<human>:  How can I create a budget for my household expenses?
<bot>: 
1. Start by listing all of your expected monthly expenses, including rent or mortgage, utilities, groceries, transportation, entertainment, and any other bills or expenses.
2. Figure out your monthly income from all sources, including any investments, job wages, and other forms of income.
3. Calculate the difference between your income and expenses.
4. Set a limit for each of your expenses and determine how much money you will need for each item.
5. Establish a savings plan.
6. Evaluate your budget periodically.