<human>: Could you distill the essence of the text into 1-3 sentences?

Not really a serious issue so far, and we haven't been officially a couple yet. But I wanted to get certain issues sorted out between the two of us before going public. (Btw, most of our friends know about us).

She is a saver and I am a spendthrift. While i think i earn thrice , i end up spending more and saving less every month. While she organises her expenses, mine is mostly done on  a whim. Everytime we go out, it takes considerable effort on her part to keep me from buying shoes, shawls or the fancy jacket i see. 

 I am considering moving in with her , in some 4 months time period and she has been hinting it as well. But I do not want financial spending to be a barrier between us. So for those of you who are in a spender X saver relationships how do you handle money talks? 

1. Do you always have to justify, to your partner, about expenses?

2. Should i have a combined bank account or do we still maintain individual ones?

3.  How about future plans? or do you set a saving limit for each month?

4. Since i earn  more, should i save more at the end of the month?

5. How about long term investment plannings?
<bot>: Planing on setting  boundaries for my spender - saver situation. Would really appreciate of advice on how to go about.