<human>: Condense the text into a few key points

please let me know if any further details or clarifications are needed :)

I received a scholarship in college that had a post-school work requirement. If the requirement was not met (which it was not) it will turn into a loan with interest. A couple days ago I received a statement in the mail. It's not a bill, and I called the lender to verify that it's not a bill and no balance is currently due from me. A loan repayment plan hasn't even been generated for me by the lender but I should be receiving communications about repayment in the near future. and I'm welcome to make payments now if I want to.

Here's where I get concerned: the loan is in forbearance, some sort of administrative forbearance. the scholarship ($6k) was converted to a loan and started accruing interest (8%) on July 25. They are calling this the accrual period begin date. the accrual period end date is Sept 30. the statement says there is an anticipated capitalization amount of $242 and change on Jan 26.

other than the fact that I'm currently accruing interest, will this forbearance status have any negative effect on my credit? I ask because I'm getting ready to lock in for a mortgage in the next couple weeks. when I spoke with the lender, I also asked if this is currently being reported to the credit bureaus and was told it is not because it's not in repayment and there isn't even a repayment plan associated with the loan yet. is this true, or should I call back and get a second opinion from another customer service rep at the lender?

as a general note, since I imagine this will come up in discussion, I'm not prepared to make any payments on this loan any sooner than required by the lender or when the dust settles with mortgage/house initial costs - whichever comes first. however, if this forbearance status is way more harmful than I realize, I will gladly hear reasons why I should start tackling it immediately.
<bot>: scholarship turned into a loan and automatically went into forbearance. locking in a mortgage in two weeks. will this loan hurt my credit between now and closing on the house in a little over two months?