<human>: Can you provide a brief overview of the text?

First off, thank you for opening this post.  Due to my girlfriend knowing my normal reddit username, I have to use a throwaway.

I, Thomas, am dating a lovely lady, named Julia.  We have been talking since last year, and this year, we started to be romantic.  Recently, we started officially dating.  

Last Thursday, we went out for dinner.  Throughout the evening, we were chatting about all sorts of intimate topics, family, life etc.   It came to the point where she asked me if I was a Virgin.  I responded with an embarrassed "No."  She proceeds to tell me she is a Virgin and after a little more talking, she tells me she wants to change that before she turns 20.

Fast forward to Saturday, we went on a nice date, after which we returned to my dorm, to enjoy privacy.  We started romantic, with a nice back massage, kissing and talking about our relationship.  Slowly, passion overtook us both, and we started to get frisky.  After several minutes, I asked her if she would like me to go down on her, to which she said "Yes."  I proceed to go down and start to well... you can imagine.  Not even three minutes pass, and she says "Oh no, too soon." at which I stop and we return to just making out.  The evening ended well and we have not talked about that since.

What does this mean?  Was it just too soon, or was it more of a feeling of being scared?  I just want her to be comfortable and I feel going at her pace is the best way to do it.
<bot>: Was with GF, having a steamy evening. After I went down on her, which she said yes to, she said "Too soon" and we returned to making out.