Instruct: Classify the given online banking query into its corresponding intent.
Query: Do I get charged if I top up with my European bank card?
Will you charge me if I top up by card?
My funds are low, can I auto top up?
Why do you guys need to verify my identity?
While transferring money, its getting error out as my transfer is not possible. Please help me in this as earlier i was able to do it successfully.
I made a purchase and would like to get a refund for what I bought can you have the money put back in my account?
the exchange rate at which my card payment is at is wrong
Can I use my account now, even though my identity verification has not gone through yet?
I want a new card
The virtual card won't work.
Is it possible to use my apple watch for topping up?
How can I change my address?
why was i charged a small amount
Where can i find the virtual card?
How do I receive a disposable virtual card?
My phone was stolen, what should I do?
In regards to top-ups, can I do them via Google Pay?
How long does transfers take?
I needed $100 but all it gave me was $20.
I used my card to top-up but the money is gone!
Three months ago I bought a new house for my cat, fluffy.  Unfortunately Fluffy was not a fan of the house and it had to be returned to Pet Smart last week.  They said they have sent a refund but it's not there, can you tell me where it is?
Are there any restrictions for the disposable cards?
Explain pending transactions.
Please delete this account.
How is my card payment still pending?
And do you have virtual cards instead of physical ones?