<human>: Can you give me the gist of the text in a nutshell?

I'm 26 and after rent, utilities, bills etc I have around $2500 left over at the end of the month. I cycle to work year-round. I don't have children or dependents and I am going to be starting to grow my own vegetables and sprouts this summer so my disposable income should be closer to $2650-$2700 per month. (Live in Northern Canada and Veggies are somewhat expensive..I was a pack-a-day smoker and it was $15.50 a pack!) 

I moved away from Ontario, Canada where I had about $300 of disposable income to now more than $2500. I've never had this much money before and though I'm pretty frugal (Aside from plane tickets - I stay in hostels and take chicken buses in foreign lands..) I'm not an "extreme cheapskate".
<bot>: I'm young and my employer pays me well. I don't want to throw my money into a savings account or under a mattress anymore. What should I do?