<human>: Can you condense the text into three sentences or less?

Hello everyone. 

12 months ago I was admitted into hospital, and spent a month there due to serious medical issues. A year prior, i quit my secure job with benefits and had an investor team with me to start a business idea I had. Bad idea I guess.

So after a year of recovering, with a new pacemaker and a crapload of daily meds, I'm finally feeling semi normal again... my new normal I guess.

The past year has dug a huge hole for myself and my Fiancee. We owe 35K in credit cards, have a 360K mortgage, $38K remaining on our 2013 BMW.

My mentality is to try to dig myself out of this hole, but we have already missed a mortgage payment, and two car payments. The stress is really having a negative effect on my health again, so I sought help/advice.  I was strongly recommended to file bankruptcy. Walk away from the car and we can keep our home as the equity in it isn't high enough to justify reposession / selling.

It feels wrong, but I won't lie and say that knowing this will stop me from having to borrow money from my parents whom cant afford to loan it will be a huge weight off my shoulders.

My question is, the bankruptcy trustee asked me to set up a new bank account and set up payments for my mortgage there. Since a large chunk of my debt is with BNS, it's not wise to risk them taking my money deposited for the mortgage to cover other debts.

I followed her advice and set up a bank account through Tangerine online. Very simple and quick process. I plan on using this to pay my mortgage payments, however i realized after that Tangerine is owned by BNS. According to Tangerine's FAQ, they operate completely independently from BNS but are wholly owned by them.

Are BNS able to withdraw funds from a Tangerine account to recover debt?  ONce my bankruptcy is filed, can BNS still try to recoup funds if its available via Tangerine, or does everything go between them and the trustee?
<bot>: does the fact that Tangerine is owned by BNS, give BNS the ability to take funds from a Tangerine account, owned by a delinquent BNS customer?