<human>: Give me the gist of the text in a nutshell

My wife told me last night that she is done and wants a divorce and has made up her mind. A little history may be necessary to help understand the situation. 

We are both 25, married three years, no kids, and started dating right at the end of high school. She was my first serious girlfriend and I was her second serious boyfriend. We dated throughout college (2 years semi-long distance) and got married shortly after graduation. We then both immediately started grand schools (same city, different schools) and I admit with the stress of schools we did start to drift apart. So about a year and a half into marriage we tried counseling and were making progress but our counselor unexpectedly quit and we had to find another. Our second counselor was no help at all (not for our lack of trying, she just was not good) and we stopped. Some aspects of our relationship were better but we were still drafting apart. 

This past summer, I graduated from grad school (wife still in) and started a job and we tried another counselor. This one was great and was really working but insurance problems arose (briefly, the psychologist lied about if she took our insurance) and we could not afford to continue with her. That was 3 and a half months ago. Since then, things are gone seriously down hill. There is no cheating or physical or verbal violence, but she just does not want to be with me any more. I have tired to change and thought I have showed improvement but she says it is not enough and she is done. 

I care deeply for her and do not want a divorce, but I do not know if there is anything I can do. I did call a psychologist for myself and have an appt next week) to 1) fix what is wrong so if she does stay I can seriously improve and 2) have someone I can work on divorce issues with if she does leave. I'd appreciate any and all suggestions on what you think I can/should do. If you'd like any more information, if that would be helpful, please ask.
<bot>: wife of 3 years (been together for 7) says she is done and wants a divorce; what can I do to reconcile?