Instruct: Classify the given online banking query into its corresponding intent.
Query: Can I exchange an item for a refund?
Hello-Can you please help me get a refund from this merchant?  I ordered a product and would like to return it. I have been unsuccessful in getting the merchant to return my request for the past several days.  I understand it can take up to 45 days to process the dispute and issue a refund, however, if this can be expedited faster it would be very helpful to me.
How much can I top up on my card?
In which countries can I get a card?
I could not get a top-up to work, why?
I need to know if you will accept my credit card.
I withdrew money from an ATM today, and now my account is showing a different amount than what I withdrew. I checked the amount the ATM gave me, and it looks like it gave me the wrong amount of money. What is the best thin for me to do to get this fixed?
The machine only paid me a hundred when I wanted 20
Do you accept US credit cards?
How long do I have  to wait for my transaction to be completed?
Is the closest ATM to me within 2 miles?
When will my payment go through?
Where can I update my pin number?
What's going on? I was just recently charged for an ATM withdrawal. I've never seen this charge before and before it's always been free.
Someone has access to my card info.  I still have the card, but someone just withdrew cash.  How do I get this corrected/stopped?!
Will the PIN come separately?
My card payment is just showing up as pending since forever, what's going on with that, when should it be going through?
Where can I sign up for a virtual card?
What are the places that you deliver cards to?
My bag was stolen from me yesterday, so I can't use any apps or anything. I need some help.
Can I use my account even though the identity verification has not passed yet?
When will my transfer post to my account?
How do I revert a transaction?
How do I use the disposable cards?
I see cash in my app but I did not get it.
Can you tell me how do I get a card?