<human>: In April, we will have been together for a year. Here's the thing: we are in a long distance relationship.

We met online, and we really hit it off, though I can't remember how. It could have been just pure excitement from being with someone who wasn't my abusive ex. 

I used to call and text her often, and visit her once or twice a month, but then things happened to both of us, in which both of our cars stopped working, we both lost our jobs, and were just kind of stuck in a phone relationship. It's still like that and we haven't seen each other, and I hate it.

It seems neither of us have it in us to break up with the other. Every time the other suggests it, we'll respond by saying maybe if we keep being patient, we'll see each other soon. Everything just seems so pointless. Am I being a terrible boyfriend? I haven't seen her since shortly before Christmas, but I want a girl that I can see much more often than a few times out of the year. 

Our original plan was for me to move to her area, but in this time, I have acquired a small yet noticeable debt (from school and car payments) and I find myself investing every cent I earn into all the things I need to fix, all the bills I need to pay, etc. I don't necessarily see her in my future, but she insists on waiting, and I am just so stressed out. I would like to think I love her, I mean I used to invest all my money towards her, but that was before I realized it meant not being able to pay important things off, and now we're just here, stuck on our phones.

Condense the text into a few key points
<bot>: haven't seen my gf since xmas, and I'm not happy about it, but feel like a terrible bf for feeling this way.