<human>: So my SO and I have been dating for 6 months.  We planned to go to beach the end of this month.  We planned it out to be pretty cheap as possible.  She's currently not saving very much money due to a tight budget.  So when we planned it out I mentioned setting aside so much money every paycheck to afford this.  At the time I thought she agreed.

The vacation is coming closer and she mentioned that money is going to be tight the rest of the summer as the fellowship where she works (atty) is ending, and she needs to find a permanent job.  I asked if this was going to create problems with our vacation, and I told her it was no big deal to cancel it.  She said no, but as I inquired more I discovered that her plan was to charge the entire vacation, and pay for it with the money she would make at her new job (that she's hasn't found yet), and through spending less money throughout the summer, than she had budgeted.  She didn't actually set aside any money since we planned it out, and claims she never agreed to this.  

She seems to think the problem is the way we budget is just different and mismatched.  And that once she looks over her budget she's sure she can afford it.  I asked her if she was actually going to have cash to pay for it, as I'm of the mindset that if you're charging something, you can't afford it.  She said there will be absolutely no way she will have any cash free to pay for it, but her decision to pay for it with money she hasn't earned yet is her's to decide.  

This very much bothers me, but I also feel like her finances are none of my business, and if she thinks she can afford it, she can, I shouldn't question that.  Its not as though we live together.  But, I don't want to cause her to spend money she doesn't have just to keep up.  I'd be perfectly happy eating ramen with her everyday, if it meant I got to be with her.

Can you give me the gist of the text in a nutshell?
<bot>: Gf plans on charging a vacation we planned, this makes me uncomfortable, and makes me think I should cancel it altogether.