<human>:  What should I do if my credit score is low?
<bot>: If your credit score is low, it's important to take steps to improve it. First, review your credit report from each of the three major credit bureaus and make sure there are no errors. Then, work to pay down any existing debt and make all payments on time to help your score improve over time. Additionally, you may want to consider talking to a credit counseling service or an accredited financial planner to develop a plan to help improve your credit score.