<human>: I will taking a year off before I go to medical school, which starts after my graduation in May. First of all,  I am making two big assumptions right now. I am assuming I will be working as a part time medical scribe (30-35 hours/week) during the gap year and I am assuming I will be accepted into medical school from the 2016-17 school year.

I wanted to know what would be the best thing to do since I will have to pay at least 6 months of my loans (25K, total of 5 govt loans) before I can defer it again after I go to school again. I was wondering if I should just do a PAYE repayment program or just do a standard repayment program. I was thinking it would be best to just pay as much as I can right now to reduce my loan. However, as a hopeful MD, the amount of money I will borrow will skyrocket, also I still need to pay for my application fees and traveling expenses for medical school interviews. So what do you guys recommend?

Can you succinctly summarize the text in 1-3 sentences?
<bot>: I have a year before med school, I will have to pay 6 months in loans, is it better to save my money for future expenses or pay as much of my loan as possible right now?