<human>:  How do I create a budget for monthly expenses?
<bot>: Creating a budget for monthly expenses is a great way to stay on top of your finances! Start by writing down all of your expected income for the month. This includes your regular paycheck, any investment income, or any other income sources. Then, make a list of all of your fixed expenses such as your rent, car payments, groceries, utilities and other recurring expenses. Once that's done, list your variable expenses such as entertainment, eating out, and shopping. Add up all of the numbers and compare them to your total income. When you have an accurate total, you can adjust your spending in order to stay within your budget.