<human>:  What is the best strategy to get out of debt?
<bot>: The best strategy to get out of debt is to create a budget and stick to it. Make sure to track your spending and prioritize payments to your debts. Consider looking into debt consolidation or refinancing if you have multiple loans or credit cards. You may also want to look into debt counseling or other options to help you create and stick to a plan that gets you out of debt.