<human>:  What are some financial tips for someone in their twenties?
<bot>: 
1. Start saving early.
2. Consider investing, even if it's just a small amount each month.
3. Live within your means.
4. Pay down debt as quickly as possible.
5. Take advantage of any employer match available in a 401(k) plan.
6. Consider purchasing an adequate amount of life insurance to protect your loved ones.
7. Take control of your credit score.
8. Set specific financial goals, both long-term (like buying a house or retiring early) and short-term (like taking a vacation), and create a plan of action to achieve them.