<human>: Can you give me the gist of the text in a nutshell?

I am new to this sub but I am in need of some advice. I recently found out that I have been having fraudulent charges on my debit card. 

After looking at my account yesterday I saw that for the first time in four years my account was below my comfort zone. So I started looking through my charges and saw some weird website ones. I thought hey I do a lot of online shopping let me check out these sites. After searching Google for them I realized these sites do no exist and I have never heard of them at all.

Looking back I saw that this goes back until March of 2014 and every month a new charge under a different site was added. These were monthly charges so it looks like I subscribed to something. (I never subscribe to a site with the exception of Amazon Prime and Netflix)

Since these look like a subscription the bank does not know if they will reimburse the money. I have no idea what to do, after adding all of it up I am looking at $1,000. For someone in the military and 24 that is a good chunk of money. That could be going back to my home state twice to visit family.

I did have them cancel my card and send me a new one. But now I have to submit paperwork for the bank to look at the charges and decide if they are going to reimburse my money. I have been with this bank for 8 years now and never had fraudulent charges before. Do you think that will help? Also I keep saying bank but it is actually a credit union. 

I was told by other friends that in the future always use credit cards for online purchases. So I will start doing that.

Any advice would be amazing!
<bot>: fraudulent charges on debit card for around $1,000 and don't know if credit union will reimburse me. I do not know what to do.