<human>:  How do you invest money wisely and safely?
<bot>: The key to investing money wisely and safely is to have a plan. Before investing any money, it's important to understand your goals for the investment and the level of risk you are willing to take. Diversifying your investments can help reduce your risk. Researching the markets and understanding any risks associated with your investments is also important. Additionally, you should consider working with a financial advisor or planner to help you make wise choices. Finally, monitoring your investments regularly will help ensure they remain on track to meet your financial goals.