<human>: What are the benefits of having a personal bank account?
<bot>: The main benefit of having a personal bank account is that it allows you to have greater control over your money. You can make deposits and withdrawals at any time, set up alerts for transactions, and monitor your spending. It also offers more convenience when it comes to paying bills or transferring funds between accounts. Additionally, many banks offer additional services such as online banking, mobile banking, and other features designed to help you manage your finances better.