<human>: Condense the text into a few key points

Hi everyone! I'll try to keep it simple and short. 
I've been dating a girl (Joana) for more than a year now and we have been there for one another through everything that we've been through. 

I've just been waiting for the right moment for our first sex cuz everyone wants their first sex to be special isn't it ?

So last night she was at my place and we were making out when I asked her about her preferences (if any) and she said she would like it with scented candles and stuff but then no condoms or protection (she says it's okay for the second time onwards but not the first time). She also says that if in case she turn out to be pregnant she would like the keep the baby.

I'm worried about my career and my future at this point and wouldn't want to get involved in having a child. Moreover, I really love her at the same time and wouldn't want to lose her either.
<bot>: gf (21,F) says she wants to have sex without protection the first time and I'm worried about the consequences. Please help!