<human>: Can you provide a brief rundown of the text in within 3 sentences?

Last year may I was in a mild accident. It was a very foggy morning, and there was a lot of obstructions at the intersection as it was having some work done too it. After waiting for sometime and waiting for an opening to cross I saw nothing so I started off. Next thing I knew my car spun slightly and I heard a slight ringing. Apparently I had been in a collision. I don't know if it makes any difference, but he must not have had his lights on as I did not see him, but could see the other cars I had yielded for. As to my knowledge no one had left in the ambulance as I was fine, and when we were talking after the incident he stated he was as well. There were two tickets issued at the scene; One to me for failure to yield as I had a stop sign, and he did not. Also he was ticketed for having no insurance on his vehicle. I did have insurance, and have contacted them to see what's going on cause last I heard from them they stated they were going to take care of everything, but I have no heard back yet as the adjuster working my claim will not be in until Monday. I tried reaching my lawyer to figure out what I need to do as well, but as it's late in the day on Sunday I have not heard back from him either. I'm really freaking out. I do not have anywhere close to this kind of money as I'm 22 years old, and JUST starting working a full time job still in probation. Also will find it hard to even just afford the lawyer to fight this as I'm moving out on my own soon and have enough budgeted to get by, but not much for any kind of savings.
<bot>: Got sued for an accident that occurred over a year ago for more money than I ever plan to have, and am really worried about my future and what to do.