<human>:  What kind of life insurance should I get?
<bot>: It depends on your needs and budget. Generally speaking, term life insurance is a good option for those seeking coverage for a specific period of time and low monthly premiums. Permanent life insurance policies, such as Whole Life or Universal Life, are better for those wanting long-term coverage and the potential for tax-deferred cash accumulations. You should consider the specific coverage you need, your current financial situation, and long-term goals before making a decision.