<human>: Is it better to pay off credit card debt or save for a vacation?
<bot>: It depends on your financial situation and goals. If you have the means, paying off credit card debt can be an effective way to reduce stress and improve your financial health. On the other hand, saving for a vacation could provide long-term benefits such as relaxation, memories, and new experiences. Ultimately, the choice should depend on what is most important to you.