<human>:  How do I create a budget spreadsheet?
<bot>: To create a budget spreadsheet, you can use a program like Microsoft Excel or Google Sheets. Start by listing your income and expenses in separate columns. Then, total your income and expenses and subtract your expenses from your income. You can also create formulas to calculate your budget, such as automatically totaling your income and expenses. If you need more control over your budget, you can also create different scenarios to see how various changes would affect your budget.