Instruct: Classify the given online banking query into its corresponding intents.
Query: I just made a transfer from France 2 days ago. It has not yet reached my bank. Is it possible it takes longer because it was an international transfer?
Why am I still waiting for a transfer?
My money transfer has not happened yet
Hey I thought transfers were free.  Why are you charging me?
Hi, I have an apple watch. How do I use it to top up my card?
How do I go about topping up with Google Pay?
I shouldn't have been charged but I see a fee, why?
how come my transfer declined
What are the steps to finishing up with this account?
My top up isnt working
What caused my cash withdrawal to be declined?
The exchange rate was wrong?
The ATM didnt return my card!
Why am I being charged for ATM cash withdrawals? The only reason I use it is because it's been free! Now you expect me to pay for them, and how much is that going to cost me?
My transaction went through but I was charged a fee. Why?
Are there any limits to using disposable virtual cards?
Why did I get a different card then requested?
I see a direct debit transaction that I didn't make.
Why did the ATM give me less money than what I requested?
What do I use to verify my identity?
I think my card is stolen!
Is it possible to hold money in different currencies?
Why is the transaction not posting?
Help me.  My phone has been lost or stolen!
My refund for a purchase hasn't  cone through yet.
There is a direct debit that I didn't set up, what should I do?