<human>: Summarize the given text in a few sentences.

First off, this is a throw-away. More importantly. I'm in need of some debt advice. In case it matters, I live in Canada. 

Anyway, I thought I'd gotten things under control recently. Finally got myself a decent job since the recession, and started to play catch-up on all my outstanding bills. However, they just keep piling up. Just when I think I have them all figured out, something else shows up. For example... Last night I got a letter from another collections agency.. Today I got my taxes done, hoping I'd get at least a little money back to put towards this... Wrong. I apparently owe the government around $1000.00. I can't afford more payments, as it is I'm having a difficult enough time making the ones I've already got. 

I have nothing worth selling, and I refuse to claim bankruptcy. Unless things get even worse, that's just not an option for me. 

Have any of you dealt with any kind of debt consolidation company? What were they like?
<bot>: I owe various places a bunch of cash, trying my best to catch up but shit just seems to get worse. Advice needed, and appreciated.