<human>:  What is a good budgeting technique to use to manage my finances?
<bot>: A good budgeting technique to use to manage your finances is making a budget and sticking to it. Outline your income, expenses, and savings goals in the budget so you can track your spending and make sure you're reaching your financial goals. Create a plan to help ensure you're living within your means and prioritize saving and debt repayment. Additionally, you could look into automating your savings and explore budgeting apps or tools to help you stay on track.