<human>:  How can I increase my credit score?
<bot>: One of the easiest and most effective ways to increase your credit score is to pay your bills on time. Staying current on all of your credit accounts can have a positive effect on your credit score. Additionally, keeping your credit usages low can also help to increase your score as it shows you are borrowing within your means. Finally, regularly reviewing your credit report and monitoring for errors can help you to stay on top of your credit history.