<human>: I've heard that a lot of people are having trouble with their credit. What can I do to fix my credit?
<bot>: One way to start fixing your credit is by getting a copy of your credit report. You can request this from the three major credit reporting bureaus (Experian, TransUnion and Equifax) at annualcreditreport.com. This will give you an up-to-date view of all of your accounts and how they're being reported. Additionally, it's important to check for any errors or discrepancies on your credit report. If you find any, contact the credit reporting agency right away so they can investigate and correct them. Finally, make sure to pay all bills on time, keep balances low on credit cards and other revolving credit, and don't close old accounts unless absolutely necessary.