<human>: Give me the gist of the text in a nutshell

Hey everyone! I've been lurking for awhile now, trying to soak up as much info as I can. So here I am, diving in with my first post!

I've been leasing a 2013 Honda CRV and the lease is up Nov. 3rd. I'm hoping to turn the car in this month and purchase something used — I'm looking at SUV's/Crossovers in the $15K price range. My plan of attack is to visit my bank and/or a credit union to see what kind of loan I would qualify for. According to Discover, my FICO score is 808. I should be able to get a great interest rate.

My question is two-part...

Is it completely lofty and foolish to think I could get a 0% loan to purchase a used vehicle? I only ask because some credit forums I've been reading have led me to believe so. But I have a hunch that's kinda ridiculous unless I'm purchasing new (which I have no intention of doing). My annual income is roughly $70K and I was thinking of going for a 60-month loan to keep the payments low.

Second question, what do I do with the CRV? I have the option to purchase it at $15,173. Its in my price range and is the type of vehicle I'm looking for but I'm not in love with the car anymore and I'm not really that excited to work with the dealership I leased it from. They're a little shady. This is the first time I've leased a car and I don't really know what to do with it. I'll be charged a $350 turn-in-fee and hopefully no other fees. I've kept the mileage under control, etc. The car blue books for $17,000. As I understand it, I can trade the car in anywhere. Should I do that at the same time I'm buying my new vehicle?
<bot>: Is it ludicrous to think I can get a 0% apr loan to purchase used car? And should I get the loan from a bank or dealership?