<human>: Basically, by the end of my professional degree I will have accumulated $150,000 in student debt. This will compromise of $80,000 from OSAP, and $70,000 from an RBC professional line of credit.  I know this is deplorable to think about, and yes, maybe I should have just worked in my hometown factory making yarn for the rest of my life. But I didn't. I foolishly believed (was taught, by my mentors) that equal opportunity existed in our society, and that given my intelligence my socioeconomic status would not hold me back. Wah, I know. Anyways, based on current job prospects and the current market in my field, I don't believe it will be possible to pay both institutions I owe money to come graduation.

If I declare bankruptcy, I know that my OSAP debt will not be forgiven. However, I am still very much considering it if I cannot manage paying both institutions at once with my income. So, what consequences can I expect?

*Possibly irrelevant, but also: This figure is my best case scenario, and is only achievable if I maintain my scholarships, continue to work in school, and live very very cheaply (my current apartment in situated in a neighbourhood with one of the most stabbings per capita in the country, and has both bed bug and cockroach problems, for reference. I also did not buy textbooks this year because they are too expensive).

Give me the gist of the text in a nutshell
<bot>: Considering declaring bankruptcy to get out of money owed to bank, because I cannot afford to pay both the bank and OSAP. What consequences can I expect?