<human>: What are some of the differences between the two?
<bot>: Some of the main differences between a traditional IRA and a Roth IRA are:
 • Traditional IRAs have income-based contribution limits, meaning that you can only contribute up to a certain percentage of your income. Roth IRAs do not have income-based contribution limits.
 • Traditional IRAs have mandatory distributions beginning at age 72, while Roth IRAs have no required withdrawals until the owner is in a higher tax bracket or has reached the age of 59 ½.
 • Withdrawals from traditional IRAs are taxed as ordinary income, while withdrawals from Roth IRAs are generally tax-free.