<human>: My girlfriend has been making it very obvious that she loves me and I believe she's doing it deliberately to see if I too feel the same, she also keeps throwing in hint's that she want's to say it. I've had other girls say 'I love you' to me before and the build up to it is near enough the same. However I am fully aware that I might be wrong. We've been dating for some time and are just mental for each other, I honestly think she's too good to me and I know that I've never been more happy in a relationship with someone than I am right now.

I should say that I do have horrendous commitment issues however thanks to her, I'm passing it, she knows I have these issues and does her best not to 'scare me off', I've told her I'm not going anywhere. However currently I don't love her just yet, I unfortunately don't, I've been in love before and you just know when you love someone, I do care for her an awful lot and don't know how I'd cope if I lost her. I want to say I love her but I know I don't just yet, I like to say I will love her in the future and I presume I will however I don't know yet. So I ask you, reddit, if she does say she loves me how do I say I don't love you back without hurting her or making her hate me, do I have to face the fact that I will hurt her, should I lie to her, will she be ok if i'm honest? I don't know :( I'm sorry if I'm coming across as an asshole and trust me that I feel like one writing this. Thanks

Could you distill the essence of the text into 1-3 sentences?
<bot>: I believe my girlfriend will say I love you to me (I know I might be wrong) but currently I don't love her, if she does say it to me how do I tell her I'm not there yet?