<human>: This is the first time I have ever posted something like this, so apologies if it's a little disjointed. 

My girlfriend (F 22) and I (M 22) have been dating for 5 years. 4 of them have been long distance due to the two of us going to different colleges. We were only 90 miles apart so I made a lot of trips home to try to spend as much time together as possible. 

I graduated last May and landed a job working for a big energy company in June. This move has been tough, but I manage to see her once or twice a month. Things recently though have been really bad. All night phone calls, with her wondering when the distance will end, are becoming regular occurrences. The one that happened tonight was the worst one yet. 

I got her a plane ticket to come visit me for Valentine's Day. Apparently, this was a signal that I was going to ask her to marry me. We have talked about marriage before, but I have been hesitant only because I feel like the timing isn't right yet. I want to at least live in the same city or move in together so we can actually experience a real relationship. She is 100% opposed to the idea of moving in together before marriage and argues that I must have no desire to move forward since I haven't asked her to marry me yet. 

I don't know what to do. I love her, but I want to have time to get my financials straight and figure out how to handle living in the post college world. Have any of you dealt with this situation? Her only solution is to get engaged, but I feel like asking her under this kind of pressure is not a good way to start a relationship. I really need some advice

Give me the gist of the text in a nutshell
<bot>: GF thought I was going to propose on Valentine's Day and now I feel like a horrible person for wanting to wait.