Instruct: Classify the online banking query into its corresponding intent.
Query: How many countries do you work in?
Where are you present globally?
I bought something abroad and the exchange rate applied is wrong
I'd like to get a refund for something I bought, is that possible?
I might be paranoid, but someone may be using my card.
Can this app exchange American and English currency?
My bank card has expired, how can I get a new physical card?
My card's expiration date is close.
I can't see my top up in my wallet!
How do your exchange rates factor in?
What is the foreign exchange rate you will apply?
Why did you decline my transfer?
Is my card lost? I am still waiting for it to be delivered.
What is the charge for paying with my card?
went somewhere else, need to change details
Can currencies be exchanged on this app?
I cannot activate my card.
How long does it take to get a refund on something I bought?
My transfer was wrong, are you able to stop it before it goes through please?
Can you tell me exactly what fees I will expect to see in regards to your cards?
What do I do if I can't access my passcode?
How can I change my old pin to a new one?
How do I get a disposable virtual card as well?
Can I exchange from USD to GBP?
When will my deposit post to my account?
What does it mean if my cash withdrawal is pending?