Instruct: Classify the online banking query into its corresponding intents.
Query: what is the average wait for transfers
How long does a European transfer take?
I made a transfer to my friend earlier and she hasn't received it yet.  What's the hold up?
I need to move money from one of my other accounts to this one.
I think my card payment has been refunded
How long does it take for a top-up?
Help me cancel a transaction.
i noticed that the funds were returned to my bank account. What happened?
Is there a limit on auto top-up?
is there a limit on top ups
What's the limit for disposable virtual cards?
How do I get a new expiration date?
i tried to do a transfer to an account but it didn't work
There's a problem - I bought something about a week or two ago but just today the payment somehow came back into my account! I already received the item though, what's going on here?
We want to start a college fund for my daughter.
My transaction history is looking a little off. I have been charged twice for multiple different purchases, and would like to have those duplicate charges refunded.
I was checking my account when I saw a $500 cash withdraw that I know I didn't do.  I have my card so I don't understand how this happened.  Please help me.
Can i choose a specific delivery date?
Why is the app showing a still pending message on a withdraw that has already been done?
what is my monthly spending limit because i was refused my money at an atm
How long do I wait for a transfer to take?
I see a direct debit transaction in the app that is not mine
Can I make a withdraw in my home currency at an ATM? I'm on vacation and am a bit worried because I don't have cash with me. Is it possible to withdraw here without any additional costs or fees?
If I add money with an international card, are there any fees?
I'm not sure what is going on here. I've received payment back into my account  for an item I've already received, from about 2 weeks ago.
In regards to top-ups, can I do them via Google Pay?