<human>: Can you succinctly summarize the text in 1-3 sentences?

Background info: Little background. I started medical school a few years back. I was unable to qualify for any scholarships or grants. However, it was my life dream to become a physician and heal people.

I graduated 3 years ago, and currently have 2 more years of residency to finish. I then have two more additional years of fellowship to do. In totality, I will have done about 6-7 years of Income Based Repayment. At the moment, I am at 390K in loans with 7.7% interest.
I have heard new news that they are planning to cap
<bot>: 400k Loans, have about 4-5 more years of IBR based plan on top of the current 2 years. Will have 6 years of residency at a public institution, tackle an academic post permanently?