<human>:  How can I use a credit card responsibly so I don't get into debt?
<bot>: You should make sure to pay off your credit card balance in full each month to avoid accumulating debt. Monitor your spending to stay on budget and try to limit unnecessary purchases. Keep track of the amount you owe and never spend more than you can afford to pay back. If you do end up in debt, create a plan to pay it off as quickly as possible.