<human>:  How do I build a budget to save money?
<bot>: Creating a budget is an important step to take if you are looking to save money. Start by taking an inventory of your monthly income and expenses. Once you have identified all sources of income and fixed costs, you can deduct your expenses from your income to determine what you have left over to save. Set a realistic goal for how much to save each month, and create a budget that reflects that goal. Consider whether you can reduce costs in some areas to help free up extra funds for saving. When setting up your budget, make sure to account for unexpected costs, such as doctor bills or car repairs, in case you need to dip into your savings. Finally, remember to include savings as an expense in your budget and commit to consistently following it.