<human>: Provide a brief overview of the text.

TIFU because I got a bill from a Dr.  appointment last month and as a general wellness exam, should have been 100% covered. That is, if I had real insurance.  I looked through my paperwork and find out that I signed up for supplemental insurance because it is all I could/ can afford. Supplemental only covers a flat fee on visits and I have to pay the remaining ( about $100 in this particular case) . So I have not only fucked up by not getting insurance that even covers wellness visits, but I am likely to get fined on my taxes that I have not filed yet.
<bot>: Supplemental insurance does not meet the criteria of our great Health Care Act and I will get fined for not having appropriate health coverage on top of having sub par insurance. FML.