<human>: We've been together 11 months and he's my best friend. He's the guy I didn't know I was missing through a decade of dating completely unsuitable men. He makes me want to make him happy, and I'm getting my shit together because I want to be ready for him. I know I would marry him tomorrow if he asked, because I want that life with him. We love each other and he shows me through words and actions.

He's the one saying "if we had kids" and "if we got married" and "I would like a house like this, would you?" and honestly I want it to advance to the point that it's a case of "when we..."

He's living with flatmates in a rental, I have a mortgage. I'd like him to move in with me but it would cost him more than his current rent if we split the mortgage payments, so I feel although it's me who should do the inviting, since he has to commit financially it's not my decision to make. The best option would be to sell my place and find somewhere together but neither of us qualify for a rental (v strange queue system) and I'd like a test period before committing to that, and he's not ready for a mortgage of his own. 

I want to move forwards, but we're not there yet. What can I do to either advance a little, or quiet the voice in my head wanting more?

Can you condense the text into a few key points?
<bot>: It's a question of "if" all the time... and I'm starting to want it to be a "when" or something actually happening.