<human>: What are the advantages of using a credit card over a debit card?
<bot>: The primary advantage of using a credit card over a debit card is that you can build up an available credit limit. With a credit card, you have the option to pay off your balance in full each month, or you can choose to make smaller payments each month and keep a portion of your balance outstanding. This gives you the flexibility to spend more money without having to worry about going into debt. Additionally, credit cards often offer rewards such as cash back, airline miles, and other discounts, which can help offset some of the cost of using the card.