<human>:  How do I build up my savings?
<bot>: One way to build up your savings is by creating a budget. Establishing a budget can help you determine how much money you can feasibly save each month. It is important to account for all income and expenses when creating a budget. Once you have your budget in place, you can easily find room to add money to your savings each month. Additionally, it might be helpful to set a specific goal for how much you'd like to save each month. Finally, consider setting up automatic transfers from your regular checking account to your savings account. This way, your savings will be growing without requiring much effort from you.