<human>: Winter Storm Thor hit the east coast today. I knew yesterday that chances were likely that I wasn't coming into work. I looked outside last night at midnight and noticed that it's still just rain. I figured I'd just go to sleep and wake up to my boss texting me that we'd be closed.

That was not the case as I woke up and saw that my development's streets weren't looking too bad. I sighed and questioned just calling out and being lazy, but I knew I'd need those sick days later. So I picked myself up, cleaned off my car and headed to work like a good employee.

Coming to the exit to the highway I approached a stoplight with a scrap pickup truck stopped there. I tried to slow down but didn't make it in time and I slid into the back of his truck. The side airbags deployed and my windows shattered. No damage to the truck but my passenger side was wrecked.

I called my boss told him I wasn't coming in and then I called my insurance to tow me. Here's where things go from bad to worse. My insurance informs me that I am not on a policy. I asked, "How could I have my car registered but not insured?" They said they called after I bought the car, four months ago btw, and tried to confirm I was to be added to an existing policy. I never got that call, but they insisted upon it.

And now here's where things go from worse to worst possible situation. I get the police to tow my car to a local shop. The shop owner informs me that since my side beam got hit, it was most likely going to be completely totaled. I bought this brand new 2015 Subaru WRX and financed it only to be totaled with no insurance four months later.

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<bot>: TIFU by going into work instead of being lazy, get into an accident, get informed I have been driving for four months without insurance, then get told that my car is basically unfixable.