<human>:  What is the most important financial advice for college students?
<bot>: The most important financial advice for college students is to budget and track their expenses. Developing good financial habits while in college can help lay the foundation for future financial success. It is also important to take advantage of financial services offered on campus, such as banking, developing a savings plan, and taking advantage of student discounts. Additionally, students should pay attention to credit cards and only take out loans when they are absolutely necessary.