<human>:  How do I calculate the forward rate of return on an investment?
<bot>: 
1. First, you need to identify the amount of money that was invested and the corresponding return on that investment.
2. Next, you need to calculate the rate of return by dividing the return on the investment by the amount invested.
3. Finally, you need to calculate the forward rate of return by taking into consideration the time value of money, i.