<human>: Okay, so I am completely at a loss about how to proceed from here.  So the long story version first:
I was legally divorced from my husband in April of this year.  The only asset we shared was a house.  I moved out in November of last year after he told me I had to and began renting an apartment.  At this time both he and I stopped making payments, I because I was now paying rent on an apartment and he because he had approximately $75,000.00 of debt (luckily I kept our bank accounts separate) and was planning on filing bankruptcy.  At this time we put the house on the market where it stayed for several months with no real offers coming our way.  I recommended a short-sale of the property to which my ex refused claiming it "would not be in his best interest".  His bankruptcy was eventually approved (he did not include the house) and has been living in the house since.  Neither him nor I have made a payment on the property since November, 2010 and he still refuses to pursue a short-sale.  At this point my credit is plunging and I don't know what to do.  We both are co-signers on the loan, however he is the primary name and the title is in both our names.

Can you succinctly summarize the text in 1-3 sentences?
<bot>: Ex-husband won't short-sale home that hasn't been paid on for a year and it's ruining my credit.  He's still living there after filing bankruptcy.