<human>: I'm looking to get myself on the fast track to FI and am working on eliminating all debt asap

I own a 4 plex purchased with an FHA loan which I now understand to have been a foolish decision, at the time I was not VA loan eligible but now I am. If I were to do a cash out refinance I could eliminate my car loan, eliminate the PMI from my mortgage and most likely get a lower interest rate. The streamline refi would simply drop the PMI, lower my rate and leave the equity that I already have in the home there. Now I don't have a ton of equity, probably in the neighborhood of 20k so I feel like using he cash out would at the point in time be worth using to eliminate my car loan (only source of debt as I never carry a balance on my credit cards) thoughts?

Can you give me the gist of the text in a nutshell?
<bot>: refi and get lower rate and drop PMI or cash out refi eliminate debt but lose equity in home, drop PMI and get lower rate.