<human>:  How can I start budgeting better and become smarter with my money?
<bot>: One of the best ways to start budgeting better is to create a budget for yourself that outlines your income and expenses. Tracking your spending and creating a plan for sticking to it will help you gain control of your finances and become smarter with your money. Try to set aside a certain amount of money each month for unexpected costs, such as car repairs or medical bills. Additionally, set up a savings account and make a commitment to putting money into it on a regular basis. Finally, consider using budgeting and money management apps or websites to help make the task of budgeting easier and more efficient.