<human>: So I'm just getting out of a year of volunteer work after having graduated college. I have no savings and can't count on my parents to help me out. In 2 weeks, I start 'the real world' with a salaried job, but that also means starting to pay my student loans. I've heard great things from friends about this subreddit, so I was wondering if you guys might be able to help me out if with how to pay off my student loans (space out my payments or pay as much off at once?) and advice on how much to save from each paycheck (for future stability and potential vacations)? One thing that I'm definitely concerned about is over spending since I've never had much money in my bank account.  

Here's a breakdown of my income:
-I volunteer, currently making $480 biweekly; will have my final stipend at the end of the month
-Not enough saved up to count for anything
-Starting another job in July with biweekly installments of what should be around $1000
-$5,600 education award that can only go towards paying off loans and/or grad school

Here's the gist of my expenses:
-$1130 monthly expenses (including rent, apartment bills, health insurance, & travel expenses) 
-$16,350 total loans plus interest rates 

I've been using food stamps for the past year, but I'm assuming that I will be spending around $300/month in food including groceries and eating out

Can you provide a brief rundown of the text in within 3 sentences?
<bot>: – Was a volunteer for a year with no savings. Need some advice on how to budget myself and start paying off my student loans.