<human>:  I'm looking for an investment account that is secure and offers high returns. What would you recommend?
<bot>: I would recommend looking into a Certificate of Deposit (CD). CDs offer safety since they are FDIC-insured, and many offer higher returns than a traditional savings account. Depending on your preferences and the amount of money you are looking to invest, you could look into a number of different CDs, such as a long-term CD or a no-penalty CD. It is important to compare the different offers from different banks to find the highest returns with the most safety and security.