<human>:  How can I lower my bills?
<bot>: One way to lower your bills is to shop around for better rates with providers. Look for deals such as loyalty discounts or new customer promotions. You may also be able to bundle services with one provider to get a lower rate overall. Additionally, you can do energy efficiency upgrades to reduce your energy bill. Consider switching to energy efficient lightbulbs, using a programmable thermostat, and weatherizing your home to reduce costs. Lastly, you can look into various payment assistance programs depending on your financial situation.