<human>: Give me a shortened version of the text

Hi All.  Quick question as I can't decide what to do.  As a result of a messy divorce and complicated situation I have about 30k in credit card debt on three cards.  I also have about $100k in student loan debts from grad school.  My average payment for student loans is $750 a month.  The interest rate is relatively low on all of my debt so I don't really see that as a factor.  If I put off my student loans on a voluntary forbearance for 1 year, I would be able to pay off one of the credit cards in its entirety -- but that money would simply be added on to my student loan debt which is already going to take years to pay off.  

My
<bot>: question:  Is it worth a 1 year forbearance on the student loans to pay off a credit card? I could then apply the monthly credit card payments towards the others.  I appreciate your help!