<human>:  I'm having trouble understanding my pension plan. Can you help me digest it?
<bot>: Yes, I can help you digest your pension plan. First, read over it carefully and make sure you understand the basics such as who is eligible to participate, when contributions are due, and when payments become available. Then, ask questions of your pension plan provider such as what kind of investments are in the plan and what are the risks associated with each one. Comparing your pension plan to others may also be helpful in understanding exactly what you have.