Instruct: Classify the given online banking query into its corresponding intent.
Query: I can't recognise this Direct Debit payment.
I am not recognizing a debit payment from my account.
How long does it take for transfers to be approved?  I sent funds to my girlfriend, and she says that she has not seen any approved funds in her account.
I want to add money automatically when I travel.
What is the point of verifying a top up?
Is there a fee for topping off a US card?
When I went to get cash, it was declined!
It seems I need to get information on limits for top-ups.
How long do you have to wait to see your virtual card your ordered?
Do I have to go to an actual bank to change my PIN?
I saw there is a cash withdrawal from my account via the app which I did not complete.
I do not need GBP, I need AUD, how do I convert it?
Why is it saying I have a pending payment?
How can I change my Rowlock ?
I have used my account abroad for a while without any fees, why am I being charged additional fees all of a sudden?
I must change my PIN as soon as possible.
How do I report possible fraudulent activity on my account?
I keep checking my statements but nothing shows up. I requested a refund a long time ago but seems it's not reaching my account for some reason. Would you please help me get the money back from the seller.
I believe you charged me too much to exchange my money
Can I pay for my gas using my Apple watch?
Can I get a Visa or does it have to be something else.
My transfer says pending. What does that mean?
Are the funds I requested from a merchant a few days ago in my account? I do not see them.
A foreign purchase I made has the incorrect rate applied to it.
My card is stuck inside the ATM, what am I supposed to do?
Remove my account immediately.