<human>: I've done my primary research and cannot seem to find a definitive answer. 

My wife has a PPO plan (she likes it and will not switch). I have the High Deductible Health Plan - I therefore have the right to have an HSA. My question is can I contribute the 'family' amount ($6,550) or am I limted to the individual level $3,330? 

If I have to sign up for the Individual + spouse plan (cost of 65 more a month but employer dumps $1,500 [750 me + 750 her] on 1/1/14). I then should be able to contribute the max - and the additional cost is 0 because of the additional employer contibution of 750. 

So, is there something i am missing. Will we get dinged tax time for her having dual insurance plans? She would have the PPO (her employer) and the HDHP (my employer)?

Can you summarize the given text in a few sentences?
<bot>: Can my wife have a PPO and HDHP so I can contibute the family max to a HSA account