<human>:  How can someone improve their credit score?
<bot>: One of the best ways to improve your credit score is to make all of your payments on time. Paying your bills on time is one of the most important factors in determining your credit score. You should also pay down any balances that you owe to lower the amount of debt that you have. Additionally, you should review your credit report on a regular basis to ensure that all of the information is accurate. Removing any errors or getting any erroneous items removed can help improve your credit score in the long run.