<human>:  What is the difference between a car loan and a personal loan?
<bot>: The main difference between a car loan and a personal loan is the use of the loaned funds. A car loan is loaned funds specifically used to purchase a car and may have special terms and conditions, such as allowing the creditor to repossess the car if the payments are not met. A personal loan, on the other hand, can be used for a variety of purposes, including consolidating debt or making home improvements.