<human>:  What is the difference between a good and bad credit score?
<bot>: A good credit score is generally considered to be a score of 670 or above, while a bad credit score is generally considered to be any score below 570. A good credit score typically indicates a low risk to lenders, while a bad credit score indicates a higher risk. A good credit score can help you to get lower interest rates on loans, access to better loan options, and the ability to get approved for credit cards and other financial products. Conversely, a bad credit score can close off financial opportunities and make it difficult for you to get approved for credit.