<human>: Not sure if this is the right place for my question.  If you know of a better place, please let me know.

Here's my situation.  My husband and I are thinking of starting a business, a martial arts gym.  We have experience helping someone else start there's and are confident we could run our own.  Working for someone else is simply no longer profitable for us.  So we'd like to run our own.

Problem is, we don't have a lot of savings.  We have just over a month of expenses saved.  So if we want to start our gym, we need a loan of about $30,000.  Our credit is good, but neither of us have lengthy credit histories.  (He is an immigrant and I am about 2 years out of college.)

The question is, what could we put together to show a loan officer that we will be able to pay the bank back?  I have a business degree and my husband has years of experience teaching and managing a gym.  My father is in business and is willing to advise us.

Condense the text into a few key points
<bot>: want to take out a loan to start a business, what should I show the bank to convince them I will pay them back.