<human>:  What are some helpful tips on how to save money?
<bot>: 
1. Make a budget and stick to it
 • Spending more than you can afford is a surefire way to overspend and make it difficult to save money.
2. Cut down on eating out and impulse purchases
 • Eating out is often more expensive than cooking your own meals.
3. Automate your savings
 • Setting up automatic transfers from your bank account can help you save money without having to budget for it.
4. Buy used instead of new
 • Shopping for used items can often save you money while still getting what you need.
5. Pay bills on time
 • Paying bills on time will help you avoid late fees, which add up quickly if overlooked.