<human>: Condense the text into a few key points

I had very bad credit and decided to get a secured credit card through Wells Fargo to help boost my credit, so I could get a much better credit card to start getting cash back on every day items. I never charged more than $50 per month to my secured card, paid it promptly, and basically only used it to for my monthly donation to NPR. I managed to raise my credit score considerably over the past 6 months, and I was approved for a credit card with Capital One. 

I decided to cancel my Wells Fargo card as it was not providing me with any benefits. After being placed on and off hold for 30-45 minutes with the customer service department, I was finally able to cancel my card, but they said it would take any where between 45 - 60 days to get my deposit back! I've banked with Wells Fargo for 9 years now. This is the final straw. I will be moving my business elsewhere.
<bot>: WF takes a very long time to return the deposit on the secured card after cancellation. Also, they have terrible customer service (I'm sure PF already knows this.)