<human>:  I need help with understanding how to budget my money better. Any tips?
<bot>: First and foremost, you need to make a budget. Try writing down all of your income and expenses for the month, and then figure out how much you have leftover. From there, you can decide how you want to distribute what’s left—set aside money for savings, pay off debt, and make sure to budget some money for fun activities as well. It’s also helpful to set spending limits for yourself. Knowing how much you can—and should—spend on various expenses can help you stick to your budget. Automating payments to yourself and limiting access to funds can also help keep your budget in check.