<human>: I have a $15000 student loan (5% interest) that's coming out of it's grace period at the end of this month. Fortunately, I have enough saved up that I can pay it off in its entirety right now, before it starts accruing interest. I'm not sure if I should pay it off immediately, or do it over a few months for the supposed benefit to my credit score.

Some background on credit score: My TransUnion FICO score is 755 right now. I have 4 credit cards becuase I've been poking around in churning a little bit (no MS, just trying to get the bonuses from opening new accounts). One of them is 4 years old and I'm keeping it alive for the history. I've never missed a payment. And this is my only loan.

Could you distill the essence of the text into 1-3 sentences?
<bot>: Is there any point in paying off a $15000 loan slowly to boost my credit score, if I have enough cash right now? If so, over how many months should I pay it off?