<human>: Can you provide a brief overview of the text?

My gf (23 F) and I live in NY.
She is a student and has 1 year left at her university.
I am a law student and will be taking the NY Bar this summer.

Currently I live with 1 roommate. 

My gf and I have effectively "lived together" since the inception of our relationship - her living situation has always been less than ideal and it was just easier for her to stay at my place. My roommate didn't mind so she kept her apartment and stayed with me. This has gone on for 6 months.

Now our respective leases are ending and she wants to move in together. I don't think I'm ready to make this move for several reasons: 

1. We've been arguing more frequently recently and it seems to only get worst.
2. I don't know where our relationship is going to be when I start my job and don't want to deal with the moving out process while I'm working. 
3. I don't necessarily see a future with her. Not that I'm not into her, but she has massive insecurity issues and its a constant problem/source of our arguments.

The reasons she posits are more practical/logical, namely 1) it would be cheaper for both of us, 2) we basically already live together, 3) she doesn't have any friends in this city and won't be able to find a place to live, and 4) I had previously said it would be good for us to move in together, and now have unfairly changed my mind. 

Am I just being cliche and unreasonably "fearing commitment?"
<bot>: I don't want to move in with my GF but she thinks its a good idea and I'm worried that my hesitance is just an unreasonable fear of commitment.