<human>: I realize this might be a no-brainer for some but here's my reasoning: I have not built up much savings at all and real estate around me is sky rocketing. I was making 2k/mo CC payments and just had a very expensive few months that almost tripled my debt. I started thinking that my credit balance rises and falls but never gets to $0. Now I am thinking of allocating 2k/mo to savings and still a sizable amount to credit. I know I will pay in interest but in the end I will have much more savings and not feel like I am still on the ground. I guess I'm interested in reading opinions/advice. If details help: I make $6000, bills/rent = $2200, CC debt = $8000. I am looking for a good way to allocate between debt, savings and maybe smaller savings for more expensive wants & some for disposable spending during the week. I am fortunate enough to be not stressing about income but I stress about not having a plan to achieve $0 debt, grow savings immensely and be able to afford wants without going further in debt. Thank you.

Could you distill the essence of the text into 1-3 sentences?
<bot>: Earn 6k, bills $2200; debt 8k. How to divide between savings, debt, wants (smaller savings), disposable weekly income?