<human>:  How do I start investing money?
<bot>: The first step in investing money is to decide what your financial goals are. Before you start investing, it is important to understand why you're investing and how much risk you are willing to take. After you have determined your goals, you need to decide how you want to invest your money. You can invest in stocks, bonds, mutual funds, index funds, real estate, and other assets. Once you've chosen the type of investment you want to make, you can use online brokers or utilize the services of a financial advisor to help you choose investments for your portfolio.