<human>:  How can I eliminate debt?
<bot>: One way to eliminate debt is to create and adhere to a budget. Carefully review income and expenses, and make necessary cuts in order to create a plan to pay off debt. Consider transferring balances to cards with lower interest rates, or consider debt consolidation if multiple accounts exist. You may also want to look into debt relief programs, or use money from savings, investments, or sources such as a side job to help eliminate debt.