<human>: Condense the text into a few key points

I've been seeing my gf for over 4 yrs now. We normally get along very well and mesh great both physically and emotionally. The problem is our living situation. Due to bad financial decisions, a divorce and student loans, she's in debt up to her eyeballs to the point where after her divorce (a few yrs before we got together) she moved back in with her parents. 

I have a house so the obvious solution is for her to move in with me. Well, she can't because she has joint custody of her two sons with her ex and I live 45 minutes away in a different city. The ex has said no way, no how will we move his children to a different city. She doesn't want to take him to court because they live in a teeny town in the heart of the Bible Belt and she's scared to death that once the word lesbian came out in court, she'd lose custody completely. 

So she can't move in with me. Her finances don't allow her to move into her own place. Her parents place is a horrendous pig sty of a place to the point where we can't leave her room. Plus her mom and I don't get along. 

She says she doesn't qualify for the kind of bankruptcy that wipes everything away. And the other kind is a consolidation type thing she can't afford. She said the same thing when I got her to call a credit counseling place. 

There is no change in sight. There is no plan in place. I thought I could do this part time thing but it's really killing me. I love her and the kids both but I want to be a real family and I don't see that happening. She tells me she's doing everything she can but I don't know if I can continue to be satisfied with that answer. Am I being selfish? The kids aren't even teenagers yet. I don't know if I can do this for years and years more.
<bot>: she lives with her kids with her parents. She can't move in with me bc of kids and ex husband. I don't know how long I can keep waiting for a change. Are you really supposed to live on love?