<human>: I'm new to PF and the money-having world. I have no idea what I'm doing at 19. I'm down at least one account - I closed my Wells Fargo since it wasn't convenient enough.

I got a TD bank checking/savings account for convenience where I go to school. There's no TD bank back home, so I also kept a Chase account open for my parents to easily transfer and deposit money to me while I'm away, that's a checking account. I usually use this as my frivolous expenses account (eating out, shopping, etc) and use my TD checking for school, flights home, recurring monthly payments, etc.

I had a second job this summer, and instead of setting up direct deposit, they put everything on a VISA card. I have no idea where the physical bank for this account is (I'm sure it's random, and there's only one in the nation), I mostly use the ATM as a last resort when I have to withdraw money from it. 

I have about $1000 on this card though, that I'd like to utilize elsewhere? I thought about keeping this card as an emergency fund, but I figure it might be good to lump it all in savings as well? With 3K in savings, I'm getting pennies in interest, but I'm not sure what'll work best. (Also, should my emergency fund be in a separate account?)

I also just got my first credit card, so I'm considering moving all my recurring expenses there (Office Student, Spotify, etc). So far I've spent $10 at Wal-Mart on it haha...what kind of purchases should I keep on this? 

Since I have the credit card, should I just close a checking account (I don't actually write checks) and use it exclusively to pay off my card each month? I have a $500 limit and don't expect to make any major purchases in the next two years at least.

Could you distill the essence of the text into 1-3 sentences?
<bot>: I have 2 checking accounts, 1 savings account, 3 debit cards, and 1 credit card. What should I keep/get rid of/consolidate?