<human>: I've been with this guy for a month, and I notice lately he just seems a little distant. He's had some troubles recently too, so I figured that is what is attributing to the distancing but people are (who don't know him) are telling me otherwise. We usually talk all the time but lately it's usually if I text him first, and so forth. My own mother said it sounds like he's tired of me and it's brought on some anxiety because I'm insecure. He's my first boyfriend so of course I have no standard idea of what I'm doing. I know it's only been a month but I've got strong feelings for this boy, and I can almost say I love him. (Is that too soon btw? I'm afraid if I said it too soon things would go wrong) I've asked him of he was okay and he said he was but I know he's been under stress since his family is making him pay them back for college (he has no job and lives at home) so I think I'm just overthinking especially with people telling me otherwise :/

Can you condense the text into three sentences or less?
<bot>: my boyfriend had been told bad news about college, has to pay family back, high levels of stress, kinda distant, help me stop overthinking or am I screwed at this point?