<human>: Like I was saying I had 3 fraudulent charges on a credit card that had an outstanding balance.  The lender has a 0 fraud liability policy and they immediately reversed the fraudulent charges and then 8 days later the Company that made the charges also refunded the charges .  This was 16 days ago.

I know I should pipe up and correct the mistake and I am a little worried about the mistake not being corrected by the billing date.  If the error is corrected after the billing date, I feel like it might be recorded as past due.

Right now my balance is -$405 -- any thoughts?  Can I close the account and be off the hook from my previous balance?

Can you provide a brief rundown of the text in within 3 sentences?
<bot>: Previous Balance $600 + Fraudulent charges $900 - Credit Lender Fraud Refund ($900) - Bill payment ($100) - Fraud refund error ($900) = -$400