<human>: What are the advantages of using a credit card over a debit card?
<bot>: Advantages of using a credit card over a debit card include greater flexibility with spending, more options for rewards and benefits, protection from fraudulent charges, and the ability to build up points or cash back. Credit cards also offer higher interest rates than debit cards, so it is generally better to pay off your balance in full each month rather than carry a balance on your credit card.