<human>: I own a condo, bought it all cash with the help of a personal loan. That person now wants the money back (five years later, condo has doubled in value, approximately) and I need to get a mortgage... The value of the mortgage compared to the place would be low - equivalent to 70% down.

Two complications: I'm moving in a few months, to a new city where I'll earn a real salary. In currently a phd student with only a stipend that ends this summer. So it would be a cash out refi for investment purposes, and I would really like to get the mortgage squared away before I move...

Anyone know of lenders who will consider approving a mortgage based on a job offer (3 years job security at very good pay)? I have enough money in the bank to pay the first few months be m leading up to my job start date.

Can you give me a shortened version of the text?
<bot>: I need a mortgage based on income for which I have a signed offer letter, very low current income - any ideas where to look?