<human>:  What is the best way to make a loan repayment schedule?
<bot>: The best way to make a loan repayment schedule is to calculate how much you are able to afford to repay each month, then adjust the repayment term length in order to reduce the total amount of interest you will pay over the life of the loan. Make sure to review the loan agreement for any prepayment penalties before you decide on a repayment schedule.