<human>: What are the benefits of a high-deductible health insurance plan?
<bot>: The main benefit of a high-deductible health insurance plan is that it provides greater financial protection in case of an unexpected medical expense. This means that you can have more money available to cover your medical bills before your coverage starts, so you won't be stuck with a large bill if you don't have enough coverage. Additionally, having a higher deductible may help reduce the overall cost of your premiums because there will be less risk for the insurer. Finally, this type of plan can also provide peace of mind since you'll know that you have the financial security to handle any unexpected medical costs.