<human>:  Can you give me advice on how to build up a savings account and manage it wisely?
<bot>: My advice for building up and managing a savings account wisely is to first determine your financial goals and create a budget. This will help you decide how much you should be saving each month and how much of your income can go towards your savings account. Next, you should open a savings account that offers a competitive interest rate. This will help you make the most of your money. Once you have your savings account set up, you should decide whether or not you should automate your savings. Automating your savings can help ensure that you are consistently putting away a portion of your income. Additionally, you should be wary of any fees associated with your savings account and keep an eye out for any better offers. Finally, try to add extra money to your savings each month either through additional deposits or income. These tips should help you keep your savings account growing and well managed.