<human>:  How should I adjust my portfolio to minimize risk?
<bot>: To minimize risk when adjusting your portfolio, you should diversify your investments across different asset classes and risk levels. Consider allocating funds to stocks, bonds, cash, and other lower-risk investments such as treasury bills. Rebalance your portfolio periodically, and focus on low-cost, high-quality investments. It is also important to monitor your portfolio regularly and adjust your strategy to align with ever-changing market conditions.