<human>: Can you succinctly summarize the text in 1-3 sentences?

Some more information.

I Live and work in Melbourne. Mortgage sitting around 295K, homes worth about 400K. We have two cars, both paid. I work full-time and earn 68K Gross, potential for raise or promotion but not likely ATM, partner works part-time and earns 28K Gross. 

Expenses are like everyone else's. We have a credit card (50% paid) and a small personal loan that we are paying off. We can't seem to move ahead fast enough. We regularly sell stuff on eBay and do our best not to over spend but we still like to live e.g. Holiday once a year if finances allow for it, the occasional social or evening event and well, my daughter is three.

I have always had a knack for creating content online. I'm not a designer or coder but I enjoy and can come up with content. Writing, film or imagery. Mainly writing.

I have developed and flipped two websites and several Facebook pages successfully as well as freelanced myself out as a niche article writer and been paid for it as well as creating many other sites and blogs which I have abandoned due to boredom and lack of time to do anything with them.

I would love nothing more than to write a blog full-time and maybe freelance on the side. My problem is always time or lack thereof and start up capital. 

I know I can't just quit and take a leap of faith. 

Well I could but that would make me a Jerk because I have a family I need to look after and I'm not exactly a Jerk kinda guy. 

What do I do?
<bot>: I'm looking for some time management advice and some ideas on how to finance something like this to the tune of about 5K. Thanks.