<human>: Can you give me the gist of the text in a nutshell?

My wife and I have student loans equalling $100000 each. We pay on time and live comfortably. However, in order to do this, I took a better paying job, which I hate. I went back and got my Doctorate which opened up some new career opportunities. I justified going back to school because the career opportunities paid very low 6 figures. After I started, my wife wanted to go to school to get her Masters. She stated she would get a better paying job once she graduated. 

Long story short, she graduated and stayed in her low paying job because it makes her happy. She doesn't even use the new degree she got, nor her bachelors degree. If she did, she would make double what she gets paid now. She is going on 11 years at the same job still making mid $30k.

I find it very frustrating that I work a job I'm not happy about to provide for us financially. I understand she wants to be happy, but so do I. I'm not sure what kind of compromise would be suitable if there is any. I'd like to be able to pay off our student loans, but it's impossible with all of our other expenses which include taking care of children and her mother.
<bot>: Wife refuses to help work towards reducing our debt. I'm not sure how to approach it since she refuses to help.