<human>: Can you condense the text into three sentences or less?

I checked my account balance today online for my TCF Bank checking and savings account and found that my checking account was empty and my savings was reduced to $2.37.  I checked the transaction history and found that I overdrafted by $18.77 and had then been charged a $28 overdraft every day for the next 2 weeks until my checking account negative balance was approximately the same as my savings balance.  At this point they took all the money out of my savings to pay the fees that had built up.  To add insult to injury they charged me a $4 monthly service fee on my savings account balance of $6.37 which was below the minimum balance due to their fees.  

This was quite a shock to me because I had been told by an employee at TCF Bank that I had overdraft protection during a previous visit. I was told that if I overdrafted and my savings had money to cover it then I wouldn't be charged a fee.

I know this isn't over a ton of money but I am a very poor student with no income right now.  I am really frustrated.  They took all the money I had in the world.  The bank was closed today when I realized what happened which is probably for the best because it gave me some time to calm down.  I am looking for any advice on how to try to talk them into refunding as much as I possibly can.  I am just really frustrated by this.
<bot>: TCF bank told me that I had overdraft protection then charged me overdraft fees until my checking and savings were empty