<human>: What are the differences between a frog, toad and a lizard?
<bot>: 
1. Frogs are amphibians that live in water or moist areas and have smooth skin with webbed feet.
2. Toads are also amphibians but they live on land and have dry skin.
3. Lizards are reptiles that can be found anywhere from deserts to rainforests.
4. Frogs tend to lay eggs while toads give birth to live young.
5. Lizards usually have four legs and some species have wings.