<human>: Can you condense the text into three sentences or less?

So, I am a late bloomer. I screwed around until 25 and hit a "I can't keep this up" wall. So I'm 26, got my foot in a good industry at the beginning of the year making almost nothing (24k in NJ with student loans and living alone is rough), moved on from the first job after four months to a place that started me at 40k, and starting next month is going up to 45k, and was told by the boss he'll bump up my next review to new years instead of the one year mark since they started me low and didn't expect this much from me.

So, I'm in a pretty stable place career wise. But I'm driving a 13 year old Rav4, and it's starting to have trouble no matter how often it's serviced. Starting to feel like a money pit.

I can't buy, unfortunately. Parents can't put that money down and I can't afford to outright buy anytime soon. So I'll probably be financing. 

So yeah, that's my situation:
<bot>: Old car is a money pit, making 40k now, 45k starting next month, and am looking to finance something economical. Doesn't have to be a beast, just reliable, decent mileage a plus. Definitely want new.