<human>: I've heard that the stock market is down right now. Is now a good time to buy?
<bot>: It depends on your goals and risk tolerance. If you're looking for long-term investments, it may be worth considering buying stocks at this time. However, if you're planning to sell quickly or are concerned about short-term volatility, it might not be such a great idea. Ultimately, you'll need to assess your own situation before making any decisions.