<human>:  How can I improve my credit score?
<bot>: One way to improve your credit score is to make sure all of your bills are paid on time. You should also work to reduce your overall amount of debt by paying off your balances and limiting new credit. Additionally, check your credit report regularly to make sure it is accurate, and dispute any errors or discrepancies. Finally, consider getting a secured credit card or a credit-builder loan to help establish or build credit.