<human>: I should start off by saying that I have a good credit score of 805 (Transunion) and 801 (Equifax).  However, I think it could be higher if my "age of credit history" were better.  I know that this is calculated by averaging all of the account ages.  My average account age is 6 years, 2 months (according to my report).  My oldest account is 10 years, 9 months and my newest account is 2 years, 5 months.  My line of thinking is that if I close my newest account (a credit card that I do not use), my average age will go up, thus increasing my credit score.  Is this true?

I should say that my Credit Card Utilizations is <1% (I have $100,000 limit between all my cards).  The newest card only has a limit of $5,000 so I don't think it would affect anything.  My debt-to-income ratio is fantastic as I only put about $1000 a month on my credit card and pay it off every month.

So, are there any negatives to closing down my newest account?  Are there other positives besides increasing my credit history age length?  Thanks!

Can you succinctly summarize the text in 1-3 sentences?
<bot>: If I have excellent credit already, can I improve it by closing down my newest, unused credit card account, thus improving my credit age history?