<human>:  I'm trying to decide if I should invest in stocks or bonds. Can you explain to me the differences between the two and which might be better for my situation?
<bot>: The primary difference between stocks and bonds is their respective level of risk. Investing in stocks involves a higher level of risk but could also potentially reward you with higher returns. Bonds are generally considered a lower risk investment and may generate smaller returns. Ultimately, which investment is better for you often depends on your risk tolerance and your goals. You may want to consider speaking to a financial advisor to get a more tailored approach to your situation.