<human>: What do I need to know about buying a house in Canada?
<bot>: You should research the different types of mortgages available, including fixed-rate and variable-rate mortgages. 2 Understand the process for applying for a mortgage loan, including any requirements you may have to meet. 3 Consider factors such as property taxes and home insurance costs when comparing houses. 4 Make sure you understand your credit score and what it means before you apply for a mortgage. 5 Research local real estate market conditions so that you can make an informed decision about which house is best for you. 6 Get pre-approved by a lender to ensure you can afford the purchase. 7 Have a clear understanding of how much you are willing to spend on a house, as well as your budgeting needs. 8 Ensure you have enough money saved up to cover closing costs and other fees associated with purchasing a house. 9 Check the title and survey the property to make sure everything is in order. 10 Hire a lawyer if needed to finalize the sale or lease agreement.