<human>:  I want to apply for a credit card, how do I know which one to pick?
<bot>: The best way to know which credit card to pick is to compare the different features and benefits of each card before making a decision. Research each credit card to see which one best fits your spending habits and financial needs. Compare the annual percentage rate, annual fee, and rewards programs to determine which card best fits your needs. Make sure to read the terms and conditions for any credit card you are considering.