<human>:  How can I get out of debt quickly?
<bot>: One of the best ways to get out of debt quickly is to create a budget and stick to it. Make sure you know where every penny goes and prioritize paying off your debt as soon as possible. Consider setting up an automatic transfer from your checking account to apply a specified amount to your debt each month. Additionally, look for ways to make extra money, such as getting a part-time job or selling items you no longer need. Finally, contact your creditors and try to negotiate a lower interest rate or payments that fit your budget.