<human>: EDIT: We're both the sweet age of 18.
I love my boyfriend. I adore him. I would never hurt him intentionally but lately we've been lacking something. We have no money, we're full time students trying to just get by but we're on a leave at the moment.
It's constantly me being the trousers in the relationship, which I'm not entirely bothered about but sometimes I wish he'd take the lead. Our usual routine is: He comes over, we watch a film, sexytime, bed.
I think he's just grown comfortable with our routine, which is me cooking and taking care of him. But ... I'm growing frustrated. We've spoken about him making more plans for us and taking the trouser role but he does for about a week, maybe less, then gives in.
I get snappy at him because I drop hints and he doesn't get them... I feel AWFUL. I feel like a monster but I'll feel even more like a monster if I tell him how I feel. He's such a wonderful guy, but he's insecure (like me) and just doesn't have the money to do much, which is understandable. But surely he can still do things, without it being expensive? 
We're young, we should be able to do more things. 
Reddit, please tell me how to talk to him without hurting him?

Can you condense the text into three sentences or less?
<bot>: I'm always in charge of my relationship, we have a same-y routine and I was more spontaneity. I don't want to hurt him, please help!