<human>:  How do I set financial goals?
<bot>: Setting financial goals requires outlining specific, achievable objectives and developing a plan to reach those objectives. Start by creating a budget and making sure you track your expenses. Determine what your financial goals are, such as saving for retirement or paying down debt, and decide the timeline for reaching your goals. Once you have a plan in place, make sure to follow it and track your progress. Additionally, consider speaking with a financial advisor to review your goals and find strategies to help you achieve them.