<human>: I'd like to learn more about how to get the most out of my retirement savings.
<bot>: The key to getting the most out of your retirement savings is planning ahead. Start by assessing your current financial situation and creating a budget that allows for saving regularly. Consider factors such as inflation, taxes, health care costs, and any other expenses that you may have in retirement. Then create an investment plan with goals that align with your retirement timeline. Make sure to diversify your investments across different asset classes, such as stocks, bonds, mutual funds, and annuities. Finally, review your portfolio periodically to ensure it remains aligned with your retirement goals.