<human>:  I've heard of a lot of scams lately. What should I watch out for when making financial decisions?
<bot>: When making financial decisions, it is important to be aware of all potential scams and be on the lookout for any suspicious activity or asking for personal or financial information. Also, be sure to research any potential investment thoroughly and consult with a financial expert before committing to any major investments or transactions. Doing these things will help protect you from becoming a victim of a scam.