<human>: Could you distill the essence of the text into 1-3 sentences?

My boyfriend and I have been together for over a year now. We have plans to get married within the next 2-3 years. However, my boyfriend is currently in a financial hardship.

Bf recently decided to go back to college and pursue a PhD. He only works part-time and lives with his mother. He also has a alot of debt (school loans, car loan, etc.)

I just finished my masters and although I don't make a lot, I have miminal debt. School loans will be paid off soon, no car loan, and I also live with my parents so I put a good amount of money into a savings account every month.

Lately I have been feeling very eager to move out and get engaged. My boyfriend feels the same way but does not have the funds to do either one. I'm a little frustrated. Although I fully support his decision to go back to school and pursue his PhD, I feel like he's never going to leave his mother's house.

I visit him often but quite frankly his mother is a complete nag and I can't stand being there (when she's there) anymore. She is also extremely dependent on him for everything. I feel like she's holding him down and doesn't want him to leave, ever.

I feel bad because sometimes I get in bad moods and become snippy with him about all of this. I do admit/aplogize to him frequently when it happens but deep down I'm afraid that this will be an on-going event. Part of me feels like I just need to chill out, save money, and be patient. Another part of me feels like this will never get anywhere and I'm wasting my time.

Any input/advice is greatly appreciated. Thank you.
<bot>: I'm financially ready/eager to move out and start a life with my bf. The feeling is mutual but he is not financially ready and might not be for a while.