<human>:  How do I build good credit?
<bot>: To build good credit, there are a few steps you can take. First, make sure to make all payments on time. Paying your bills before the due date shows lenders that you are responsible and credit worthy. Second, use credit cards judiciously and make sure not to exceed your credit limit. Third, diversify the types of credit you use, such as a credit card, personal loan, and store card. Finally, check your credit score regularly to make sure it is accurate and up to date.