<human>: So i'm a month away from getting my license and I borrowed my moms car to drop something off at work which was only a mile away. As I was backing up out of the parking space I hit another car in my blind spot. We both got out and trade numbers etc. she says instead of going through insurance shed rather just make me pay for the bill either through cash or card somehow. At this point she knows I shouldn't legally be on the road bymyself and takes a picture of my permit. Luckily no cops were called and there were only super minute blemishes on my car but her bumper was pushed slightly and it may need to be fully swapped. So in the end she said shell contact me and send me the bill.

Can you succinctly summarize the text in 1-3 sentences?
<bot>: hit another car driving with only a permit they take a picture of my permit and will tell me how much I need to pay them. It was a minor bumper tap