Instruct: Classify the given online banking query into its corresponding intent.
Query: Do I get charged if I am receiving money?
Am I going to see a charge for a SEPA transfer?
I need more assistance with how to activate my card.
I need some help linking my new card.
It appears my top-ups have been canceled.
i received my American Express in Apple pay, why is top up not working?
Transfer has failed.
How can I stop someone from using my card after I lost it yesterday.
I want to use my account before identity verification
How come my money hasn't shown up yet?
I made the incorrect payment for my rent yesterday and this needs to be fixed by no later than tomorrow. How can you help?
How long do EU transfers take? I bought something online a couple of days ago , sent the money immediately online but the seller says it is still not there yet.
I desperately need to transfer something from China, Please give me the wait time.
Can both Visa and Mastercard be chosen?
Do you have a return policy?
i needed money for a night out with the girls but i was declined, why?
Hello, I tried to take some cash out of the ATM but I looked at my statement and it still shows that it's pending. Is the machine broken? Will I receive my money back or will I be charged for this?
The ATM didn't give me enough money.
Where'd the rest of my cash go from the ATM
I need to report a stolen card
I cannot remember my passcode.
Will it cost me to get a second card?
Why isn't my topup working?
There is a charge for 1£ on my statement.  I do not think that I bought anything that costed 1£.  What is going on?
Why has my transfer not arrived yet?
I did not have the right exchange rate applied to my situation of pulling out cash