<human>:  What are the differences between a financial advisor and a financial planner?
<bot>: The primary difference between a financial advisor and a financial planner is that a financial advisor typically provides advice on specific investment products, while a financial planner typically provides comprehensive advice on all aspects of personal finance, such as: creating a budget, tax planning, retirement planning, estate planning, investing, and insurance. Additionally, a financial advisor typically makes commission from the products they sell, while a financial planner usually charges an hourly fee or a flat fee.