<human>: I've been having trouble with my credit lately. What can I do?
<bot>: One thing you could do is to check your credit report and make sure there are no errors or inaccurate information on it. You can get a free copy of your credit report from each of the three major credit reporting bureaus (Equifax, Experian, and TransUnion) once every 12 months at AnnualCreditReport.com. You should also consider talking to a financial advisor about how to improve your credit score.