<human>:  I need help understanding complex financial investments.
<bot>: A good starting point to understanding complex financial investments is to research and become familiar with the terminology used to describe and discuss them. Understanding key terms such as stocks, bonds, and mutual funds will give you a baseline understanding and allow you to dive deeper into topics such as diversification, asset allocation, and securities pricing. Additionally, it is important to research and become familiar with risk management strategies to evaluate potential investments and manage potential losses. Lastly, consult with a professional to help you make informed decisions about investments and plan for the future.