<human>: I'm a college student, a junior, earning a degree that I should be able to find employment in fairly easily. Entry level wages begin at ~$35,000. With additional education/moving/increasing skills (according to Bureau Labor Statistics) my income can increase to ~$74,000. 

Currently I'm working two part time jobs and going to school full time. My monthly income varies from $1800-$2300/month. (Hours get called off.) 

Monthly expenses basically meet income. 

For debt I've $29,000 in student loans, $4500 in car loan. 

I need to finance several things. This semester will cost $2500. I need $2500 in TMJ treatment, $3000 in dental work, plus an estimated $6250 for medical/vision/mental health treatments--that's my deductible and I've met my deductible every single year. The dental work/TMJ treatment is urgent. 

So for health stuff that comes out to about $12,000 this year. College is in addition to that. 

I have no idea how to finance all of this! If I put off TMJ/Dental the costs of treatment will increase exponentially as teeth/jaw gets worse. If I quit college to finance this, I'll lose $3000/semester in scholarships and my health insurance. 

I've looked into Obamacare and college insurance is better for me at this time. 

I've opened an HSA, will try to put $3000 into it but don't know if I can. 

I'm considering taking out student loans to cover medical/dental and college costs. I would begin by taking out $5000 to cover this semester and TMJ treatment.

What other options are there?

Summarize the given text in a few sentences.
<bot>: College student trying to finance college and $12,000 in medical/dental care. Don't know how. Shall I take out student loans to do this?