<human>: Give me a shortened version of the text

I will just get right into the nitty gritty, in 2013 I was hit by a car on my bike outside of a bank. I was on the left side of the road on a completely unused sidewalk in my area. Now I owe some collection agency $2,700 I do not have. 

The reason I was on the sidewalk is that I have been clipped while riding on the right shoulder on the particular road. It's a tight unkempt road with no real shoulder and plenty of damaged storm drains that can cause me to lose control of my bike as well. 

Anyways while riding northbound on this, again unused, sidewalk I stopped for some traffic coming out of the bank and was waved to go by a kindly stranger waiting for an opening in traffic when a car came flying out of the bank heading eastbound to the right of the car that waved me to go. The car hit me, ran clean over my bike making it a Taco and ran over my leg as well. Luckily the bicycle braces my leg and nothing broke, only a few stitches.

At the time I was 19 and even then I knew hospitals were expensive so I was given assurance from both the Police Officer and the EMT at the scene that the drivers insurance would cover the cost of anything. 

It is now 3 years later and I am for the first time hearing of this debt, I received no notification before it hit a collection agency and I only know of this debt now because I for the first time looked at my credit score. I am 22 in the Military training for my MOS at Fort Gordon. This debt is causing me problems in getting my secret security clearance. 

I managed to get the police record that has a full explanation of the incident and it says I was in the wrong for riding on the sidewalk as well as a witness may have seen the driver of the vehicle on a cell phone but is not confirmed. It says nothing about how I was coxed into the ambulance when I clearly was afraid of the debt that might ensue. 

What are my options here PF? I have considered taking this police record to the Jag Office (Free Military Legal Assistance) at Fort Gordon.
<bot>: I was hit while riding a bicycle on a sidewalk and now owe $2,700 in hospital debt even though I was told I wouldn't owe anything.