<human>: Can you condense the text into a few key points?

Hi /r/personalfinance,

My mom is in a bit of a financial situation, and I'm wondering if there's anything she can do to get out of it.

Last May in 2015, my mom decided to take out two (2) auto loans for my siblings. They both had jobs, I had just moved to Austin, TX so I couldn't chauffeur my sister around anymore, and my brother at the time was living way across the other side of town and his old beater was giving up on life. My siblings never had established credit history, so they weren't able to qualify for an auto loan. My mom, who makes about $40,000 a year, decided to get my sister a 2012 VW Jetta - $10,000, and my brother got a 2014 Mitsubishi Lancer - $12,000. This is all in addition to my mom's original car loan of a 2012 Hyundai Elantra, which she had paid down $7000 at that time. My mom didn't even think to put my siblings on the loan as cosigners so that they could at least start to establish a credit history and then eventually take her name off of the loan. They are making the payments on time, so they do have that going for them.

As if all of this wasn't bad enough, my mom had cosigned on a school loan for my dad about 8 - 10 years ago. My dad passed away in January of 2012, but about two months before he passed he filed for bankruptcy. Since my mom's name was on that loan, she's caught up in the bankruptcy. 

The clincher is that she and my siblings want to move to Austin some time this year, but I have no idea how that can happen when she has bankruptcy looming over her for the next three years and three car loans in her name. She wants to buy a house in Austin, and she's saving money for a down payment, but would she even be considered for a mortgage loan with all of this financial baggage? She does have a credit score of 720, but I'm not sure if that even matters at this point.
<bot>: mom has three car loans in her name plus bankruptcy, and wants to move to Austin, TX to purchase a house later this year.