<human>: Can you condense the text into a few key points?

My bf and I have been together a little over 2 years and have been friends for about 5 or 6. He's a great guy and we have a lot of common interests but he is horrible with money and the thought of a future with him is just such a turn off because of it.

I don't want to sound shallow, I don't need someone who makes a lot of money/rich but someone who can support themselves financially, pay their bills on time, not over draft their account every other day would be nice. 

I pay my bills each month and am financially independent. He can't even get a credit card due to credit ratings. 

I ended it about 3 weeks ago stating that i just don't see a future and I was really broken hearted about it. I have never been so upset about a relationship ending and I was the one that did it. I have been ok since then, keeping myself busy and not thinking about it much. 

A few days ago he called and said he missed me and wanted me to take him back. I do miss him but I just can't see a future and I'm skeptical about him being able to get it together. Thoughts?
<bot>: should I get back with my bf who i care about but have concerns about the future with due to lack of financial responsibility?