<human>: I'm thinking about having a baby, but I'm worried about the costs. What are the costs?
<bot>: The cost of having a baby can vary greatly depending on your situation and needs. Generally speaking, expectant parents should budget for medical expenses such as prenatal care, delivery, and postpartum visits; childcare or other forms of support during maternity leave; and any additional items you may need for your baby's arrival. You'll also want to consider the cost of clothing, food, and other necessities that will be needed in the early stages of raising a newborn.