<human>: Can you condense the text into three sentences or less?

On my way to class this morning (female college senior here), a car up front (about 5 cars away from me) slamed on the brakes and made an illegal left turn, and all the cars behind that car, including my car, had to slam on the brakes to avoid crushes.  However, my car did not come to a complete stop and ended up rear ending the car in front of me. No one was hurt, there was no damage to the car in front of me, but the front of my car got damaged pretty badly. 
After we pulled over the girl told me it wasn't my fault, and we both got on the phone with our parents since neither of us was sure what to do 'cause neither of us have had accidents nor ever been pulled over before. We ended up calling the police, and the girl and I had a really nice chat while waiting for the results. She was really nice and all, which made the process seemed way smoother.
However, I drive a really nice car and I am now worried about the cost of fixing my car, my parents told me to go get a quote to see how much money is needed to fix the car; I am emotionally stressed because it is kinda right before finals, and I had just decided to quit my part-time job next semester; my parents will probably help me to cover the costs, but I feel really bad to ask for that and I'm stressed since I'm pretty sure the insurance will skyrocket after this...

Not sure what I'm gonna do from here, just wanted to get this off my chest so I can recover faster and get ready for finals and somehow pay back my parents.
<bot>: my car got damaged in an accident and it's gonna cost probably quite a bit to fix it, it is my first car accident, so I am emotionally and financially stressed.