<human>:  What are common credit card scams and how do I avoid them?
<bot>: Common credit card scams and how to avoid them include: identity theft, card skimming and cloning, phishing and bogus offers, and online scam sites. To protect yourself and your credit card, keep your personal information and credit card details safe, be aware of unexpected bills, check your credit card statements regularly, only use secure websites when shopping online, and never give out your credit card information on the phone or via email unless you initiated the call.