<human>: I am a 22 year old who is going to be starting my first job after graduation this summer. I am moving from a rural farm to Chicago for 12 months. I am in the process of looking for apartments and need to find out what my take home pay will be so I can find an appropriate apartment financially.

I may be over complicating but when using a calculator online to account for federal and state withholding my $60,000 salary paid bi-weekly comes to a $1651 net pay. Is there anything I am missing or should further factor in when looking at this? I feel the net pay is lower than what it will be (previous summer jobs I had a net pay of 76/100 dollar).

Can you give me the gist of the text in a nutshell?
<bot>: Budgeting for a new apartment. Am nervous. Single, $60,000 salary in Chicago. Calculated net pay at $1651 (bi weekly). What am I missing?