Instruct: Classify the given online banking query into its corresponding intents.
Query: i need a virtual card
How do I get my virtual card?
Will you charge me for topping up with a European card?
Where do I find the auto top- up?
Something is wrong with the top up! I'm a regular customer and use your service all the time, usually this works but now it just shows up as pending
Can you please tell me why I cant get money from the ATM?
How old does one need to be?
How long will the transfer take?
How are exchange rates determined?
My daughter needs to open account.
How do i change my identity?
Why is the fee for taking money out so high?  I feel I was overcharged and I would have never used this ATM if I would have known ahead of time.
Why are you asking so many questions about me?
How long will it take my card to get here?
can usa residents get a card?
Can I allow other people to top up my account?
Can you tell me where I can withdraw money?
Can I change my pin number at a cash machine?
what I need to verify my account
I was told I would be getting a refund but I have yet to see it
are SWIFT transfers an option?
Is there a certain age I need to be?
If there isn't a lot of money left, will it automatically top-up money?
I need to make a transfer from Europe, how many days does this take?
I think a fee was applied for paying with a card.
I bought something in another currency, but the exchange rate was incorrect.