<human>:  What is the best way to build a budget?
<bot>: The best way to build a budget is to first determine your financial goals, such as saving for an emergency fund, paying off debt, or saving for a big purchase. Then, you should create a plan by estimating your income and expenses, keeping track of all your spending, and setting aside money for savings. Finally, make sure you stick to your budget by evaluating it regularly and adjusting it as needed.