<human>: I have a lot of money in a 401k plan. What are my options?
<bot>: Your first option is to withdraw the money from your 401(k) and use it for whatever purpose you want, like paying off debt or investing in stocks and bonds. You can also choose to leave the money invested in the plan, but this may result in lower returns than if you withdrew it early. If you’re not sure what to do, consult with a financial advisor who can help you decide which option is best for you.