Instruct: Classify the given online banking query into its corresponding intents.
Query: Transfers can take up to one day to process before departing for the beneficiary accounts. Please confirm that you've entered your account details correctly. SEPA transfers can take up to two working days, while SWIFT transfers can take up to five working days.
What's the time frame on EU transfers? I purchased something a couple of days ago but the seller hasn't received my payment.
What do I do about my expired card?
How many currencies can I have?
Can I use my card in another institutions ATM?
The card PIN?
What ATMs can I use this card?
If my identy verifacation hasn't gone through can I use my account?
I'd like to order another card
What methods are available for my friend to send me money?
I have money in a foreign account that I want to send to this account.
I have a strange transaction on my account which appears to pertain to a cash withdrawal I made outside Nandos in Leeds.  What is that for?  Is it fraud?
I used my card to top up but it's saying it is still pending. What does this mean?
I was recently charged for withdrawing money from my bank ATM. How can that be possible when I haven't been charged for using it before?
Hey a seller just contacted me that my money didn't come through. It was definitely deducted from my account, but now it appears it's back with me! Sort this out asap please.
I don't recognize this withdrawal on my statement
I need to exchange foreign currency will i be charged?
My purchase used the wrong exchange rate
Someone is using my card to purchase flights to New York it's not me because I'm not going to New York, please can you cancel the card and refund the money?
I was declined when I tried to withdraw cash!
Can I top up my account with Google Pay?
how to recover my passcode
I don't know what a pending payment is.
What do you use disposable cards on?
I don't want to buy this car anymore, can I cancel the transaction and get a quick refund back?
Are there restrictions on new cards in China?