<human>:  What are the steps necessary to apply for a small business loan?
<bot>: 
1. Research and review the small business loan requirements and documentation needed.
2. Gather the necessary documentation such as a business plan, financial statements and tax returns.
3. Identify which type of loan best fits your business needs.
4. Obtain a copy of your credit report and review it carefully.
5. Contact potential lenders to understand their loan criteria and requirements.
6. Submit the loan application with the necessary documentation.
7. Wait for lender to review application and make a decision.
8. Receive the loan paperwork and make sure it meets your needs and expectations.
9. Sign the loan agreement and submit any additional paperwork.
10. Make payments according to the loan agreement.