<human>:  I recently refinanced my mortgage. How do I make sure I am getting the best possible loan?
<bot>: To make sure you are getting the best possible loan on your refinancing, start by researching lenders and loans to compare rates, fees, and payment terms. Talk to a lender to learn if you qualify for any special rates or discounts, and ask what paperwork is needed to apply for the loan. It is also important to look at the overall loan costs, not just the interest rate. You may also want to see if you can negotiate the fees. Finally, be sure to understand the terms of the loan before signing any agreements.