<human>: I recently opened up a savings account with Wells Fargo, and was under the impression it would be linked with my checkings account for overdraft. I was hit with 9 overdraft fees from Wells Fargo because my savings and checkings account were not linked. They were only able to waive/refund $164.00 of the $315 that I was hit with. So I was hit with overdraft charges while I had the money. Is there anything else that I can do? 

Similarly and slightly off topic, I've loosely followed Dave Ramsey and snooped around personalfinance for a while, and with that being said, I had an emergency fund that came in handy because my rent basically doubled for the past 4 months. At the end of this month, my rent will go down because I found a new place that will help me rebuild everything back up again. I am a student that will graduate in June and I have around 50K in student loans and $1600 in credit card debt. I currently work and go to school.  Where do I go from here?

Give me a shortened version of the text
<bot>: Hit with finance charges while I had money in separate account. Only got half of charges back. Is there anything else I can do?