<human>: My current take-home pay is approximately $2,100.00 per month, with an additional $2,500.00 per year from a second job that I may or may not keep after this year.

Current debts:

CC @ $300.00

Car lease @ 325.00 per month until July 2016 (then will probably buy or buy used)

Student Loans just under $12,000.00 outstanding.

Rent and Utilities per month is between $675 and $800 depending on the season.

I'll be 28 in April and have yet to start a retirement account (oops :() nor have I begun to save for a home.  I live alone so I would like to base all future buying prospects on only one income, regardless of weather or not that will change in the future.

I am considering a job/career change as I will never make any more money than I do now working where I am.  However, I'm trying to determine if I should do that sooner rather than later.  I know that it CAN be done as a friend of mine, my age, owns a home and has no SO or roommate for financial support on a teacher's salary in MA.

As a side note, I do have some Bonds that I'm planning on reinvesting soon into a Roth/Mutual Fund/Stocks, if possible.  About $5500.00 worth.  I am also considering allocating more to my student loans every month.  Currently only the minimum is being paid.

Can you condense the text into three sentences or less?
<bot>: With a take-home income of approximately $2,300.00, and only a marginal amount of debt, can I afford to save for and eventually buy a house, or do I need more income?