<human>: Give me the gist of the text in a nutshell

I got a Bachelor's degree from The Academy of Art University. My plan was to borrow to live a comfortable life in college and then live in squalor until I paid them back. Life happened, I had to move home and was unemployed for a year. I have been employed (not in my field) the last 2 years and working my way up but I fear I'll never work my way out of debt.

I don't know whether I should consolidate my student loans, and after looking into options I worry that I will have no options because of the school I went to. 

My Finances:

*Work 40 hours a week at 13/hour  (some opportunities for over time)

*Unavoidable monthly expenses: 550

*Credit Cards: 800 Wells Fargo ($20 payment). 2500 Citi ($45 payment)

My Loans:

(Private)

*Wells Fargo: 3 charged off loans totaling 39,919

*Discover: 28,680 @ 7.5%

(Federal)

*Lendkey: 28,928 @ 6.15

*Nelnet: 43,204 (6 loans ranging from 3.4% to 6.8%)

Their minimum payments currently total $1,155 which is impossible. I am forced to rotate between paying them and I am nowhere near paying past accruing interest on any of them. 

I have no idea what to do. I looked into consolidating with sofi.com and was denied immediately after putting in my info. I called asking for some info from Discover and when looking into refinancing they said they can't because of the school I went to. I am really starting to worry this will affect any options I would have available. 

I fucked up. I had a plan, a very very very very very very very very very very very very very very very very very stupid one, and it didn't work out. What should I do? Thank you for reading.
<bot>: Spent 140,000 on an art degree like a dumb ass. Forced to move from my career, unemployed for a year, working hard but drowning in debt. Help