Instruct: Classify the given online banking query into its corresponding intent.
Query: How long does a transfer from the US take?
I'm having money transferred from Europe, how long will this take?
Do physical cards cost money?
I tried to make a withdrawal from the ATM, but it was cancelled.
Why did my money disappear when I topped up??
would a visa or mastercard be more suited to me?
Can you tell me where to find my top-up verification code?
I made a payment with my card and it hasn't changed. How long do you think this will take?
There has been a transfer pending in my account and I wanted to know how long it is going to take to go  through.
why was i charged a fee to transfer
Can I use a disposable virtual card for any purchase?
Can the card was sen to me be tracked?
Is my card frozen?
I just tried to top-up and now I'm getting an additional verification message, why?
I completed a payment with my card a while ago. It's still showing up as pending. What time frame does this normally take? It doesn't appear to have worked.
I have a new card and I can't add money to it.  I tried about 30 minutes ago and it is still pending.  What do I do?
what is the amount of disposable cards I can have?
I need to change details about my personal account.
I would like to alter my personal details.
Can I use my account although my identity verification has yet to pass?
I believe my top up has failed
Can you tell me how long it takes for a new card to come?
Why is there a fee for my transfer?
I have a transfer that was declined.
I didn't cancel my top-up.
Why isn't my refund on my statement?