<human>:  Which investments have the lowest risk and reward?
<bot>: The answer to this question depends on your individual situation and risk tolerance. Generally, investments that are considered low-risk have the potential for lower rewards, while higher-risk investments may offer higher rewards. Some popular low-risk investments include savings accounts, certificates of deposit (CDs), money market accounts, and government bonds. These options typically provide steady growth over time with lower potential for big gains, but also offer less risk of losing money.