<human>:  I'm confused on the different types of bank accounts and their benefits. Can you explain them to me?
<bot>: There are three main types of bank accounts: Checking Accounts, Savings Accounts, and Money Market Accounts. Checking Accounts are typically the most basic type of bank account and provide you with access to a debit card, direct deposit, and check writing privileges. Savings Accounts are designed to help you save money by offering higher interest rates than checking accounts. Money Market Accounts usually offer the highest interest rates and also allow you to write checks and use debit cards. The key benefit of having any type of bank account is that you have access to your money when you need it and you can also earn money through interest rates.