<human>:  I am really bad at budgeting and keeping track of my finances - how can I do a better job?
<bot>: One way to do a better job of budgeting and keeping track of your finances is to create a budget plan. You can create a budget plan that outlines your income and expenses, and then set spending limits for yourself. Additionally, it can help to track your expenses to help you stay on track. You can also consider setting up automatic transfers that will help you save money each month. Lastly, consider using financial programs or apps to help you stay organized and motivated.