<human>: So I apologize if the title is badly worded or if people think it is misleading (Not on purpose, I just can't think of a better title at the moment).

Anyways, throwaway account obviously. Been on reddit for years and looking through Personal Finance for a while now. 23M BoA CC and it is the only card that I have. Looking to apply for a second credit card.

I have read through all the posts about CC on here already and I'm not really asking which card is best (I have some in mind already). 

Thing is, I am currently leaning towards applying for a Chase Slate CC because it gives a FICO score and the $0 annual fee. No rewards though. But would some consider getting the Discover IT CC instead? Since I already have a bank account and CC with BoA, would it be redundant to have another bank account and CC with Chase? Or does it really not matter honestly?

I realize the decision is mine and mine alone, but I don't jump into things without considering all options and getting feedback from as many sources as I can (even with trivial things).

Could you distill the essence of the text into 1-3 sentences?
<bot>: Chase Slate CC or Discover IT CC? Because already have a BoA CC and don't know if having a Chase CC is redundant. Or does it really not matter?