<human>: I pay ~1400 in rent right now per month. I have a good job and I can get a decently sized house for my family (my dad left my mum and siblings) for roughly 250k. Thing is -- I am 1 year out of college. I am scared. I have no experience and I swear I get the feeling like everyone is trying to rip me off. I don't trust my real estate agent for what I think are valid reasons, and I don't know whats the best approach.

My leading option right now is a brand new house for roughly a 250k loan with 10-12k down payment. I am panicking because this is going way over my original budget of 190 - low 200's. Thing is - I looked at a bunch of houses and they all seem very lacking (we sacrifice on a big need) or have suspect resell value in 10 years. I have a good job and good security because my older sister can cover for me if I lose my job or go back to grad school.

I reasoned my self into thinking a 260k house is the best bet. My thinking is I am surrounded by equal comps (its a brand new subdivision). I get a perfect fit by virtue of picking the right floor plan (so that means we are more likely to settle down long term in this one). I feel like if I want to sell in 10 years it will be easier to sell a 10 year old house rather than a 10 + x year old house where x is age of used house. Oh and BTW the average age of the houses we have considered ( and I have seen like 20+ ) is ~10. 

So am I on the right track? What haven't I considered? Is there serious holes in my reasoning? Am I about to make a mistake I will regret for the rest of my life?

Thank you for any help!!!! I am so nervous.

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<bot>: Thinking of buying a brand new house for 260k instead of original budget for 200k. Reasons: perfect fit, think its easier to sell in 10 years, think its lower risk then used. Is this the right decision?