<human>: Can you summarize the given text in a few sentences?

New to the PF scene, but I try to save what I can; from the hours I've scrolled reading the sub, you guys inspired me to get serious. I'm still a little gullible on what works and what doesn't (looking at you, Acorn). Since scrolling, I've read amazing things about Ally; the only real drawback being the lack of a physical location and other commodities that come with them. 

To preface I have a standard Chase checking account and a PNC banking account that I just opened (fees waved via College Student perks). I was enticed by the APY jargon since I've never been educated on this stuff. I split the $1,000 I had between the two, with most of the other PNC half going into the growth account. I'm getting the sense I should have just went to Ally for a savings account that will have actual GROWTH in it (PNCs growth seems to change depending how much is in it). 

My question is: how should I go about this? I'm not sure if I should just ditch Chase or PNC with adding Ally to the mix. My income isn't that much regardless (averaging 345 every two weeks). Ally seems like a shoe in, but I want to make the most of where I'm managing and saving my money. Should I keep all three or do some kind of variable of the two? Any thoughts?

P. S. Amateur saver (I don't have an emergency fund, plenty of bills and mouths to feed).
<bot>: Gullible college student wakes to the harsh reality of life and now seeks plan for the future; wants to bank with Ally but already has two other banks.