<human>:  I need help creating a budget that will ensure I'm financially responsible without adding too much stress.
<bot>: The first step in creating a budget is to identify your income sources and set a realistic budget based on your income. Then, create a plan to track your spending in different areas such as housing, utilities, food, transportation, and entertainment. Consider setting up automatic payments for basic necessities, like housing and utilities, to help streamline the process and make sure your bills are paid on time. Make sure to also set aside money into savings, so you can have cushion for unexpected expenses. Finally, make sure you stick to your budget and review it regularly to ensure that it still meets your needs.