<human>: So I have about 40k in a taxable investment fund that I was saving for a home.  Long story short, I don't need to buy a house anymore.  
So I have this 40k that's sitting in a mutual fund that I would like to get it out of, mostly because when I set it up I wasn't as savvy as I am now and the fees associated with it are insane. (1%-3%)
However, I understand that the Roth IRA contribution limit is $5,500 a year.  I have a Roth 401k through my work, would that be part of the $5,500 or is for some reason this completely separate?

Can you provide a brief overview of the text?
<bot>: I have 40k in an expensive mutual fund, I want to set it up for my retirement, not sure how?