<human>:  What are some strategies for saving money?
<bot>: 
1. Create a budget and stick to it.
2. Cut entertainment costs.
3. Take advantage of savings offered through coupons and discounts.
4. Try to pay with cash instead of credit cards.
5. Choose a low-cost cell phone plan.
6. Save on transportation costs by carpooling, taking public transportation, or walking or biking.
7. Make a habit of placing extra money in a savings account every month.
8. Buy generic brands instead of name brands.
9. Avoid unnecessary impulse purchases.
10. Set up automatic savings withdrawals.