<human>:  How do I go about refinancing my home mortgage?
<bot>: To refinance your home mortgage, you need to start by comparing different lenders, looking into the different types of mortgage products they offer, and evaluating your current mortgage to determine whether refinancing is the right choice for you. You should then compare rates and fees, consider costs associated with closing, calculate the costs and savings of refinancing, and see if you can qualify for a better loan product. Once you're ready to proceed, you'll need to apply for the refinance loan with your chosen lender.