<human>: Provide a brief overview of the text.

Hey guys, I'm hoping to get some second opinions on whether paying down debt with some of my emergency fund would be a good idea. I've picked up a copy of Dave Ramsey's Total Money Makeover, and am really happy with my progress on the baby steps so far.

I know I'm going against step 1, but I am thinking about taking $700 from my $1k emergency fund to pay down my last credit card. The $700 I'd be taking out would completely eliminate the last of my credit card debt. I feel pretty stable in my job, and I want to elect to create a direct deposit of 15% or so from every paycheck into the emergency fund account as soon as I pay this off. I guess it would be like combining Steps 1 and 3 from the plan. 

Do you think it's worth it to withdraw the money, or to just gut it out for another couple months until I pay my last cc off, while still keeping the emergency fund?
<bot>: Should I take out 70% of my emergency fund to finally pay off my last credit card bill from the debt snowball?