<human>: I want to get a new credit card, but I'm worried about my credit history. How can I improve my credit score?
<bot>: One way to improve your credit score is to make all of your payments on time and in full each month. Paying off any existing debt you have will also help your credit score as it shows that you are responsible with your finances. Additionally, if you have been late or missed payments in the past, try to work with creditors to set up payment plans or catch-up payments so that your credit utilization ratio remains low. Finally, check your credit report regularly for errors and dispute them promptly.