<human>: I currently have been out of school for a year now and have been paying off student loans for half that time. It is getting to the point where I can no longer make payments, have no savings or spending money. I am two months behind in rent (to my parents) and just missed two of my loan payments. I have approximately ~$85K in loans to five different lenders with payments which total some where in the $800-1K range a month. I dont know what to do but cannot keep doing what I'm doing as my income stream is not steady enough to have a future budget. I work at a restaurant with changing hours at night, and during the day I do service for an HVAC (Heating, Ventilation, and Air Conditioning, if you didnt know) whose hours vary WAY too much and I am not needed often enough. I only know if I'm working that day, and sometimes i dont get the call to almost noon, but I have no idea whether I will be working tomorrow and go from day to day with my scheduling. Any thoughts or advice besides get a new job (I've been looking on days i know I wont work) would be appreciated.

Could you distill the essence of the text into 1-3 sentences?
<bot>: Non steady job/income with ~$800-1K a month due in student loans to five different lenders. Missed payment on two of them so far this month. HELP!!!