Instruct: Classify the online banking query into its corresponding intent.
Query: When will a transfer from the US post?
How long will a transfer from Europe take?
I'd like to know how transferring my money into my account works.
Is there an extra fee for using an ATM?
I will need a new card because mine is almost expired.  How fast do I get a replacement and what is the cost?
use my credit to add money
I tried to make a payment with my card and it was declined. Why is it pending?
I'm still waiting on a payment
Can you tell me why a refund I'm owed is not showing on my statement?
I need to top up using a cheque
where can I find the auto-top up option?
My card payment has the wrong exchange rate
Are the delivery days flexible?  My schedule only allows me to be a available on specific dates.
Is there a way to link cards if I have one of yours?
How long do tranfers from a UK account usuallt take for you? I just made a transfer and nothing shows up, so just wondering if things went ok
Can you tell me about the exchange fee?
I tried to get cash but it was declined!
I transferred some money recently and saw a fee on my account, what's that for?
Give me a refund
Why have I been charged an extra pound?
I was supposed to get a refund but I do not see it on my statement. When is it going to be updated?
Where is my refund? it appears to be missing.
My credit card for was not approved for a top-up transaction.  What happened?
Why is my contactless not working?
I thought it was free to make a withdrawal. So how much does it cost now?
where can i located the auto top up function?