<human>: Give me the gist of the text in a nutshell

My question is twofold.
I am really trying to get myself on track financially however I have no clue where to even start. My family is terrible with money and credit so I know they will not really be able to help and I feel more comfortable doing it on my own. but I don't know where I should start. I have a school loan floating around but other than that I don't think I have any outstanding debts but since things were partially handled by them there may be things I wasn't informed about(possible medical bills etc). I would like to know if there is some way to find out everything you have all at once. I want to make sure i don't have anything I owe that i may have forgotten about or just not know about.
<bot>: 1.How do I find out everything that might be floating around in the world that I owe? and 2. once I have all of that information how should I go about repairing my credit?