<human>: Can you provide a brief overview of the text?

Okay, here's my situation:

I make about $45,000 a year, I contribute to my 401k, and I have $8,000 saved up for emergency savings (my goal is $10,000, 8 months of expenses).  My only debt is a little over $14,000 in student loans. My loans are currently deferred and will not accrue interest until June 2014.  I'm currently in grad school and have 2 semesters left, but my employer pays for 75%, so I'm taking out minimal loans (~$1500/semester, which is a steal for grad school).  

My plan was to reach my emergency savings goal by the end of next month, and then start working hardcore to pay off my loans.  With some careful budgeting, I can have my undergraduate loans completely paid off by December 2013 (January 2014 at the latest) and the remainder of my old subsidized graduate loans paid off well before June 2014, when they go into repayment.   

But now I'm thinking about setting up a Roth IRA.  Currently, my income is well below the current income limits, but if I play my cards right, I'm in line for a pretty sizable promotion within the next 3-4 years that would put me over the limit.  

I have about $1200 a month that I can use towards student loans or my Roth.  If I decide to fund a Roth and pay off student loans, I'll have all of my student loans paid off either right before June 2014 or maybe a few months after.  The principle balance would be pretty low by this time, so any interest I would accrue would be relatively negligible. 

A part of me just wants to get my loans out of the way, but another part of me is a bit obsessed with retirement.
<bot>: Should I pay off my student loans early, well before interest accrues, or should I pay them off a little slower to establish a Roth IRA, while risking paying a little bit of interest on the student loans?