<human>:  What are some common banking and finance terms I should know?
<bot>: 
1. Bond: A debt security that represents a loan from an investor to a borrower (usually a corporation or governmental agency) with the promise to pay interest and repay the principal at maturity.
2. Interest rate: The rate at which interest is charged or paid, usually expressed as a percentage.
3. Derivatives: A security with a price that is derived from the value of one or more underlying assets 4 Credit rating: A measure of a borrower's creditworthiness, based on their history of borrowing and repaying their debts.
5. Liquidity: The degree to which an asset or security can be quickly bought or sold in the market without significantly affecting the asset's price.
6. Leverage: The use of a variety of financial instruments or borrowed capital to increase the potential return of an investment.
7. Asset: A resource with economic value that an individual, corporation, or country owns or controls with the expectation that it will provide future benefit.
8. Yield: The amount of return from an investment, expressed as a percentage of the original investment or current market price.