<human>: Hey all,

I started on a high level financial plan of sorts and wanted to get feedback into what I might not be thinking through all the way.

* I'm 35, I have a good paying job, a mortgage and currently a single car. I'm married, but we carpool. 
* I have paid off all my loans and debts and just the mortgage and car payments remain as far as loans are concerned.
* I have an emergency fund with 6 months salary in it. I don't have much in 401k (less than 5k$). My retirement fund is borderline non-existent.
* My wife and I plan on not having children.

Still... here is my plan...

Instead of investing in retirement now, I'd rather pay off a house and a couple of cars in the next 5 years. 

Why?

* My general idea here is that I would have a lot more  freedom financially if my monthly expenses were drastically reduced. 

* After I pay off the house and cars I would like to stop doing the standard 50-60 hour work weeks and focus on freelance and possibly a part time job doing something far less technical as my mind and body are burning out.

Summarize the given text in a few sentences.
<bot>: If I can pay off a house and 2 cars by the time I'm 40, could I put off heavily investing in retirement until that time? What are some risks I am overlooking or trivializing?