<human>: Is it okay to use a credit card for my everyday purchases, or should I only use it for emergencies?
<bot>: It depends on your individual situation. If you have the means to pay off your balance each month and can afford to do so, then using a credit card for everyday purchases might be beneficial as it could help build up your credit score. However, if you are not in a financial position to make payments on time, it may be better to stick with cash or debit cards instead.