Instruct: Given an online banking query, find the corresponding intents.
Query: What do I need to do for a refund?
I bought an item and now I want a refund.
Why is the transaction to my friend still pending?
If someone sends me money, will I be charged?
How much for an actual card?
How long are deliveries to the US?
My money is gone. I had topped up recently and saw it was there and went through, but now it's disappeared, what is happening?
There are a few payments in the app that I didn't make! Does someone else have my card?  What should I do?
Can I cancel a transfer I made
There has been a payment  in the App that has not be done by me.
How do I deactivate my account?
Can other people top up my account?
I'm not recognizing the card payment.
Card payment is still pending, why is that the case?
There is a direct debit fee in the App that I didn't do.
What on earth is up with the exchange rate! This should have been a much higher amount of cash
If someone in a different country sends me money, do I have to pay a fee?
I haven't received my cash yet.
Why is the transfer showing pending?
Where's my virtual card
How do I dispute a debit that I didn't make?
HELP. My account has been deducted already and the Seller says they haven't received the money yet? When can they expect it?
Why can't my beneficiary access my account?
I am trying to exchange AUD for GBP, how do I do that?
Is the fee with my cash withdrawal a mistake?
I am seeing inside the App a some cash withdrawal that is not mine