<human>: Can you succinctly summarize the text in 1-3 sentences?

Hi guys,

So Circa 2008 I was minding my own business at the the bank, making a deposit,  when BoA offered me a credit card with a $2500 limit. I accepted and racked up charges on it and was making payments on it and then I lost my job and went back to school. Pretty much ignored the CC debt until they took me to court in 2011. Judge gave them a ruling of ~$3600 and I agreed to pay them in $150 installments. I made 5 payments and then stopped since my cost of living went up and couldn't afford what i agreed to pay. 

Fast Forward 4 years and we're back in court but not in front of a judge but with a intermediary. They're claiming with the interest added over the 4 years I now owe ~$5600. I think that number is FUCKING insane and I refuse to pay. I offer $3000 to settle and lawyer says he can present that to his client(Cavalry LLC/BoA). That was in October or November.

Fast Forward to today and I call the lawyers because I have the money ready. They say they have to present the offer to BoA and then they'll call me back. They call me back and say BoA refused the offer and counter offered $3760 or if I can provide my W2, paystubs, Checking account invoice they could accept the $3k. Am I wrong for thinking that my offer was more than fair and feeling sketchy about them asking for my financials? 

Any Advice on how I should proceed?
<bot>: offering to pay $3750($750 in 2011 and $3000 today) on a CC with $2500 limit but BoA wants $4500 to day