<human>:  How could I hone my financial literacy?
<bot>: One way to hone your financial literacy is to read books and articles on topics like budgeting, investing, taxes, debt, and retirement planning. You could also take classes or workshops in personal finance and financial management. Keeping track of your spending and creating a budget, understanding how investments work, and monitoring your credit score are all good habits to cultivate. Additionally, talking to a financial advisor can help you develop and tailor a financial plan for your individual needs.