<human>: Can you provide a brief rundown of the text in within 3 sentences?

She's awesome. Incredibly athletic, very attractive, usually bubbly and social. Great family. We click very, very well. We do not fight and we do not get jealous or have any "typical relationship problems".
She graduated, moved back home (an hour away) while I finish my last year at college. She is working 2 part time jobs and struggling to make ends meet with loan payments. She has become very depressed.
Our phone calls regularly turn to this 2-3 times a week, talking at least briefly on the phone 6-7 times a week. I am often left trying to pick her up when she's feeling down.
My issue is that she hasn't done anything to help herself. Despite talking to her parents, whose health insurance she is still on and whose house she lives in, she hasn't sought professional help or any counseling, hasn't picked up any different hobbies, and spends most of her time browsing the internet and watching cheap TLC shows to 'make herself feel better'. 
She has bottomed out. I don't know what to do. Her healthy self is everything I'd look for in a girl, we've been together nearly 2 years and could potentially live together as soon as June. 
The one drawback in our relationship has been sex, her drive is low, mine is higher, she tends to be very conservative, and I'm less anxious about the whole thing. We manage, though. Even in this realm, things aren't nearly as bad as they could be. Still though, it leads to frustration on my end because let's face it, these problems can be frustrating.
<bot>: SO depressed, not doing anything to help herself. Healthy her is 'perfect' or close to. I'm aware her problems aren't my problems.. but what to do?