<human>: Can you give me the gist of the text in a nutshell?

I felt ashamed for mistakenly charging my dad's credit card $80 and I paid him back. But I feel that his wife's rage, accusation & threats were unnecessary.
I was in a tough spot 2 months ago where I needed to pay my phone bill for work reasons and I had no money. So my dad lended a hand and paid my bill that was $80 from his credit card online. (I pay every 2 months)

Yesterday his wife calls me and starts yelling at me over the phone calling me a thief, saying she's gonna report me to the police for credit card fraud and go to jail, and that I've treated my dad like crap. And Of course I was baffled & told her have no idea what she's talking about. I use to stay with my dad and avoided her because of this anger, 2 years later after I moved out, and now I thought she was passed this, so I was shocked and couldn't even defend myself properly over the phone.

It turns out I messed up over the whole "pre-pay credit card" thing online where it automatically extracts money every month. I honestly did not know this and thought it was a one time thing. Today I quickly fixed the problem and paid with my own money.
My dad wasn't angry, maybe more or less sad because he thought I would actually steal from him. But I explained & apologized to him what happened and he understands. So the problem is settled and done. But now he's asking me to go apologize to his wife.

Should I apologize to her? I feel like she went overboard on the rage and threats, and I'm sick of freezing up at every opportunity to defend myself. She use to do this to me before when I lived with her & my dad and It made me fall into depression knowing I was in the same roof with this person and there was nothing I or my dad could do about it.. but maybe I'm just making excuses right now.
<bot>: Accidentally charged my dad's credit card, step-mother calls and yells at me, I fixed credit card problem, dad asks me to apologize to his wife?