Instruct: Classify the given online banking query into its corresponding intent.
Query: Is there a longer processing time for international bank transfers?
My account balance has not updated to reflect my recent transfer.
I bought something in another currency, but the exchange rate was incorrect.
How do I add my new card to the app?
Is there a way to make my money usable in another country?
How long does it take for pending transfer transactions to post?
You promised no fees but now I've got one. What the hell!?
How can I check how much free spending I have left? I have some big purchases coming up and want to know where I can look for any info.
What countries do you operate in?
Your ATM pin can be changed at any VISA or MasterCard ATM with PIN services. Certain countries don't support ATM pin changes.
Is it possible to hold money in multiple currencies?
I have lost my card! What is my next step?
Why isn't my topup working?
The fee charged when I changed rubles into British pounds was too much.
There is a  €1 fee on my account I didn't authorize
Where do I have access to a virtual card?
If my account is low in funds, can I set an auto top-up?
Why have I been charged an extra pound?
What are the steps for my friend to send me money?
How can I change my PIN without going to the bank?
What locations can I get money from?
How long will it take for my cash withdrawal to stop pending
I got a strange fee when I used the ATM.
What are the countries that you operate in?
who do I talk to, to cancel a transfer?
my cash withdrawal has not come out of my account yet.