<human>: I recently acquired a (relatively) large sum of money from a court settlement (just under $60,000). My wife and I follow the principles in Dave Ramsey's Financial Peace course, and have been working on becoming debt free for about 2 years now. Before this settlement, we had paid off about $39,000 in debt and had about $6,500 in debt remaining.

Details: If it helps, we are a single-income family (my wife is a stay-at-home mom). I make about $54,000/year. We currently have one child, but my wife is due with our second in about 3 weeks.

Our first priority with the $57k with be to finish becoming debt free, bringing the total balance down to around $50,000.

Next we will set up our 3-6 month emergency fund ($10k), leaving about $40,000.

Next we would like to set aside enough money to cash flow the remainder of my education expenses ($11k). I have completed 6 hours of the required 36 hours for my MBA, but have been taking only the bare minimum classes to stay enrolled while we became debt free. That leaves us $29,000.

Next we would like to allocate about $4,000 to some areas that we have neglected while becoming debt free (some new furniture, some minor vehicle repairs, etc.), leaving us with about $25,000.

**Here is where the question comes in...**

We would like to save a $30,000 downpayment for a house (20% of 150,000). At the same time, we have been a single vehicle family for the past few years and wouldn't mind adding a second vehicle for convenience sake. 

Our options as we see them are: 

Devote about $10k to a second vehicle, leaving us with half of our downpayment ($15k), which means we will have to save for quite a while until we have our downpayment fully funded. 

OR

Put the remaining $25k towards a downpayment, continue to be a single-vehicle family, and be in a good position to buy a house within 6-12 months.

Can you summarize the given text in a few sentences?
<bot>: With the last $25,000 of a lump sum we have acquired, should we buy a second vehicle and save some for downpayment or put entire $25k towards our downpayment?*