<human>: I'll start off by saying I [20M] have never had a girlfriend. I have had a few opportunities to but I either said no or didn't have the guts to ask her out. Previously I have always thought of relationships as a waste of time/money just based on what my friends and others I saw doing around me. I would just see my friends dating people they have really nothing in common with, spending all kinds of money on them for whatever reason etc. Another thing I would like to point out is people dating people they know they could or would never marry. I see dating as a game that everyone does and just jump from person to person knowing it will not last. 

Now this girl I have been talking to is nice and seems promising, but my mentality I have about dating is telling me not to even start anything with this girl. Even just a friend who happens to be a girl would be awesome, and if it grows to more then even better.

Basically what I am looking for is your opinions, experiences, or anything you can think of to help me think of relationships in a different way or confirm my suspicions of it being a waste of time unless you can tell they are the one.

Give me the gist of the text in a nutshell
<bot>: Never had a girlfriend, not sure If I am looking for a girlfriend because I have never dated anyone and do not know if it is worth the time.