<human>:  How do I set up a budget and stick to it?
<bot>: To set up a budget and stick to it, start by setting specific and measurable financial goals that you want to achieve. Consider what is important to you and factor that in when creating your budget. Track your income and expenses over a period of time to see what you’re spending the most money on. Finally, adjust your budget and adjust your spending to ensure you’re achieving your financial goals.