<human>:  Steve makes 40000$ a year as a teacher. He loses 20 percent to taxes, 10 percent to healthcare, and 800$ to local union dues. How much money does Steve take home?
<bot>: How much does Steve pay in taxes? ** Taxes:40000(.20)=8000$
How much does Steve pay for healthcare? ** Healthcare:40000(.10)=4000$
How much does Steve pay for union dues? ** Dues:<<800=800>>800$
How much money does Steve take home? ** Total:40000-8000-4000-800=<<40000-8000-4000-800=27200>>27,200$
#### 27,200