<human>: Been together about 9 months. We are both virgins, so it's totally understandable that she'd be nervous about experimenting. I am too. But last night when we were making out and getting a little physical, she asked if we could keep the touching above the clothes, and take things in baby steps, because she is "terrified."

It wasn't clear if her use of that word was a hyperbole, or if she was serious. She has apologized several times before for being too shy, so I think she feels a bit guilty about it, though I've always reassured her that it's okay.

Can you provide a brief overview of the text?
<bot>: So, whether the answer is yes or no, I'm afraid even asking will make her feel like she's unsatisfying. Looking for the most sensitive and loving way to ask this very difficult question.