<human>:  Nancy agreed to pay 40% of the cost of her daughter's car insurance, which costs $80 a month. How much will Nancy pay each year?
<bot>: How much does Nancy pay each month? ** First calculate Nancy's monthly portion of the car insurance by multiplying the total cost by 40%: .4 * $80 = $<<.4*80=32>>32
How much does Nancy pay each year? ** Then multiply the monthly cost by 12 to find the annual cost: $32 * 12 = $<<32*12=384>>384
#### 384