<human>: Can you give me a shortened version of the text?

**A Little Background**

I am currently a Junior, studying ME. My financial is nothing too out of ordinary, I take loans from school and I have a paid internship whenever I have at least a week off from school. So I make some additional money for car insurance and the rest that I have to pay for school and health insurance.

**Advice**

Are there any things, financially speaking, that I should start looking into before graduating? I got a credit card a couple months ago to build a credit record buying gas and groceries. I remember in my finances class in high school they said to start a Roth IRA, or something similar, as soon as possible so that I accumulate money from interest by the time when I get older. I know nothing about these things so any advice would be helpful. I know some accounts don't let you take money out or have some rules that need to be followed like a minimum deposit monthly for the account to be open. So if someone knows the fine prints and the best ways to start off a stable life it would be very helpful.
<bot>: I guess What I'm asking is what should a college student think about financially before graduating to help him with entering the real life. Credit score, savings account, Roth IRA, 401K, transfer market, etc....