<human>: Is it okay to use a credit card for my everyday purchases?
<bot>: It depends on your individual financial situation. Generally, using a credit card responsibly and paying off the balance in full each month can help you build good credit and save money over time. However, if you are not able to pay off the entire balance each month, you may be taking on additional debt and risking financial difficulty down the road. Before making any decisions about using a credit card, consider how much money you need and whether or not you can afford to make payments on time.