<human>:  What are the best ways to increase my credit score?
<bot>: There are several ways to increase your credit score, including making payments on time, keeping balances low on credit cards, and not closing older credit cards. Additionally, it's important to check your credit report regularly for any inaccuracies and dispute any discrepancies. It may also help to limit loan and credit applications, as too many enquiries can negatively impact your score.