<human>: My fiancé got taken to the hospital yesterday for sun poisoning, but she doesn't have insurance until her new job starts (and the insurance kicks in). Meaning, she's going to be out of pocket for these expenses as soon as the bill clears their billing department.

I thought I'd get a jump on researching some of her options for her while she recovers, so that we can get a jump on negotiating the bill down as soon as she recovers.

Currently, she has no income until her new job starts (she just graduated college, but has a signed a contract to be a high school teacher starting in August), and then her first pay check won't be until the end of August. I am currently getting paid through my teaching job, although I'll be without a paycheck until the end of August as I've switched jobs and will be moving from twice-monthly to once-monthly paychecks.

Give me the gist of the text in a nutshell
<bot>: what strategies should I (or my fiancé) employ to talk to hospital debt down? Paying for the services outright is likely not going to be a solution for us.