<human>: Summarize the given text in a few sentences.

We live together and are both still working towards getting our bachelor's degrees. He'll be graduating after he completes a summer course, after which he'll lose his job at the university and have to find a "real" one. I'll be able to afford moving into my own place whenever, but things will be harder for him. He doesn't have solid job prospects or alot of money saved up and spends most of his free time playing games because he thinks we'll be staying in this super cheap place indefinitely. Incidentally this is the main reason why I feel the need to break up with him--it's too easy for me to be lazy and antisocial with him around and I don't want to be that kind of person. This is just the way he is and expecting or asking him to change that isn't really an option. 

I've been wanting to break up for some time but have been putting it off because I don't want to fuck things up for him. I also don't want him to be dealing with too many emotional problems so close to graduation. I really care about this guy and want to minimize the damage done as much as possible. 

It seems like he's noticed that I'm pulling away a bit and I've found myself reassuring him about our relationship because I'm not ready to have that talk yet. The guilt is mounting and it seems like any way I deal with this will be wrong. Does anyone have any advice?
<bot>: When/how do I break up with my life-in boyfriend who's graduating soon and will be out of a job?