<human>: Hi all, 

My wife and I are looking to get pre-approved for a mortgage and move into a house in the next year.

However, a recent situation has arisen. A small apartment fire happened within our rental unit. Our lease has a clause stating that if a fire damages  the premises such that our "enjoyment is substantially impaired" that we could terminate the lease without penalty.

The apartment management company said that they do not think our enjoyment has been infringed upon, and will not honor our breaking of lease. They have threatened to send us to a debt collection agency, who I assume will take us to court over ~$2000 (the fee for breaking lease early)

With all of that said, do I even stand a chance against a company in small claims court? Will the company really come after us over 2000 dollars? How will this whole ordeal impact our credit scores and ability to attain a mortgage?

Can you succinctly summarize the text in 1-3 sentences?
<bot>: Apartment fire, contract says we can get out, management says we cant. Can we beat them in court? How does it impact our ability to get a mortgage and credit scores?