<human>: So a little bit of background, I've been out of high school for 4 years now. I went to school for a couple years (1 year community and 2 years art school) I dropped out of school last year because the school I was going to started to lower their standards for the program i was in, It cost too much money, and I feel into a couple personal issues. I now no longer have interest in perusing that degree. 
I have been out of school for a full year
Since I've been out of school I've moved up to full time at my current place of employment and started chipping away at loans that I couldn't afford to pay for before. Everyone keeps suggesting I go back to school and attempt to actually do something with my life and I'm starting to think that I need to do that too.
Now the big problem is that I need to take online courses. I can't afford to lose the pay or the benefits from my current job. I know online school isn't ideal because many people don't believe that It's actually worth it and that most schools are scams for money.

my other thing is that I don't know what I would want to go back to school for. I went for Audio Engineering before but don't want to go back for that now. I also really enjoy photography but I've been told that a degree in photography is virtually useless. I love animals and have always been around them my entire life so i've considered attempting becoming a vet but I can't do that because I wouldn't be able to emotionally handle that (IE: if the animal was too sick and I couldn't help or if something happened because of me. I would feel like it was my fault ect). I'm not really super interested in anything enough that I feel like I could do it for the rest of my life and i'm by no means looking for an "easy" solution" just a way to sort my life out.

Give me the gist of the text in a nutshell
<bot>: I have 3 years of college under my belt, everyone tells me i should go back to school and get a degree but nothing seems to interest me. How do I get my life back on track?