<human>:  What is the safest way to invest money?
<bot>: The safest way to invest money is to diversify your investments across different asset classes, such as stocks, bonds, mutual funds, ETFs, and real estate. Keeping a diversity of investments allows you to minimize the risk of losses. For example, if stock prices decline, the bonds or real estate investments could increase in value, helping to balance out potential losses. It is also important to consider making investments with longer-term goals, such as retirement or college funds, as these may have lower risk than short-term investments. Lastly, make sure to research investments thoroughly before investing and use reliable, trustworthy sources.