<human>:  Which financial institutions offer the best CD rates?
<bot>: The best CD rates are offered by a variety of financial institutions, such as banks, credit unions, and online brokers. It is important to shop around and compare different offers to find the best rate for your individual needs. Consider factors such as the length of the CD term, the minimum deposit amount, and the type of financial institution offering the CD. Additionally, you can use online resources to compare rates from multiple institutions for the best CD rate.