<human>: Fiancee is switching jobs in 2-3 months due to our insane commutes (30k-40k miles/year) and impending layoffs at her current workplace.  The new area we would move to would significantly shorten our commutes and she will get a small pay bump, but the cost of living in that area is significantly higher.

Currently, we pay $800/month for rent but the area we would need to move to either:

A) A decent place to rent costs $1700-$1800 a month for a 1 bedroom before they tack on all their extra fees that make it $2k/month without utilities

B) Is under $1500/month but is a rundown complex where everything is falling apart, or is in one of the top 200 most dangerous cities in the country.

C) Is under $1500/month but in the middle of nowhere, making our would be commutes  even worse than the 30k-40k miles a year we are doing now.

After doing the math out (PMI, HOA fees, insurance, 1% maintenance costs/yr, property taxes, etc) it quickly became apparent that the cheapest option would be to buy a house a few years earlier than planned as long as it was under $200k.

Currently, we would only be able to put up a 5% downpayment.  We are having 2 weddings in the next few months, but we're assuming we will not make any money from these a worst case scenario.  For the finances, we make a combined $126k/yr, have $160k in student loans, and $30k in car loans.

We both wanted to stay away from buying a house until the student loans were paid off but its looking like we don't have much of a choice.  We have no clue what we are doing when it comes to look for a house and how to best negotiate closing costs, realtor fees, and sale price and the other details that come along with the buying process.

Could you distill the essence of the text into 1-3 sentences?
<bot>: My fiancee and I might have to buy a condo/house years earlier than planned and we have no clue on how to get it done.