<human>:  What is the best way to invest a lump sum of money?
<bot>: The best way to invest a lump sum of money is to create a diversified portfolio that takes into consideration your personal investment goals, risk tolerance, and timeline. Consider investing in a variety of assets, such as stocks, bonds, mutual funds, real estate, commodities, and alternative investments. Set a plan and stick to it, reviewing your portfolio regularly to make sure it aligns with your long-term objectives. Additionally, research different options, ask for advice from financial advisors and experts, and remember to pay attention to investment expenses, taxes, and fees.