<human>:  What would be a good retirement savings plan?
<bot>: A good retirement savings plan would involve creating a budget and tracking your expenses. Setting up regular savings and investments, such as 401Ks and IRAs, can also help create a secure future. Additionally, it's wise to diversify your savings portfolio by investing in a range of options and paying attention to market trends. Finally, don't forget to take advantage of employer-sponsored retirement plans and government incentives to ensure your savings are maximized and secure.