<human>: A couple years ago, I injured my knee making a stupid home video. Doctor said I was okay, and that there was no "structural" damage revealed on an x-ray. I've been working for the last year now as a groundskeeper/custodian, and over time my knee pain has come back and increased. An MRI showed I had torn my lateral meniscus and have a meniscal cyst, over my right knee. I made the decision that I need the surgery, if I intend to keep my job. I'm on my feet for extended periods of time, and being in constant pain isn't practical.

The surgeon told me I need to take some time off to recover and recommended 6-8 weeks. I was okay with this until I found out my work, opted out of State Disability Insurance (SDI) coverage last year. Thus, my time off will not be paid. Surgeon said 2 weeks off would be fine, as long as I can deal with the pain.

This surgery coincides with an oral surgery I have a month previous. All in all, I'm going to have to take one month off work. Unpaid. I don't know if I can afford this. I make around $1000 a month, with $800 in bills. Taking out the cost of the surgeries is likely to reduce me to $0. 

I've been saving, but can only do so much. With no help from the state (California), are there any insurance companies that can assist me, etc?

Summarize the given text in a few sentences.
<bot>: Need knee and oral surgery. Need a month of recovery time. Don't get paid time off. Can't afford bills if I take the time off. State Disability Insurance isn't an option. What do I do?