<human>:  When did the Savings and Loan Crisis start and when did it end?
<bot>: The Savings and Loan Crisis began in the early 1980s and ended in the early 1990s. The S&L crisis began in the early 1980s when the U.S. economy went into a recession. During this recession, the Federal Reserve raised interest rates, which made it more expensive for banks to lend money to people. Banks began to close and many S&Ls failed. The S&L crisis ended in the early 1990s when the U.S. economy began to recover.