?

I'm feeling kind of screwed here. 

Background: I'm going to a very expensive, specialized private college for digital art & animation, currently a sophomore. I won a very hefty art scholarship from the school, basically covers about half of all tuition for 4 years. Awesome, right? State is cheaper, but doesnt have anything close to what I want.

Problem: During the first semester, I overloaded my schedule. I don't mind working my ass off, but I seriously underestimated the workload. I'm not a whiny 19 year old with no other life experience to compare it to - when I was in college before, I was going full time and working nearly full time (bio/fine art, dropped out because life). This was still more work and more stress than working/going to school - this college is very new, and is notorious for setting unrealistic expectations to prove its worth. 

ANYWAY. I hurt my hand, gave myself RSI the first semester. Sore, but thought it would go away. Braced it, pushed through the next semester and it still hurt. Took the summer off from everything, used my hand an utter minimum. Thought it was healed, but starts hurting when I draw again.

This. Is. Terrifying. A sprain should heal in 6-9 weeks, not 6-9 months right? Well, I check my options. If I take a semester off, I forfeit my scholarship. Without the scholarship, I can't afford school (credit sucks, no private loans.) If I power through, Im afraid of hurting myself worse. If I hurt myself worse, Im afraid of this being career ending.

I've just started seeing a physical therapist (yeah i know, but my insurance also sucks so there was a 6 mo waiting list for the hand specialist). I'm also talking to the disabilities councilor tomorrow, and will eventually go cry to the student council and department chairs. So I don't know what all my options are yet, and Ill yell and kick and scream if I have to, but the school is really bad about accommodating students. So I'm frustrated, in pain, and afraid.

Advice? Similar experience? Help?
<bot>: Got fat art scholarship. Hurt hand. Will give up scholarship if I take time off. Cant afford school without scholarship. Not sure what options there are.