<human>:  How can I raise my credit score?
<bot>: One of the best ways to raise your credit score is to start by checking your credit report for any mistakes or inaccuracies. You can request a free credit report annually from each of the three major credit bureaus. Once you have your credit report, you can take steps to correct any errors and improve your score. Other ways to raise your credit score include paying off debt, keeping credit card balances low, making payments on time, and only applying for new credit when necessary.