<human>:  I am looking to invest some of my savings. What investing strategies are available to an individual investor with a low-risk appetite?
<bot>: There are a number of investing strategies available to an individual investor with a low-risk appetite, including parking money in a savings account or certificate of deposit; investing in conservative mutual funds; investing in bond funds; using index funds; investing in blue-chip stocks; or investing in treasury bills. It is important to research each of these investment types before deciding which one is most suitable for you. Additionally, it is essential to have a plan and a budget to make sure that you can reach your financial goals.