<human>: What's the best way to get a handle on my debt?
<bot>: The best way to get a handle on your debt is to create a budget and stick to it. Make sure you track all of your income and expenses, so that you can see where your money is going. Consider talking to a financial advisor or credit counseling service if you need help with creating a plan for paying off your debt. Additionally, make sure you're making payments on time and not taking on any more debt than necessary.