<human>: We are not fighting or anything, but I am pretty upset about this situation.

I have always made pretty decent money, and bought everything I ever needed with cash. I was taught by my dad if I cannot afford to pay cash then I do not need the item.

I was married to my wife 5 years ago, and when we bought our house the bank would not approve us with me on our loan. I did not have anything at all negative on my credit, but had nothing positive either.

We did qualify at one place, but the interest was much higher with me on the loan, so we financed the house in only my wifes name.

So right now my wife has perfect credit, and last January we bought 2  brand new cars. We paid for one with cash/trade, and the other we decided to finance to build my credit up. 

We financed the car in my name with my wife as the joint applicant, and noticed right away that the bills only list my wifes name. After checking my credit report they are not reporting to my credit, but they are to my wifes.

We live in Texas if that matters.

Give me a shortened version of the text
<bot>: So, with all of the signed contracts, and applications listing me as primary borrower I am now somehow not on the loan according to Ally bank. What can I do?