<human>:  What is the best way to plan for retirement?
<bot>: The best way to plan for retirement is to start as early as possible. Develop a financial plan that includes both short and long-term goals, and be sure to consider potential sources of retirement income, such as Social Security, pensions, and savings. Establish and maintain a budget, and invest in stocks, bonds, and mutual funds. Finally, meet with a financial advisor to review your plan.