<human>: Can you give me a shortened version of the text?

My husband and I have been married 2 years, we have known this friend for around 5(?) years. They work together. This is a good friend of ours and we all have stable jobs. We have an awful plan right now with shitty service that is not as cheap as it could be and we are looking for something else. My husband and his friend keep saying that we should get on my friend's family plan but I am concerned that is just won't end well. People get so weird about money and I have tried to tell them no but they keep asking and insisting it is a good idea since we will have better reception and pay less. I guess I don't have a firm reason as to why I don't want to. 

So, has anyone else done this? Was it fine? Is there a solid reason why this is a bad idea? I have almost caved and said they should do it but I just have a bad feeling about it. I guess I just think it is better to keep that sort of thing separate between friends.
<bot>: Husband and friend want us to be on family plan together for cell phone bill. I don't think it is a good idea.