<human>: We are not engaged (yet) but have been talking about marriage for about a year now. We have what I consider to be a good relationship, spend usually 3-4 nights a week together (@ my house). We have an active sex life. He can't pinpoint a reason why we can't live together before marriage other than "it isn't right". He grew up in a moderately religious home, but does not go to church now. I have never been big into organized religion. He is a bit of a prude about sex, and I think he worries what his parents would think. We both support ourselves fully so I don't really care what they think; mine would be fine with it. 

The other thing is, it would help me out financially if we could split bills, and he knows that. I know that isn't the only reason to live together (he makes quite a bit more than I do, we split things 50/50 usually). I feel like I really improve the quality of his life by taking care of him (cooking, laundry, etc.) and am not having that reciprocated. 

I feel very strongly about living together before marriage, to the point that I don't want to marry him without living together first. I have been married before, and while this is a much healthier relationship, I know that there will be lots of adjustments after moving in together & after getting married, and I would like to spread the stress out. 

I guess I am also feeling like I need a "trial run" before fully committing to him because I don't want to get divorced ever again. 

We have gone to counseling once and that was like pulling teeth getting him to go, afterwards he said he got a lot out of it. He doesn't think it is worth the money to continue going and thinks we can just "talk it out" (yet he shuts off emotionally when I bring it up). I go to counseling by myself, for various reasons; she has helped me with some of our issues but thinks he is not my "biggest" problem and therefore should be on the backburner while I sort other stuff out.

Could you distill the essence of the text into 1-3 sentences?
<bot>: He won't live together before marriage and I won't get married without living together, we are at a standstill and I feel like I am running out of time.