<human>:  How can I invest money for retirement?
<bot>: One way to invest for retirement is to set up a retirement account, such as an IRA or 401(k). These accounts can be used to invest in stocks, bonds, mutual funds, and other investments, allowing your savings to grow over time. Other options include opening a brokerage account to invest in stocks and bonds and utilizing annuities or other investment vehicles to generate returns. It is important to understand the risks associated with investing and talk to a financial professional before investing.