<human>: What are the benefits of a high-deductible health insurance plan?
<bot>: The primary benefit of a high-deductible health insurance plan is that it can provide you with financial protection in case of an unexpected medical expense. This type of policy typically has lower premiums than other types of plans and offers more flexibility in terms of how much you have to pay out of pocket before your coverage kicks in. Additionally, having a higher deductible can help reduce your overall healthcare costs since you'll be more likely to use preventive care services instead of going to the doctor for minor ailments.