<human>:  What are the benefits of investing in mutual funds?
<bot>: The main benefit of investing in mutual funds is diversification. Mutual funds are portfolios of stocks, bonds, or other investments. By investing in a mutual fund, you can spread your risk over a variety of investments. Another benefit is the potential for greater return than you would get from just investing in individual stocks or bonds. Mutual funds usually have a lower cost of entry than buying individual stocks or bonds, and may offer higher returns over time. Additionally, mutual funds offer professional management and guidance which can help increase your chances of successful long-term investing.