<human>: So, I sold my car yesterday and was promptly handed a huge stack of cash totaling $12,500.  I only took $9,900 to the bank today to avoid getting flagged by the IRS (apparently depositing over $10,000 in cash puts you on some weird list). Naturally I'm a bit nervous handling his much cash and still kinda worried about getting in trouble with the IRS, so when I walk into the bank and see my friend Carl sitting behind his desk I approach him to ask for help. 

Me: "Hey, Carl I have a bunch of cash in this envelope, you mind helping with a deposit?" 
Carl looks at the female coworker sitting across from him, wide-eyed with a huge grin on his face playfully responds, "You selling drugs again?"

Now I'm already really nervous about this large envelope of cash in my hand, but I decide to reply with a spirited joke. Maybe it's because I've been reading the book "Middle Sex" by Jeffrey Eugenides (a book about a hermaphroditic male with ambiguous sexual organs) or maybe I'm just a freaken nut job, but what I said and the way I responded are in no way acceptable.

With a serious and straight face I quickly and apparently loudly respond, "No, some researchers took a few pictures of my genitals," I'm now waving my hand over my crotch, "apparently they're medically significant."  

I don't smile. Before I realize what I've said it was too late. I could feel my face turn red.  Their mouths drop.  The people in the adjacent cubicle get quite and begin to stare. I try to repair the damage that I've done, but no words come out of my mouth, nothing but nonsensical sounds. Carl quickly jumps out of his chair and guides me to a teller's booth. I look back at the several bankers that are now staring as Carl leads me in the opposite direction – it's too late, in their eye's I'm already a hermaphrodite.

Provide a brief overview of the text.
<bot>: Went to the bank with a huge envelope of cash, everyone at my bank now thinks I have ambiguous/deformed genitals.