<human>:  How can I make sure my finances are secure?
<bot>: One way to ensure your finances are secure is to create a budget and stick to it. Develop an understanding of your income and expenses, and determine how much of your income you can afford to save and invest. Create an emergency fund to cover unexpected expenses and build up a retirement fund. It's also important to make sure you pay your bills on time and keep track of your credit so you can maintain a good credit score. Finally, be sure to practice safe online banking, use strong passwords and protect your personal information.