<human>: Hey there PF. 

When I was a young man I took out as many credit cards/ lines of credit as a could and was about as irresponsible as i could be with them. I was 20, couldn't pay them, my student loans were going to collections, and my credit dropped to a 305. Now, 6 years later, I'm no longer an idiot and I've had a completely clean record for a few years. Problem is, I've only been able to get my score back up to a 530 from my secured card, credit card, and auto loan. After dropping thousands of dollars to clear up my past mistakes I planned on returning to school (which I've been paying out of pocket for) but now that I have to leave the community college I was going to, I have to relocate and commuting to my current job is no longer an option. I planned on working part time and using loans to fill in whatever i couldn't afford for the next two years. Not totally irresponsibly though, I saved about $7-8k. Due to the fact that I've been employed I don't get crap in financial aid beyond minimal loans. I still will have to pay about $4000 per year out of pocket to attend, and my crappy credit score is keeping me from getting any private loans. From what I hear I only need about 100 points and I should be able to get one, but 2-3 years of not missing payments hasn't raised it by all that much so i'm not sure its realistic. I've been very stressed about this as I have to increase my expenses and probably cut my pay in half. The only job offer I've gotten is 40-50 hrs a week at minimum wage third shift. The more advanced classes in my major are only offered at one time so doing night classes is not an option.  This is definitely not ideal as my major is extremely rigorous.

Give me a shortened version of the text
<bot>: How do i afford school without having to work 50 hours a week OR how do I improve my credit score enough to get private student loans.