<human>: Provide a brief overview of the text.

I have a job that has ok pay for the area, but has good insurance that the required employee contribution drops the hourly rate to a much lower standard. It's salary that works out to be ~$14 an hour, but the net take-home is more like $11. 

Since I live in a rapidly gentrifying area, to cover rent and bills I also work a convenience store job on the weekends so there's no chance to actually see a doctor except in an emergency where I would have to take a sick day. I once took a personal day so I could get a hair cut, since I work such shitty hours. 

The salary job increasingly adds responsibilities (meaning extra hours) with no chance at a pay raise. As an aside, I was offered a raise, but with added duties that would've required 10-12 hour days so essentially an hourly pay cut. Asking for a raise definitely isn't in the cards here. 

I'm actively looking for a better job that would allow me to kick the convenience store gig to the curb, but I'm now thinking of setting my sights lower for someplace with worse benefits but would give me a monthly income that would cover all the bills.
<bot>: are the unusable benefits worth sticking with an otherwise underpaid job? I'm mid-30s with no current health problems, so I'm tempted to roll the dice