<human>: Hello all,

   So I'm a 25 yr old working guy in Southern California. I work at a startup company and as of right now they do not provide me with medical insurance. I make $1000 per week there (after taxes is $736). Anyway, ever since I graduated college, I've been on an Obamacare plan through Kaiser. Since I wasn't very smart at what plan to choose and such, my mother picked my plan for me since it had a minimal deductible and low copays. However, with those benefits the plan was gonna cost $373 a month. And since I barely had any savings, my mother said she would pay for my health insurance. I've been very grateful to her but she has now cut me loose to pay for it on my own. 

And now, I cannot afford such a steep plan especially since I haven't needed to go to the doctor's in the 2 years Ive had the plan (beside the yearly checkups where I've been fine).  So I want to get a cheaper plan but since the open enrollment is not "open" now, I suppose I'm stuck with what I've got. However, I have recently looked into getting insurance from the ehealthinsurance website (I found another plan through Kaiser that would be only $180 per month). But now they want documentation of a "triggering event" that is requiring me to seek medical insurance at this time. Apparently, an event like that would be losing a job, having a child, or falling off a parent's insurance plan. None of which apply to me. They do have an "other" event in which you can describe your issue to them. I'm just wondering if anyone would know if my situation would count as a "triggering event". That being my mother has been paying for my insurance. Any other advice would be greatly appreciated, thanks!

Can you condense the text into three sentences or less?
<bot>: my mother used to pay my obamacare plan, but now she is having me pay for it. I can't afford it, I want a new and cheaper plan.