<human>: Provide a brief overview of the text.

This might seem like an easy question, but I haven't been managing my own money for very long and would like some input.  I'm a student at the moment, first class for graduate school begins on Thursday this week.  At the moment, I have about $35k in student loan debt and $2k on my single credit card.  I have $4k in my bank account.

My dilemma at the moment is whether to keep that $4k or pay off my credit card completely, leaving me with $2k in the bank.  That $2k would be enough for about 4 months of emergency rent ($550/month) plus I have a decently paying job that should net me around $400-$600/month, depending on my hours (we haven't received the during-school schedules yet).

My department is paying for my first year, essentially.  Tuition is just over $4k per quarter and I've been given $5k for two of them plus a TA-ship the third, which includes full tuition remission given a certain number of hours, which means I'll be getting a refund of about $1200 total this year, bumping my savings total back up to $3k over time as it gets dispersed.  I'm currently waiting on the department to pay the school and for the school to waive my healthcare fees because I have my family insurance...

I'd like to pay off my credit card to stop the accruing interest, in particular because my student loans are spread out over 3 sources, only one of which is guaranteed to be put on hold while I'm in school.  Instead of going a further $20 into credit debt each month, I'd rather the saved amount go towards my loan payments but I don't know how good of an idea it is.  I've only asked one other person's opinion so far (my boyfriend, who is a much better debt situation than me...) and he thinks it's a bad idea, but since you guys look at these situations so often I'd love a second opinion (or five).  
Thanks!
<bot>: $4k in bank, $2k on the credit card - pay it off now or save the money?  Savings will be back to $3k soon after.