<human>:  How do I create a budget to save for retirement?
<bot>: Creating a budget to save for retirement is an important part of financial planning. The first step is to determine your current income and expenses and then set a budget that allows you to save a certain percentage of what you make for retirement each month. Consider setting up a separate retirement account that you can deposit into regularly. You may also want to set up automatic transfers from your regular checking or savings account to your retirement account to help make saving easier. Additionally, consider taking advantage of any personal retirement savings plan options offered by your employer. Finally, make sure to review your retirement budget regularly to ensure that it's still meeting your needs.