<human>: Can you give me a shortened version of the text?

I work full time retail and I have my associates. I'm strongly considering going back to school to get a bachelor's and hopefully find a better job. I really don't have any marketable skills, but I do know a relatively fair bit about computers. If I were to choose a field to go into, it would probably be that. I've looked at some school websites, online and local brick and mortar, and to be quite honest, I have no clue where to even begin. I have no idea how or what credits will transfer, I don't know how I will afford it, or even what degree I should try to obtain or what classes I should take. I also have reservations as far as debt and whether the whole thing is "worth it" or not.
I've has a serious wake up call and if I don't move quickly, I'm seriously scared for what the future holds for me. Please, those of you who are experienced in this, or even have just done it on their own before, lend me a hand here and point me in the right direction.
<bot>: I'm approaching 30, have a shit job, and cant wrap my mind around how to move forward, and I'm desperate for some advice. Thanks a lot for reading.