<human>: My Husband and I have been together for about 2 years now, married for about a year and a half.  We knew what we wanted when we met and became close(both want children, stable home life, life partners until the end etc.) and have an awesome relationship,  We communicate well, talk everything out and all that.  This is my second marriage (married and divorced before I could legally drink)and his first.  

The only thing right now that is a major issue is the want to have children.  I have "nephews"(my best friend's three boys), and love watching them and having them over at our apartment to hang out/play video games/cook out.  I have Hashimoto's thryoiditis and that alone could mess with our chances to have children.  So trying as much as we can, when we can is pretty important.  However, he had some bad experiences (namely an ex that refused him, but expected him to perform at the drop of the hat, if you will) and now does not initiate sex, or bring it up.  I usually have to initiate anything other than snuggles.  

I don't like pressuring him into things like this, and while I can live without sex (I'm a cuddler), if we want kids in our future, then kinda gotta get on the ball.  My insurance will not pay for infertility treatments and we are not in the financial position for 10k worth of treatments. I have also asked him to consult a doctor, but he does not go to doctors (He's only gone once on Workman's comp because ya know.. being able to stand is a good thing?).

I know adoption is a thing.  And I get that it is an awesome thing, I don't think I am ok with it right now.  I want to exhaust my biological options first.  I would look into it if need be at a later time.

Can you succinctly summarize the text in 1-3 sentences?
<bot>: Husband has a low sex drive, we want to have kids. how do I encourage him to be a little more eager without being pushy?