<human>:  What are the best investments to save for retirement?
<bot>: The best investments to save for retirement are stocks, bonds, mutual funds, annuities, real estate, and exchange-traded funds (ETFs). Each of these has its own advantages and disadvantages that should be considered in light of your individual retirement savings goals. For example, stocks provide good returns with higher risks, while bonds provide more stability with lower returns. Ultimately, the best investment approach will depend on your individual needs and financial situation. Ideally, you should speak to a financial advisor to determine the best retirement savings and investments plan for you.