<human>:  What do you think will be the biggest change in the finance industry in the next 10 years?
<bot>: I think that the biggest change will be the rise of cryptocurrencies. Cryptocurrencies are digital currencies that are decentralized and not controlled by any central authority. They are often used as a medium of exchange, store of value, and a unit of account. They are also used for transactions, such as buying and selling goods and services.