<human>: Can you provide a brief rundown of the text in within 3 sentences?

Hello PF, I have been excessively lurking for several days on my phone and have really enjoyed a lot of the content here (including the FAQ and etc). I have seen a lot of threads for college graduates, but not very many for those in college or about to be in colllege / no longer living with their parents.

I am going to become a college student in September this year, and outside of this subreddit and some very lay articles online, I have no other financial literacy/planning/makememoney skills. I am in a financial bind and don't know what to do exactly as an incoming student, but I am highly motivated to keep my shit in order and want to make the smartest decisions possible given my situation.

I have never had a job and will be a full-time student athlete who plans on taking summer courses. I do not want to work outside of summer while I am a student. My mom is supportive but not financially literate (she holds onto her money in a bank account and can budget and pay bills, but that's it). She has no income and is living off of money from a house sale two years ago. She will not be able to support me after my first year's net expenses.

I am getting a lot of financial aid, and according to their estimates, my net cost should be around $8k per academic year. This of course could be different, but seems like it will be kind of close but over. I will have to reapply every year for this aid, but will get it if my conditions do not change by a lot in terms of income.

So here's where the questions begin:
What types of loans do I take? Should I take advantage of my work-study eligibility? Would setting aside some money to use for stocks be a good idea after getting good with a simulator (I plan on being an investment banker, if that helps)? What are realistic personal expenses? If I am on state-sponsored insurance, when is university health insurance a better option? How do I budget when I have no income and every expense puts me (and my mom) further down the drain?
<bot>: I am an incoming college freshman who is financially motivated but not very literate (but mathematically articulate) and I would like some information (or pointers toward some good resources).