<human>: This may be a bit long, so I apologize in advance. I am really in a bind though, so if you take the time to read it, I truly appreciate it.  Here goes:

I currently live in NJ and "own" a car; really Honda still owns it. For insurance reasons, my mom had to sign as the borrow and I signed as the co-borrower on the loan. Basically, I'm 23 and if I got my own insurance policy, the rates would have been through the roof (especially since I need to have full coverage). 

Anyhow, things were fine for over a year. I make the car payments every month and take care of the car as if I were the primary owner. I am moving to PA in about a month or so and plan on taking the car with me. I would need to get my own insurance policy, which would mean changing the loan paperwork that I am the borrower and my mom would become the co-signer.

My mom is totally on board, but there is a problem. She has an unpaid medical bill, so the facility's lawyers have put a lien on both my car (the one I'm writing about) and my mom's car. My mom is fighting the bill since her insurance was never billed and they won't cover it now since the date of service was years ago. It's a big mess, but she has been fighting it for awhile now, so I doubt it will be taken care of any time soon.

Anyway, when we found out about the lien, the police had informed us that we can't sell, transfer, or anything similar with the car, which obviously creates an issue since I am moving.

So, that's why I'm here. I have no idea what I could do about this situation and I'm basically freaking out. 

Any advice would be appreciated! Thanks in advance!

Can you summarize the given text in a few sentences?
<bot>: Mom is primary borrower on my car's loan. Car has a lien on it and I'm supposed to be moving out of state. Don't know what to do. Please help!