<human>:  I need to make a budget in order to save money and get out of debt. Where should I start?
<bot>: Start by gathering your financial information, including your income, expenses, debts, and assets. Then, create a budget plan that realistically fits your needs and goals. Set aside some funds for savings, and then allocate the rest to cover bills and debt payments. Be sure to keep an eye on your budget, as circumstances can change over time.