<human>: I have a lot of money in a 401k plan. What are my options?
<bot>: Your first option is to continue contributing to your 401(k) as you normally would, or to withdraw the funds from the plan and use them for something else. You may also be able to borrow against your 401(k), although there will likely be fees associated with that. You could consider rolling over your 401(k) into an IRA, which can offer more investment choices, but you will need to pay taxes on any earnings.