<human>: Can you give me a shortened version of the text?

My father passed away at the weekend and he had 2 credit cards and a loan in his name. My mother knows about them as they were decisions they took together, however they are just individual debt in my dad's name. I know individual debt is usually settled from the estate that's left behind and then cancelled but my mum and dad had joint bank accounts that the loan was paid into and the cards paid from. They also have a joint savings account. I'm not really sure where we stand. Will they go after payment from my mum because of the joint accounts? Is there anything she can do like remove my father's name from the joint account or open up a new account and make sure all her money is moved into there? We are thinking of going to the Citizens Bureau at some point but I would really appreciate any help you can give right now. Thank you.
<bot>: my father died and had individual debt. This was linked to my mum and dad's joint account. Is my mum liable and if so what can she do about it?