<human>: I've heard that it's a good idea to start saving for retirement early. What are some good ways to do that?
<bot>: 
1. Start by setting up an automatic savings plan.
2. Look into 401(k) or IRA plans from your employer.
3. Invest in low-cost index funds and mutual funds.
4. Consider investing in bonds, treasury bills, and government securities.
5. Make regular contributions to your savings account.
6. Take advantage of tax benefits such as deductions on retirement accounts.
7. Review your investments regularly and make changes when necessary.