<human>: I have tried asking my bank.

To flesh out this, I recently became unemployed, and was living hand to mouth most of the time. As a result, my already embattered bank account (which I was in my overdraft and had been since before I started working, due to the fact they lured me into having an overdraft whilest I was a student), came close to it's limit. I avoided spending money on it, but my bank issued charges on Dec 1st which put me into an unauthorised overdraft (My authorised overdraft is £1000, I am currently £1031 overdrawn. When their next charge goes out, I will be £1185 overdrawn). I have tried to speak with them about this, but they claim there is nothing they can do about this at all.

My bank is Halifax Bank Of Scotland. They charge £1 a day on authorised overdrafts over £300, and £5 a day on unauthorised overdrafts. I have spent the run up to christmas trying to find a solution to this, but with no success. I cannot ask friends or family, as I do not know of anyone who can spare that kind of money.

I do not expect to be employed again in the near future, being as I have little work experience, and there are still a large number of better qualified individuals job searching out there. As I am approaching 24 years of age, I am also nearing the age at which all government provided extra help above and beyond the basics of the job centre will cease.

I have applied for jobseekers allowance, but this will not be resolved until the new year due to the christmas and new year holiday.

Can you give me the gist of the text in a nutshell?
<bot>: Owe bank money. Cannot pay as lack job. Cannot ask friends. Bank refuses to offer any solutions, including potential temp loans. Need advice on possible solutions.