<human>: Can you summarize the given text in a few sentences?

My girlfriend hasn't really brought up the marriage thing, except casually and usually in a joking manner. Recently one of her friends mentioned that she thinks we are getting married soon. I understand how girls want to get married and feel the need to.

I'm not ready to be married. Horror stories of divorce, I've had sex with only her (not much experience), and we are not financially independent. To top it off, marriage just doesn't seem that appealing to me. Couldn't you do the same thing in a LTR?

Anyways I'm not sure what to do. I really do love her but I just don't know if I can commit at this point. Is there anything I should be talking to her about?
<bot>: gf wants to get married, I love her very much but marriage isn't appealing to me at this point in my life. What do?