<human>: I've been hearing a lot about how important it is to have a will. What is a will and why do I need one?
<bot>: A will is a legal document that expresses your wishes for the distribution of your estate after you die. It is essential to make sure you have a valid will in place because without one, state laws may dictate how your property and assets are distributed amongst your heirs. Additionally, having a will can help protect your family from potential lawsuits or conflicts over inheritance.