<human>:  What are the best strategies for saving money and building wealth?
<bot>: 
1. Start by setting a budget.
2. Invest in low-cost index funds to build your wealth over time.
3. Make sure you have emergency savings in case of unexpected expenses.
4. Pay off high-interest debt like credit cards.
5. Consider automating your investments by setting up a retirement account like a 401(k), IRA, or Roth IRA.
6. Look for ways to cut down on your monthly expenses like reducing your cable bill or shopping around for cheaper car insurance.
7. Take advantage of free money like matching funds from your employer's 401(k) plan or college savings plans.
8. Research other investment options like stocks and real estate.
9. Keep learning about personal finance and wealth building strategies to stay informed.