<human>: Provide a brief overview of the text.

I'm entering my second, and final, year of nursing in September. Overall this is my third year of college and I'm currently debt-free. I have my tuition and books paid for the next two semesters. 

I currently work a part-time job as well, which ranges from 10-30 hour weeks throughout the school year. From what I've heard, second year of nursing is very heavy, and they recommend you don't work while doing it. I'm considering taking out student loans, strictly for expenses (car, gas, insurance, phone bill, social, etc) and quitting my job so I can focus more on school. I don't have to worry about rent or food costs, thankfully.
<bot>: Would it be stupid to take out a (small) student loan for personal expenses, so I can quit my job and focus on studies? I would be taking out ~$6000.