<human>:  How do I figure out how much I should save for retirement?
<bot>: 
1. Start by considering your current age and goals for retirement.
2. Next, estimate how much money you will need each month in retirement.
3. Calculate how much you will need to invest in order to achieve your desired level of savings by the time you retire.
4. Finally, divide your total retirement savings goal by the number of years you have left until retirement to determine how much you need to save each year to reach your target.