<human>:  How do I invest money for retirement?
<bot>: The best way to invest money for retirement is to start by considering your goals. Think about when you want to retire and how much money you need to live comfortably. It may also be helpful to make a budget to see how much you can save each month. Once you have an idea of how much you need to save, you can then decide which investment options make the most sense for you such as stocks, bonds, mutual funds, or real estate. Be sure to also research any fees associated with the investment options so you can make an educated decision.