<human>:  What is the best way to invest money in 2021?
<bot>: The best way to invest money in 2021 is to do research and create a diversified portfolio. Look for a combination of low-risk investments, such as bonds and dividend stocks, as well as high-risk investments, such as emerging markets and cryptocurrencies. Consider both short-term and long-term investments to balance out returns and manage risk. Additionally, pay attention to any tax regulations that may affect your investments in different countries. Lastly, be sure to review your portfolio regularly to ensure it remains in line with your goals.