<human>:  What are the consequences of not keeping up with the payments on a loan?
<bot>: The most immediate consequence of not keeping up with payments on a loan is suffering financial consequences. This can include increased interest rates or late payments fees. Not keeping up with payments on a loan can also damage your credit score or even lead to a lawsuit if the lender decides to pursue legal action. In extreme cases, not making payments on a loan can even lead to property forfeiture if the lender is unwilling to negotiate a repayment plan.