<human>: Can you condense the text into a few key points?

When I graduated high school, I took a job in retail and ended up working in retail management for 10 years. I then got married to a great and intelligent man who always pushed and supported me. With his advice, I ended up enrolling at a college where I got a 3 year associate's degree. 

I graduated this past spring with honors and felt conflicted whether I should be looking for a full time job or if I should continue with my education. I decided to apply to university, not really giving my major much thought but just for the sake of applying. Well I got into both programs I applied to and choose to major in psychology (will take 3 years to complete) and was given full bursaries for my tuition.

Although I got into one of the best schools in my country, I have not been happy. I knew it would be hard work, but I wasn't expecting school to take up all my free time and my weekends just for me to stay on top of the subjects. I dropped one class, hoping it would take some pressure off but I'm still studying like a dog and barely keeping my head above water. 

Since I am now in my 30s, I wasn't planning on using my degree as a profession. It was more for me to get some extra education and expand my mind. My plan is to start a family in the next 3 years and be a stay at home mother. 

Today, I was offered a very good job in marketing that has potential for growth and comes with health benefits. Since I was getting small amount of student loans and bursaries, this job would help us start saving for our future.

My question is, what is worth more? Since I have no plans on using my degree professionally, am I wasting 3 years in school when I could be saving for a car, home, baby? Or will a university degree give me something that I can't put a dollar amount on and is worth the extra time and effort that was put into it?

Any advice is appreciated. I feel so overwhelmed in making this decision, it's making me ill.
<bot>: If my plan is to be a stay at home mother in 3 years, is it better to get a job and save some money or go to university and get a degree.