<human>: Condense the text into a few key points

We have been together for almost two years and were extremely close friends for two years before that. She is literally perfect and while I have had my fair share of relationships, I never would have imagined someone caring about me like she does. The only problem is that it scares us to want to spend the rest of our lives together when we are both still so young. We joke all the time about wishing we had stayed friends until later in life so that we could settle down already. We both have known for a long time that we want to be in each other's lives until the end, as friends or more. But we just got to the point where we couldn't restrain ourselves anymore. 

Anyway, in a week we will both be graduating from University. We are spending the summer together in the mountains working and saving money. In the fall we are planning on traveling, some of the time together and some of it apart before we both head back to the city to start our careers. When we get back, neither of us will have places to stay and the most logical decision (financially and logistically) would be to get an apartment together. But considering our relationship and hopes for the future, we are scared that getting an apartment together will lead to us settling down too early and maybe ruining our relationship. We have talked about this a lot and have basically decided to get separate apartments with other friends but we keep having doubts, as we really both want to live together. So I'd just like an outsider's opinion: are we making the right decision by playing it safe? Or are we just letting fear get the better of us?
<bot>: GF and I are debating whether or not to move in together at such a young age. Are our fears of settling down too early warranted?