<human>: Is it a good idea to have a joint bank account with my spouse?
<bot>: It is generally not recommended to share financial accounts, such as a joint bank account, with your spouse. Doing so can create confusion and potential issues if one person makes transactions without the other's knowledge or permission. Instead, consider opening separate accounts that you both control and use for different purposes. This will ensure each of you has full access to your own money while still allowing for transparency and accountability.