<human>:  How do I create a budget plan?
<bot>: Creating a budget plan is a great way to stay on top of your finances. The first step is to determine your income sources, including any expected raises or bonuses. Then, make a list of all your expenses, including foreseeable items like rent and insurance, as well as smaller but still important costs such as groceries, gas, and entertainment. Once you have a list of your income and expenses, you can create a budget plan. To do this, start by subtracting your total monthly expenses from your income. This will give you an idea of how much money you have left over each month. Then, decide where you want to allocate the remaining money. Consider setting aside a percentage of your income each month for savings, as well as allocating money to fun spending and investments. Finally, stick to your budget plan by tracking your spending each month.