<human>: Can you condense the text into a few key points?

I am a 26 F and my friend is a 28 F. Lately I have been finding myself completely annoyed with her. Her parents totally support her, and up until recently she had been unemployed for 6 months. She never looked for jobs, and finally now has a part time one because someone approached her with it. Now to what bothers me - I work full time and go to school on top of it, and support my boyfriend as he goes to school and am barely struggling to hold it together financially. She gets mad when I can't afford to go out, or when I am to tired to go out. (She is using her parents money, and she sleeps all day.) She has no responsibility, and continuously whines about her life. I guess that is my biggest pet peeve - the fact that she will whine over and over about how she wishes her life was something different when she isn't willing to get up off the couch and try to change it.

Anyways, my point is, am I wrong to be upset about this? Do I have a right to want to hold her to a higher standard? Is there anyway I can talk to her about it without having her completely breakdown/freakout on me? I guess I am just looking for a little advice or direction.
<bot>: My friend sits around all day yet complains about hating her life, I am annoyed and don't know how to approach the situation because I really don't want to be around her when she's like that.