<human>: [the note in question](

**Backstory:** I've worked at this bank for almost two years and know the clientel very well. The note is from a regular that comes in frequently. We usually chat about his work, vacations, the weather, the usual chit chat.

**Today:** Client comes in, regular greetings and small talk while I do the transaction. He said, "I thought a lot about what you said the other day about taking time to myself and enjoying life." Then when he left he said, "read that when you get a chance."

**My concerns:** I have an amazing boyfriend and the client is 2 years younger than my mother. In no way whatsoever do I want to accept his invitation, but I don't know how or what to tell him. I even thought about maybe hooking him up with my mom, but that's probably silly.

**My question:** Do I respond? If so, should I also pass a note, as I wouldn't want to embarrass him either, since many people are always around. Should I ignore it? How do I respectfully decline his offer without creating bad vibes? He is otherwise just a friendly client I can greet by name and has never made me feel awkward. This was rather out of the blue.

Can you succinctly summarize the text in 1-3 sentences?
<bot>: Client passed me a note asking me out. I don't know the best way to decline, and I also have to see him frequently.