<human>:  How do I go about setting up a budget and sticking to it?
<bot>: To set up a budget and stick to it, it is important to take a realistic look at your current financial situation. First, determine how much money you have coming in each month (your income). Then decide how much money you want to save each month. After that, decide how much money you can reasonably put towards household expenses like rent, utilities, groceries, and so on. Finally, you will want to create a budget that outlines where your money should go each month and be sure to track your spending to ensure you stay within the budget you have set.