<human>:  I need help budgeting
<bot>: A good start to budgeting is to keep track of all your expenses. Make a list of all of your income and expenses, including food, rent, transportation, utilities, and other bills. Once you have all of your expenses listed, divide them into fixed and variable costs. Fixed costs are expenses that stay the same each month, such as rent and utilities, while variable costs are items that may change on a monthly basis, such as food and transportation. From there, create a budget based on the amount of money you earn that covers all of your expenses. Make sure to include a budget for leisure and unexpected costs, too. Finally, review your budget regularly to be sure that it is working for you and make any changes as needed.