<human>:  I want to save money. What can I do to reduce my electricity and water bills?
<bot>: Unplug appliances when not in use to reduce your electricity use. 2 Install low-flow showerheads and aerators on faucets to reduce your water use.3 Utilize natural lighting more often during the day, and turn off lights when they are not in use.4 Look for energy-saving programs in your area that offer discounted rates.5 Cut down on the use of air conditioning and heating by turning off these appliances when you’re not home.6 Replace your old appliances with newer, more energy-efficient models.7 Install insulation in areas of the home that need it most to minimize the amount of energy used to cool and heat your home.8 Purchase a programmable thermostat to automatically adjust your home's temperature when you’re away from home.