<human>:  How does online banking work?
<bot>: Online banking is a service that allows users to manage their finances, make payments, and transfer money between accounts electronically. To use online banking, customers will typically need to register for the service through their bank's website and create an online account. Once an account is created, customers can log in to access their accounts and view balances, transfer money between accounts, set up recurring bill payments and view transaction history.