<human>: Give me the gist of the text in a nutshell

I'll be starting my first full time job in August, and as a result I've had to run up quite a debt on my credit card.  I have more than enough savings to pay it off, plus most of the expenditures I'm talking about will be reimbursed by my company as relocation expenses.  So I'm not worried about that part of it.

However I JUST paid my card in full this past week, but now have a balance of $1887 on the card (about $1100 of that is from last month, the payment for which isn't due until august 10th).  The limit on the card is $4000, I also have another card with a limit of $3000 that I don't use ($0 balance).  That means my credit utilization is 1887/7000 = 26%.  I've heard that it's best to keep it under 30% for score purposes, but I'll definitely be there before my next payment.  Should I pay off a chunk of this now even though no payment is due?
<bot>: I always pay card in full, have the cash to do so, is it worth an early payment to reduce credit utilization?