<human>: Give me the gist of the text in a nutshell

Ok, so I've had a credit card since I've been like 17, and the balance is at like $1150. I've been mostly paying the minimum payment most of the time because that's all I could afford at the time. So there's that.

Then there's about $10k worth of student loans which I don't have to pay back till I finish college. I just finished my AA, and enough time has passed that they started asking for money, but I start again to get my BA in Jan. this time with a Pell Grant because I'm able to claim independent because I turned 24. So there's that too, which I won't have to worry about for 2-4 years depending how long it takes me to finish.

Ok now's the small debt. $140 I owe to AT&T, $150 to the DMV to un-suspend my license due to driving with no insurance, which I stopped paying because my car is mostly out of commission.

So I've been mostly depressed and not sure what to do, since I can't find a real job, and I don't have a working car to really attempt to really get out there and do stuff. I'm thinking I should get a new credit card, pay off AT&T, the DMV, get my insurance back, and use the rest to fix up my car enough to get it in driving condition. Then I'll use it when I need it, and eventually trade up to a more reliable car (my car is worth at least 2500 when I fix the small things, tires, belts, hoses, etc.).

So is this a good idea? Right now I'm working part-time for my mom's business being paid $300 a month under the table for janitorial/computer help. Frankly it's not enough to really fix stuff. I need one big burst of money.
<bot>: do I get a credit card to pay off small debts and fix my car so that I can find a job and then be able to pay off the big debts?