<human>:  How should I invest my money for retirement?
<bot>: The best way to invest your money for retirement is to create a diversified portfolio that combines a mix of low-risk investments, such as bonds, with higher return investments such as stocks. Make sure to also account for inflation, as it can cause the value of your investments to decrease over time. You may also want to speak to a financial advisor to discuss the best options for you based on your individual needs and goals.