<human>:  Can you explain to me the differences between stocks and bonds?
<bot>: Stocks and bonds are two types of investments that provide different risks and rewards. Stocks represent ownership in a company and can provide a steady stream of income via dividends or potentially high returns in capital gains when the stocks are sold. Bonds, on the other hand, are debt investments in which the bondholder is essentially lending money to the issuer in exchange for regular payments. These payments, called coupons or interest, are typically a fixed amount so there is less risk involved.