<human>: Hey PF, I am a 29 year old aiming to buy a house within 2 years, preferably sooner, and have been saving in an Ally savings account with 1% interest. I make $90k/year living near Boston, and have $15k currently saved towards the house. My fiance makes $50k and is also saving, but it's not much.

My grandfather, being a man who knows how to motivate me, has pledged to put $3 for every $1 that I put into an IRA or Roth IRA to accelerate my savings towards a house and retirement.

I've opened a Traditional IRA with Schwab and placed $1,375 (1/4 of the maximum yearly contribution of $5,500 as he will add $4,125) into the account, however I have no idea what to invest in. I have a low risk tolerance for this money since I do have a tight personal timeline.

Can you provide a brief overview of the text?
<bot>: Opened traditional IRA. Will be investing $5,500/year for ~2 years. Will remove all funds within 2 years. Would like slight growth, very low risk tolerance. What advice do you have?