<human>:  How to save for retirement?
<bot>: 
1. Start by assessing your current financial situation.
2. Set up a budget and stick to it.
3. Try to save up to 10-15% of your monthly income and put it into your retirement fund.
4. If your employer offers a retirement plan, like a 401(k) or IRA, make sure to take advantage of the tax advantages it offers.
5. Consider other retirement options like investing in stocks, bonds, mutual funds, or real estate.
6. Automate your savings by having a certain percentage of your paycheck deposited into your retirement account each month.
7. Avoid making major impulse purchases and be mindful of your expenses.
8. Try to save extra money when you get a work bonus or tax refund.
9. Review your retirement plan regularly to make sure you're on track and make necessary adjustments to help you reach your goals.