<human>:  What are the best tips for money management?
<bot>: 
1. Create a budget and track your expenses.
2. Automate your payments.
3. Pay off high-interest debt first.
4. Use a savings account for short- and long-term savings goals.
5. Invest in your future by contributing to a retirement account regularly.
6. Avoid impulse purchases and resist lifestyle inflation.
7. Take advantage of potential tax deductions.
8. Consider consulting a financial adviser.