<human>:  What's the best way to set up a budget and stick to it?
<bot>: The best way to set up a budget and stick to it is to make a plan that lists all income and expenses and then establish a limit for each expense category. Also, it is important to track spending so you can monitor where money is being spent and make sure it is within your budget. Lastly, setting financial goals can help motivate you to stay on budget and pay off debt so that you can achieve your financial goals.