<human>:  How to make a budget?
<bot>: The best way to make a budget is to start by taking an inventory of your current income and expenses. Once you have a complete list, you can begin to set goals for your budget. Determine what types of expenses you can cut back on and what other expenses you need to include in your budget in order to stay on track. Create a budget worksheet to help track your incoming and outgoing payments and ensure that you are staying on track. Lastly, review your budget at least once a month to make sure you are setting and following realistic goals.