Instruct: Classify the given online banking query into its corresponding intent.
Query: What steps should I take before my card expires?
Can I get a new card even though I am in China?
Do you offer any discounts for someone who exchanges currencies frequently?
Where can I use this card?
Am I charged more for using the ATM?
Do the disposable cards have any restrictions?
What do I need in regards to identification?
I bought something and now I want a refund.
I am unable to activate my card, it won't let me.
What currency can I use to pay for a top up?
I need an ATM right now!
How long is the wait for a money transfer to show up?
Help, your app is showing a larger WD than I actually did earlier at an ATM.
I was not distributed all of cash that I requested
I just got my new card and tried using it and it was declined?
Do you charge extra for duplicate cards?
Looks like my top up failed.
What do I need to know about topping up?
is there a foreign currencies charge?
Am I charged a fee to transfer funds?
The app failed to verify my id.
Why hasn't my balance been updated? I've deposited a few cheques some days ago!
Why do I get declined when I try to withdraw cash?
I couldnt get cash in an ATM
Why are you charging me fees for using my card?
Who should I talk to or go to resolve a duplicate charge on my statement?