<human>:  How do I make a budget for my household?
<bot>: Creating a budget is a great way to get a better handle on your household finances. To do this, start by listing all of your sources of income. Once you have that information, list out all of your recurring expenses, such as rent or mortgage payments, groceries, utilities, and loan payments. Then, list out any other non-recurring expenses, such as gifts, vacations, and unexpected expenses. Once you have a complete list, track your spending for a few weeks and compare it to your income. Make adjustments to your budget to ensure that you are living within your means.