<human>:  How do I set up a retirement plan?
<bot>: Setting up a retirement plan is a great way to secure your financial future. There are a few steps to consider when setting up a retirement plan. First, you need to decide how much money you would like to contribute to your plan each month. Based on this, you should research different types of plans that fit your budget and goals, such as a 401(k), Roth IRA, SEP IRA, or Traditional IRA. Once you choose a plan, you will need to open the account with a financial institution or brokerage that offers the plan. You will also need to set up automatic transfers or deductions from your bank account for the desired contribution amount. Lastly, you will need to decide which investments best fit your risk tolerance and long-term plans for retirement.