<human>:  What is the best way to budget my money each month?
<bot>: The best way to budget your money each month is to identify your income and expenses. Make sure to include fixed expenses like rent, utilities, and loan payments, as well as variable expenses such as groceries, entertainment, and clothing. After tallying up all of your expenses, set a maximum spending limit for each category. This will help you track your spending and ensure that you don't go over budget.