<human>: Can you summarize the given text in a few sentences?

So as the title states, last night my phone fell into some water, and despite my instant reaction to get it out of the water, shut it off, and bag of rice it overnight, the HTC One Remix cannot be opened (easily) and therefore I am sure I didn't get a thorough drying of it.  It is basically broken now and I'm not sure where I should go from here.

I have looked at replacement models on Amazon (used) and they run around $150 which is affordable for me.  This, right now, seems like my best forward option.  I don't know what to do once I have the phone though.  Do I just take it to verizon and say "make this one work on that one?"

I did pay for insurance on my phone, but am suspicious that my insurance was dropped early in my billing cycle since I started getting these weird text messages that seemed like spam messages stating something about renewing my insurance.  I do know a regional manager at Verizon and would still be willing to pay for a phone, but I doubt that Verizon would do anything for me despite these connections.  Any information regarding how to talk to them or deal with them in general would be helpful

I would be willing to purchase a phone that is just as a good if it was a little cheaper (my friend has a Droid Maxx i really like and they were slightly cheaper used on amazon), but I am worried about my SIM card not having compatibility with a different model.  

Any insight regarding this matter would be greatly appreciated.  I am likely going to be checking back here all day (11-3-2015) until I can talk to Verizon tomorrow on my day off.
<bot>: Phone is dead.  I don't know how to go about replacing it since I think fixing it myself will only make it worse.  I have options, but don't know how to proceed from here efficiently.