<human>: Summarize the given text in a few sentences.

So recently (as in an hour or two ago) I found out that my long term SO and future wife is having some trouble meeting her financial goals. She's out of college and has a stable job. Her mother, in an attempt to teach her about budgeting, set her a savings goal for July. Well she didn't budget well and upon getting a job where she had money to do whatever with, she spent more than she should have so the budget is shot. 

We've gotten the budget under control but the larger problem is she now has debts. student loan, car loan, and credit card loan debts. Right now we're trying to work on her budget but she keeps focusing on the savings aspect. I understand that she needs to save but she's built up quite a lot of debt (~55k total) and I'm in the midst of trying to convince her to focus more on paying off her debts so that she has more power from her income. My question to you all is am I even thinking about this the right way? Would it actually be more benefitial to save? If you wouldn't mind explaining why your advice works I'd apriciate it greatly.
<bot>: While you're in debt, how much of a consideration should considering to increase savings be (beyond an emergency fund)?