<human>: Can you condense the text into a few key points?

Hi everyone! My husband (32) and myself (29) are living with his in-laws currently to save money/pay down debts. We have paid off his students loans (yay!) but still have ALOT of my student loans to pay for our entire lives-- but we have decided it's time to move!

We can't decide if we want to rent or buy... We are hoping to have a baby soon (1-2 years) and would like to rent a place where we feel comfortable raising him/her-- not in the inner city. Therefore-- our rent would be minimum of 1,000 + utilities for a 2 bedroom/1000 square foot house. Renting will make our commute's shorter. 

We've looked into buying but we have only 1,000 emergency fund saved since we have been concentrating on paying loans down. Houses are limited between 89,000-105,000 for a 2-3 bedroom in a decent area, but taxes are at least 4,500. A house would be a starter home-- but the houses we can afford to buy will make our commute to work longer.
<bot>: We need to move out of our in-laws VERY soon. Little savings, so buying is scary-- but renting is pretty expensive anyway. Give us your thoughts and wisdom redditors!