<human>:  What is the difference between investing and saving money?
<bot>: The primary difference between investing and saving money is the amount of risk involved. Investing involves taking on calculated risks in order to potentially earn a return, while saving money means storing it away with minimal risk for security and stability. Another key difference is the timeframe associated with investing and saving. Investing generally refers to investments made with the more long-term goal of growth, while saving is typically more focused on short-term goals, such as a rainy day fund or upcoming purchase.