<human>: So my mom just informed me that she is expecting to receive the whole refund I am going to get this year. Understandably, I am angry.

I am entering my third year at an in-state public university. My first year I lived on campus, and she took that entire refund, but that was fine, as I was able to live on what I had saved over the summer and my dad moved to the city the month before school started.

My second year, I became an RA, and got all of my room and board paid for. Again she took my refund, and I didn't get to work as much over the summer, but she reasoned that since I was getting paid ($100 per month), that I didn't need it.

This third year, I will be living off campus with my boyfriend, which she had been encouraging me to do since October. Though I have had a better paying job this summer, I have not been able to save a lot, as I buy groceries and pay a few other expenses.

This will be the biggest refund I will receive, which I was planning on spreading over six months, so that I can live over next summer comfortably, as our lease runs Aug-July.

My new job, I work 20 p/w at $9 an hour. Our rent is almost $500 not including any utilities. 

Again, her reason is that I work, and can live off of that. But only being able to work 20 hours a week, and after taxes, I will be coming up short or barely making it each month. 

I receive both the Parent Plus Loan (this will be the first time we're using it since freshman year) and the Unsubsidized Loan. I also have an additional $5000 a year scholarship that I must keep a 3.0 to keep.

So, how much of my refund should she be entitled to? I feel that since she was so adamant about my SO and I living together, that I should get my refund to off set some of my living expenses.

Can you provide a brief rundown of the text in within 3 sentences?
<bot>: My mother has taken my student refund for the past two years, and has now encouraged me to live off campus. She is still insisting that I shouldn't receive my refund.