<human>: Can you succinctly summarize the text in 1-3 sentences?

(On mobile,  formatting issues) 

I have been friends with Steph for 3 years. Steph got engaged and immediately hopped on pinterest and found her dream wedding location.  It's a tropical destination wedding in an expensive location in the middle of summer. 

The reasons I will not be going:

- My SO and I have already planned a big vacation 6 months before her wedding and would like to use most of our work vacation allotment for this trip. 

- We went to a tropical destination wedding last summer and while it was fun, I do not see the value in going to a hot place during the nicest time of year in my country. 

- I do not want to spend $5000 on someone else's wedding, which would be the cheapest cost for my boyfriend and I to fly and stay in a airbnb in this location for the week of the wedding. We could afford it financially due to our good jobs, and she knows this, but I believe that just because you can afford something doesn't mean you should spend money on it. 

- The most selfish reason: the weddings I have gone to and the destination weddings I have attended are always justified by the married couple with "It only happens once in our lives!" This is seriously diluted when you have eight weddings to attend in one summer.  FFS my SO and I spent $15,000 on attending weddings and their associated events last summer, not including gifts.

My friend does not have many close girlfriends in our city and has expressed her desire for us to start planning, crafting, and wedding dress shopping - all of which I would love to do with her. I think she is going to ask me to be a bridesmaid, so that complicates things.   

She is very sensitive, and I have always known that. She had already gotten really frustrated and upset with another friend who is unable to attend the wedding. 

Reddit, how do I tell my friend that I won't be going to her wedding?
<bot>: My friends is getting married at an expensive hot location and I don't want to use my vacation allotment and money to attend.