<human>:  What is the best way to make a budget and stick to it?
<bot>: The best way to make a budget and stick to it is to make a list of your necessary expenses and compare it to your income. Set a realistic budget for yourself that you can follow, and make sure to include savings in the budget. Set specific spending limits for each category of your budget and track your progress on a regular basis. Keep in mind that it takes time to adjust to a new budget, so make small goals and be patient with yourself. Finally, avoid spending on unnecessary items and be disciplined in keeping to your budget.