<human>: What are the benefits of using a credit card instead of cash?
<bot>: The primary benefit of using a credit card instead of cash is that it provides an opportunity to build and track your credit history. This can help you qualify for better interest rates, loans, and other financial products in the future. Additionally, credit cards offer convenience such as allowing you to make purchases without having to carry large amounts of money or worry about carrying too much cash. Finally, credit cards provide access to rewards programs and special offers that may not be available with cash.