<human>:  What is the best way to build my credit score?
<bot>: The best way to build your credit score is to make on-time payments on all of your credit accounts such as credit cards, loans and mortgages. Developing a budget and managing your money responsibly can help you reach your credit goals. Additionally, monitoring your credit report and ensuring that it is free of errors and inaccuracies can also help improve your credit score over time.