<human>:  What's the best way to invest my money for retirement?
<bot>: The best way to invest your money for retirement is to create a diversified portfolio that takes into consideration your financial goals, risk tolerance, and time horizon. Investing in stocks, bonds, and mutual funds as well as actively managed accounts can help provide a steady stream of income while allowing your money to grow over time. You should also consider contributing to a retirement plan such as a 401(k) or IRA to optimize your tax benefits.