<human>:  I'm researching about student loan debt and I want to understand more about the topic tips for new graduates
<bot>: For new graduates facing student loan debt, one of the best tips is to start by understanding the loan types and interest rates associated with each loan. It's also important to understand repayment options and any applicable tax deductions. Additionally, many lenders offer student loan repayment programs that can help make loan payments more manageable, so researching those options is also recommended. Finally, be sure to create a budget and stick to it to ensure payments are paid on time and in full.