<human>: Hi, Personal Finance!
I'd like to think I'm fairly smart when it comes to finance. I have worked at banks in sales (selling people debt), and have been very good about not going into debt myself, keeping my c/c balance low (in fact, I'm debt free ATM, and keep my C/C utilization at about 3-5%, if that). Furthermore, while my job doesn't pay very much, there are discounts on my monthly bills (cable-premium package... and I mean ALL channels, 

Here's a basic breakdown of my monthly financial responsibilities
$34, cable/internet 
$60 cel phone
$42 car insurance
$14 gym
.... err... I can't think of any other financial responsibilities ATM. 

Here are some future expenses that I foresee in the future
-Engagement ring, (1500, for a ring normally priced at $5k, thank goodness for having worked in jewelry for 10 years and having connections)yep, I'm going to ask my girlfriend to marry me. 

-Looking at purchasing a used car 5k-10k, either cash or financing a small amount. (I have a car ATM, but looking to upgrade).  

- Hmm... probably something in the distant future are wedding costs, looking for a house, vacation.... etc. (For this, I'd use the figures of a combined income, which is roughly about 60-65k. 

So, considering that without comission, my take home-pay is about 1,400-1,500 a month (comission included-- 2,000-2,500) a month. What does PF think I should save? The reson I gave so much info is because of all the upcoming expenses I have, in comparison to the low expenses I have at the moment.

Can you summarize the given text in a few sentences?
<bot>: Have little expenses ATM, have some upcoming expenses in the next year.... how should I maximize my savings/what percentage should I save? Is it ok to minimize expenses to a ridiculous amount in order to save up? Thanks!