<human>: Can you condense the text into a few key points?

I've been dating a great guy for 3 months. We have engaged in some light petting and oral but have not had penetrative sex yet. I feel ready to now as I've gotten to know him well and am having a great time in the relationship and I know he wants to have sex too. 

I asked him to take an STD test for my peace of mind and offered to do the same for him. He has refused as he thinks it's embarassing, time-consuming and demanding. I have no reason to suspect that he has an STD. He's been upfront about his sexual past- he's been in 3-4 serious relationship and isn't the type to sleep around. I don't think he's lying when he says he doesn't have anything, but I do believe that there are STDs that can be dormant, and that he might have one without even knowing it. 

In addition, I'm put off by the fact that he's making a big deal out of my request. He says that no women has ever asked that he take a STD test before sex, and that it's a humiliating and intrusive process. He is willing to walk me through his sexual history, but says that the process of taking the test is not something he wants to go through.

I don't know if I am being demanding or if this is a normal request in relationships (he is my first sexual partner). Please help.
<bot>: New boyfriend won't take an STD test before sex. I don't know if I'm being unreasonable and demanding because of my inexperience, or if he's wrong for making light of my concern.