<human>: I'm in my mid-twenties, make ~85k per year, and currently haver around $16k in outstanding student loan debt. I've started paying the loans off pretty aggressively at $1k per month which I can afford comfortably with my current living situation. Using any additional cash inflows I get aside from my regular salary (e.g. bonus, tax returns) I'm looking at being debt free in about one year. 

I live in NYC and am originally from Long Island (just east of NYC), where I have a car. I bought the car cash several years ago so I own it outright, and it is fairly new; a 2009 Civic with ~61k miles. Bottom line is the car never gets driven, is currently uninsured, and I could probably re-sell it for a decent price. I could use that money to make additional significant dents in my outstanding debt, but then I don't have the car if and when I need it.

Torn on this because living in NYC is likely a short term (1-3 years) situation, so having a vehicle that I own and don't have payments on would be useful. On top of that, my loan repayment is pretty reasonable IMO. Flip side is that I want the get rid of the debt ASAP, the car is really just sitting there, and as time goes on and the car continues to depreciate its resale value goes down.

Thoughts?

Condense the text into a few key points
<bot>: Have a car I own but don't use. Should I sell it to pay off loans, when I'm going to have those loans paid in ~1 year anyway?