<human>: What are the advantages of using a credit card over other payment methods?
<bot>: The main advantage of using a credit card is that it allows you to borrow money and pay for things later. This can help you save money in the long run by allowing you to make purchases without having to pay upfront. Additionally, many credit cards offer rewards or cash-back bonuses which can be used towards future purchases. Finally, credit cards often have higher limits than debit cards so you may be able to use them more frequently.