<human>: One thing the "rich" talk a lot about is self-determination, self-reliance, independence, hard work and competition; among other values of this sort. These are values I and many others share and would like to put into legislation.

The idea is simple. In my proposal, children of those in the top 1% do not automatically get to inherit their parents wealth. Instead, they would be allowed access to a small fraction of it, say 10%, and would have to earn through their labor, entrepreneurialism and innovation, the equivalent of their parents fortunes to prove they are worthy of said fortunes. The remaining sum of the to be inherited fortune would be kept in a separate interest bearing account and the interest on this money would be used to fund social programs. 

This is not a tax, would support self-reliance principles, would provide needed liquidity in the banking sector and most importantly, contribute to the overall "fairness" of the economy.

Can you provide a brief rundown of the text in within 3 sentences?
<bot>: Keep large inheritances in separate accounts and make the kids of rich people earn the same amount of money that is to be inherited or they don't get the money