<human>: Can you provide a brief rundown of the text in within 3 sentences?

To make a very long story short.  My wife has a rather severe case of Crohn's.  She's an occupational therapist.  The problems that this presents is that she's basically unable to work full time, as any time she works full time, for any length of time, she ends up having to go in for surgery as a result of the Crohn's (already at 2 feet of small intestine taken out and she's 24).  This then obviously cascades and creates several problems for us as a unit.

She can work, but it has to be a 'less stressful' environment, and the strenuous physical activity has to be pretty minimal.  Additionally full time may be entirely out of the question.

There's a ton of student loans from the degree,  in the 6 figures.  Translates to expensive monthly payments.  So simply 'not working' is not an option for us.

She has a pre-existing condition.  So private insurance is not an option (not without an insane, unmanageable price tag).  I can put her on my work insurance, but still have the price tag issue (over $500 increase a month).  And this doesn't include the high co-pays, etc.

I've looked at the obvious stuff, loan discharge, disability, etc.  But we don't qualify for any of this for a variety of reasons, her age, education (master's degree), etc etc.  So I defer to the community in the hope that someone may have some advice, the key areas I'm hoping someone can help me with are...

1. Work.  Ideas for how to work, where to work...even more preferable legitimate work from home possibilities that don't require more education.

2. Loans.  Ideas/suggestions for loan forgiveness, discharge, something.

3. Insurance.  I don't even know on this one where to go.

Thank you, Reddit, thank you in advance.
<bot>: wife has crohn's, need ideas to work around high insurance costs, high loan payments, and inability to work full time.