<human>: Is a 401k plan better than a IRA?
<bot>: A 401k plan is generally considered to be a better option than an IRA because it offers more tax benefits and greater control over your money. With a 401k plan, you can choose how much you want to contribute each year and decide if you want to invest in stocks or bonds. You also have the opportunity to take advantage of employer contributions and other investment options that are not available with an IRA.