Opening an individual cash account

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$100 from Bank of America -
Your first deposit
By submitting this form, you agree to the Wealthfront
Client Account Agreements.

We've partnered with Green Dot Bank, Member FDIC, to

bring you checking features. Submitting this form confirms

you've read and agree to the following:

e Green Dot Bank Deposit Account Agreement, which
describes terms, limits, fees, and resolving legal
disputes through arbitration

e Green Dot Bank Electronic Communications Agreement

e Green Dot Bank Privacy Policy

You also agree to:

e Open a Wealthfront Brokerage LLC account and access
Green Dot features through this account

e Let Green Dot share your account info with us, which
we'll use subject to our Wealthfront Privacy Policy. To
opt out at any time, email support@wealthfront.com.

Finally, you confirm you're not subject to IRS backup

withholding, and agree to our Form ADV Part 2, Form CRS,

and Cash Sweep Program Disclosure Statement.

Important information about procedures for opening a new

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|
|9:41 all ¥ @
X Individual Cash Account &
Next Step
Designate your beneficiaries
Your loved ones can receive your assets
in the event of your death.
Dismiss Continue
[ ]
We're preparing your account. Here's the
plan:
Q Submit your application
Confirm your email address
Email address has not been verified.
Didn't get an email? Resend it
We open your account
This normally takes less than one business day. We'll
contact you if we need more information.
How did you first hear about Wealthfront?
Done
. ]
|4 Review X
We've partnered with Green Dot Bank, Member FDIC, to
bring you checking features. Submitting this form confirms
you've read and agree to the following:

e Green Dot Bank Deposit Account Agreement, which
describes terms, limits, fees, and resolving legal
disputes through arbitration

e Green Dot Bank Electronic Communications Agreement

¢ Green Dot Bank Privacy Policy

You also agree to:

e Open a Wealthfront Brokerage LLC account and access
Green Dot features through this account

e Let Green Dot share your account info with us, which
we'll use subject to our Wealthfront Privacy Policy. To
opt out at any time, email support@wealthfront.com.

Finally, you confirm you're not subject to IRS backup

withholding, and agree to our Form ADV Part 2, Form CRS,

and Cash Sweep Program Disclosure Statement.

Important information about procedures for opening a new

account — to help the government prevent money

laundering and the funding of terrorism, federal law
requires all financial institutions to obtain, verify, and
record information that identifies each person who opens
an account. What this means for you: when you open an
account, we will ask for your name, address, and date of
birth, and other information that will allow us to identify
you. We may also ask to see your driver’s license or other
identifying documents.

|
|9:41 oll ¥ =)
$ £* Goals
Current net worth ®
Today Age 92
Cash S

= Individual Cash Account $100.00
Individual - 4.80% APY Pending
% Checking - $
Bank of America 8 minutes ago
% Savings - $
Bank of America 8 minutes ago
Liabilities $
(_
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|9:41 ll © @
- 4
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Boost your APY to 5.30%
Invite a friend who's new to Wealthfront, and
when they open a Cash Account, you'll both
get a 0.50% APY boost for 3 months.
See details
Share Cash Account invite
No thanks, not now
|9:41 all ¥ @
X Individual Cash Account &
Next Step
Add a trusted contact
As an extra precaution, you can add a
trusted contact for your account.
Dismiss Let's do it
[ ]
We're preparing your account. Here's the
plan:
Q Submit your application
Confirm your email address
Email address has not been verified.
Didn't get an email? Resend it
We open your account
This normally takes less than one business day. We'll
contact you if we need more information.
We transfer cash from your bank
Your funds arrive
. ]
|4 Review X
We've partnered with Green Dot Bank, Member FDIC, to
bring you checking features. Submitting this form confirms
you've read and agree to the following:

e Green Dot Bank Deposit Account Agreement, which
describes terms, limits, fees, and resolving legal
disputes through arbitration

e Green Dot Bank Electronic Communications Agreement

¢ Green Dot Bank Privacy Policy

You also agree to:

e Open a Wealthfront Brokerage LLC account and access
Green Dot features through this account

e Let Green Dot share your account info with us, which
we'll use subject to our Wealthfront Privacy Policy. To
opt out at any time, email support@wealthfront.com.

Finally, you confirm you're not subject to IRS backup

withholding, and agree to our Form ADV Part 2, Form CRS,

and Cash Sweep Program Disclosure Statement.

Important information about procedures for opening a new

account — to help the government prevent money

laundering and the funding of terrorism, federal law
requires all financial institutions to obtain, verify, and
record information that identifies each person who opens
an account. What this means for you: when you open an
account, we will ask for your name, address, and date of
birth, and other information that will allow us to identify
you. We may also ask to see your driver’s license or other
identifying documents.

" -~
° | acknowledge an: -
|
|9:41 ol ¥ @
X Individual Cash Account &
Add a trusted contact
As an extra precaution, you can add a
trusted contact for your account.
Dismiss Let's do it
[ ]
We're preparing your account. Here's the
plan:
Q Submit your application
Confirm your email address
Email address has not been verified.
Didn't get an email? Resend it
We open your account
This normally takes less than one business day. We'll
contact you if we need more information.
We transfer cash from your bank
Your funds arrive
Funds typically arrive in 1-2 business days
Please check your inbox for your
new confirmation link.


Help article detail

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Replace my card

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< Replace my card
If you’ve noticed unauthorized charges, please
call us at (833) 466-1236. Otherwise, let us
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My card was stolen
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How can we help?
Dispute a transaction >
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Using my debit card >
Linking an account >
General questions >
We've partnered with Green Dot Bank, Member FDIC, to bring you
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©2021 Green Dot Corporation. All rights reserved.
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affiliate of Wealthfront Brokerage LLC.
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We found the following accounts at Bank
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|9:41 all ¥ @m
Link successful
We found the following accounts at Bank
of America.
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|9:41 all ¥ @m
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BANK OF AMERICA
By clicking “Continue,” you...
Agree toYodlee's Terms of Use for account
linking, and your application provider’s privacy
notice applies to our handling of your data.
Allow Bank of America to release your data to
Wealthfront via Envestnet | Yodlee. You will
be redirected to Bank of America to complete
the process.
What data are you sharing?
Accounts More
Transactions More
Contact Info More
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|9:41 all T =)
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[ ]
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a Bank of America

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applicable Wealthfront Terms of Use.

Agree and continue
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|9:41 all ¥ @m)
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BANK OF AMERICA %7

Provide Consent

* You authorize and direct Bank of America to
share information about yourself, your Bank of
America relationship and your accounts at Bank
of America with Wealthfront (via Yodlee), a
"third party"

* You should use caution and ensure that the
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information.

e Use of your information by the third party is
governed by your agreement with them, not by
Bank of America.

* You can revoke future access at any time.

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instructing Bank of America to allow this
third party to access and retrieve my
information.
AA @ secure.bankofamerica.com G
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|9:41 all ¥ @m
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Turning rest mode on

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Terms of service

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service.
Last modified: September 27, 2023
Welcome to Cloaked!
THESE TERMS OF SERVICE ARE A LEGAL AGREEMENT BETWEEN THE SERVICE USER AND CLOAKED, INC,, AND GOVERNS YOUR USE OF THE SERVICES. CAREFULLY READ THIS
AGREEMENT, THE CLOAKED PRIVACY POLICY, AND PRODUCT-SPECIFIC DISCLOSURES, ALL OF WHICH ARE PART OF AND GOVERNED BY THIS AGREEMENT.
BY USING OR ACCESSING THE SERVICES YOU ARE BOUND BY THIS AGREEMENT. IF YOU DO NOT AGREE, OR ARE BELOW THE AGE OF MAJORITY IN THE JURISDICTION YOU ARE
LOCATED, YOU ARE NOT PERMITTED TO USE THE SERVICES. CLOAKED IS NOT LIABLE SERVICE USE, OR CONTENT VIEWED BY, MINOR CHILDREN, IN VIOLATION OF THIS AGREEMENT.
WE WL LICE THE EOI I OWING DEEINITIONS THROIICHODO!IT THE TERMS OF fERV/ICE-
|é cloaked Features v Pricing  Trust v Resources v Log in ©) Download extension }
Last modified: September 27, 2023
Welcome to Cloaked!
THESE TERMS OF SERVICE ARE A LEGAL AGREEMENT BETWEEN THE SERVICE USER AND CLOAKED, INC, AND GOVERNS YOUR USE OF THE SERVICES. CAREFULLY READ THIS
AGREEMENT, THE CLOAKED PRIVACY POLICY, AND PRODUCT-SPECIFIC DISCLOSURES, ALL OF WHICH ARE PART OF AND GOVERNED BY THIS AGREEMENT.
BY USING OR ACCESSING THE SERVICES YOU ARE BOUND BY THIS AGREEMENT. IF YOU DO NOT AGREE, OR ARE BELOW THE AGE OF MAJORITY IN THE JURISDICTION YOU ARE
LOCATED, YOU ARE NOT PERMITTED TO USE THE SERVICES. CLOAKED IS NOT LIABLE SERVICE USE, OR CONTENT VIEWED BY, MINOR CHILDREN, IN VIOLATION OF THIS AGREEMENT.
WE WILL USE THE FOLLOWING DEFINITIONS THROUGHOUT THE TERMS OF SERVICE:
“AGREEMENT” MEANS THE LEGAL AGREEMENT ENTITLED “TERMS OF SERVICE” ENTERED INTO BETWEEN CLOAKED AND USER AND INCLUDES THE CLOAKED PRIVACY POLICY AND
PRODUCT-SPECIFIC DISCLOSURES.
“CLOAKED,” “WE," “US" and “OUR” MEANS CLOAKED, INC.
“USER,” “YOU” and “YOUR" MEANS THE PERSON USING THE SERVICES.
“SERVICE(S)” MEANS USE OF THE SITE, INCLUDING THE ASSOCIATED SITES, SERVICES, APPLICATIONS, FEATURES AND INFORMATION AVAILABLE ON THE SITE AND MOBILE
APPLICATIONS WE OFFER.
“SITE” MEANS https://cloaked.app/ AND RELATED SUBDOMAINS.
“CLOAKED CARD” MEANS AND REFERS TO USE OF CLOAK PAY, LLC PRODUCTS AND SERVICES.
“PRIVACY POLICY” MEANS THE CLOAKED PRIVACY POLICY.
"YOUR INFORMATION” IS DEFINED AS INFORMATION YOU PROVIDED TO CLOAKED, OR PROVIDED CLOAKED ACCESS TO, INCLUDING INFORMATION RELATED TO: THE REGISTRATION
OR TRANSACTION PROCESS, YOUR USER ACCOUNT, AND SERVICE-RELATED EMAIL OR FEATURE.
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Cloaked may modify the usage rules at its discretion and will notify you as required by the Agreement.
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11.1. YOU EXPRESSLY AGREE THAT USE OF THE SERVICE IS AT YOUR SOLE RISK AND IS PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED,
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Transferring money

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Transferring money

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Adding a forwarding number

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Linked accounts

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|9:41 all ¥ @
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Heart rate

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FAQs

screenElements:
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pageType: Marketing Marketing Marketing

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How Wealthfront Offers $8M of FDIC
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Investing during inflation: What you need to
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Cloud computing
It’s all in the cloud. These companies provide
cloud computing infrastructure, the collection
of hardware and software elements needed to
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Updated Jul 21, 2023
Perspectives on this collection
The opportunity: Grand View Research estimates the
global cloud computing market will grow at a rate of...
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Alphabet Inc - Ordinary
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The value of a company that is traded on the stock market,
calculated by multiplying the total number of shares by the
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earnings per share and helps determine if it is fairly priced.
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IVIdI KEL Cdp SYWAVN
The value of a company that is traded on the stock market,
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earnings per share and helps determine if it is fairly priced.
12 collections that contain Alphabet Inc -
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Alphabet, Inc. engages in the business of
delivering online advertising, cloud-based
solutions that provide enterprise customers
with infrastructure and platform services, the
provision of communication and collaboration
tools, and sales of other products and services
such as apps and in-app purchases, hardware,
and subscription-based products. It operates
under the Google Services and Google Cloud
segments. The Google Services segment
includes ads, Android, Chrome, hardware,
Gmail, Google Drive, Google Maps, Google
Photos, Google Play, Search, and YouTube.
The Google Cloud segment offers Google
Cloud Platform and Google Workspace. The
company was founded by Lawrence E. Page
and Sergey Mikhaylovich Brin on October 2,
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CA.
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52-week high $141.22
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52-week low $84.86
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The value of a company that is traded on the stock market,
calculated by multiplying the total number of shares by the
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Price-Earnings ratio 25.94
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Cloud computing
It’s all in the cloud. These companies provide
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Updated Jul 21, 2023
Perspectives on this collection
The opportunity: Grand View Research estimates the
global cloud computing market will grow at a rate of...
Read more =
8 investments
Q Amazon.com Inc.
AMZN
s Alphabet Inc - Ordinary Shares - Class
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Cloud computing
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Updated Jul 21, 2023

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global cloud computing market will grow at a rate of...

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Invest in Amazon.com Inc.
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Q Amazon.com Inc.
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Why it’s in this collection
Amazon Web Service (AWS) offers on-demand cloud
computing platforms and APIs.
Price $131.47
Day performance A 0.00%
3 year performance ¥ 19.00%
Market cap $1.37T
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3 Sep -9 Sep (Week 36)

20 Aug — 26 Aug (Week 34)

13 Aug —19 Aug (Week 33)

6 Aug —12 Aug (Week 32)

23 Jul—29 Jul (Week 30)

16 Jul — 22 Jul (Week 29)

9 Jul-15 Jul (Week 28)

2 Jul -8 Jul (Week 27)

4 Jun -10 Jun (Week 23)

7 May - 13 May (Week 19)

30 Apr— 6 Ma\™ oo ——_—_—_
|. e it PN M
e  Readiness
Your average Readiness Score for last week
was 87.
Your Readiness Score for the past 7 days
90
— 80
70
SUN MON TUE WED THU FRI  SAT
Scores over 70 imply that you’ve balanced your
activities and rest well, and your recovery status is
ok. 85 is a cut-off score for excellent readiness.
Resting heart rate
Last week, your average lowest resting heart
rate was 47.
|
|9:41 all ¥ @
£ Reports
WEELOY >
Monthly >
Quarterly >
Anniversary >
|9:41 all ¥ @
£ 1 Oct — 7 Oct (Week 40)
Resting heart rate
Last week, your average lowest resting heart
rate was 47.
Your lowest resting heart rate for the past 7
nights
48
47
46
44
SUN MON TUE WED THU  FRI  SAT
A downward resting heart rate trend implies that
you’ve recovered well, an upward trend that
something may be challenging your recovery.
Heart rate variability
|9:41 ull ¥ @
£ 1 Oct — 7 Oct (Week 40)
/ 44
SUN MON TUE WED THU  FRI SAT
A downward resting heart rate trend implies that
you’ve recovered well, an upward trend that
something may be challenging your recovery.
Heart rate variability
Last week, your average HRV was 63.
Your average HRV for the past 7 nights
80
40
SUN MON TUE WED THU  FRI SAT
An upward HRV trend implies that you’ve recovered
well, a downward trend that you should keep an eye
on your recovery status.
|


Starting an unguided session

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9:41 all T @
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|9:41 ll © @
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Time remaining
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|9:41 all ¥ @8
X O,
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Choose your own path to the present moment.
® Rainfall
|9:41 all ¥ @8
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+ Add asoundscape
|9:41 all ¥ @8
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|9:41 all T @B
4 Duration
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|9:41 all ¥ @
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|9:41 all ¥ @
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|9:41 all ¥ @
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|9:41 ol ¥ @
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|9:41 all ¥ @
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|9:41 all ¥ @8
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|9:41 ull ¥ @
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|9:41 all ¥ @8
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Manage stock portfolio

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< Your first stock portfolio  Manage
Alphabetg
$0.00
A $0.00 (0.00%) today
A 50.00 (0.00%) all time
3M 6M v 3y 5Y ALL
$50.00 investment of AMZN scheduled
This investment will be complete by Oct 19, 2023
View details =
Al Lt e Al . Olaeoae Nl ANNAN
Sell Invest
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|Your first stock portfolio
|9:41 all ¥ @m

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aenabet - Your first stock portfolio Edit

Delete portfolio

You can't delete a portfolio that contains invested money
or if this is the only portfolio in your stock investing
account.

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9:41 all ¥ @
X My profile
Goals and life situation
My current goal
: . >
Be productive and energetic
My sleep at the moment
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| sleep well and feel energetic
Things affecting my sleep
| feel stressed ¢ | live a hectic life « | share my bed >
with someone
Personal information
Date of birth 2 Sep 1995
Weight 76 kg
76 kg
Height 181cm
Sex assigned at birth Male
|9:41 all ¥ @
X My profile
Goals and life situation
My current goal
: . >
Be productive and energetic
My sleep at the moment
. >
| sleep well and feel energetic
Things affecting my sleep
| feel stressed ¢ | live a hectic life ¢ | share my bed >
with someone
Personal information
Date of birth 2 Sep 1995
2 September 1995
Weight 76 kg
Height 181cm
Sex assigned at birth Male
|9:41 all ¥ @
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|9:41 all ¥ @
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|9:41 all T @
X My profile
Goals and life situation
My current goal
: . >
Be productive and energetic
My sleep at the moment
. >
| sleep well and feel energetic
Things affecting my sleep
| feel stressed ¢ | live a hectic life ¢ | share my bed >
with someone
Personal information
Date of birth 2Sep 1995
Weight 76 kg
Height 181cm
Sex assigned at birth Male
@ Whywe ask
|9:41 all T @
W


Scheduled transfers

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@ View 3 scheduled transfers
© Automated savings: Monitoring is off
& Deposit
Into Wealthfront
10 Withdraw
From Wealthfront
«  Transfer
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and investment accounts
MORE WAYS TO TRANSFER
fﬂ Bring over investments S Send a wire =
Open a new account
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|9:41 all ¥ @
X Scheduled Transfers Edit
PENDING TRANSACTIONS
Full Transfer October 23, 2023
From Your first stock portfolio
To Individual Cash Account
@ $10.00 Withdrawal October 23, 2023
From Individual Cash Account
To Bank of America Checking Account (ending
in )
$615.00 Deposit October 23,2023
@ From Bank of America Checking Account (ending
in )
To Individual Cash Account
. ]


Downloading a recovery passphrase

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ACCOU nt Username
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Manage your account settings.
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Manage your account settings. . .

p— 9ey 9 Maintain your account access

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+1(628) 267-9041
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Forwarding Master Password

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Successfully downloaded recovery

Account passphrase
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Personal information Save your recovery passphrase
Make sure your recovery passphrase is safe, so write it down, or keep it in

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Security

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Is Cloaked End-to-End Encrypted? +
What information can Cloaked link to an account/between identities? +
¢ Cloaked phone numbers and Cloaked emails are used for accurate routing, and are encrypted both at-rest and in-
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|é cloaked Features v Pricing Trust v Resources v Login ‘ Download extension
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<
[ ] [ ]

Review your sale details
To Individual Cash Account Entire balance
From Your first stock portfolio
Funds should arrive Oct 26 - 27
By confirming, you understand that:

* You authorize us to sell all of the securities
within your account to fulfill the withdrawal
request.

» There may be tax consequences.

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might miss the current trading session.
0 “art sale
|9:41 oll © @
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INITIATED Funds should arrive Oct 26 - 27
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|9:41 wll © @
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$48.58 - Wealthfront

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= Individual Cash Account

$50.00 - Wealthfront
|9:41 ll © @
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= To Individual Cash Account
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Amount
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|9:41 all T =)
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Sell

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= To Individual Cash Account

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Even if your investments change in value, we'll

make sure everything is sold and transferred

out of your portfolio.
|9:41 all @
@ View 3 scheduled transfers
© Automated savings: Monitoring is off
& Deposit
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10 Withdraw
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|9:41 wll © @
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|9:41 all © @
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My Oura Ring

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Track your daytime stress
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Your Readiness Score is above your average
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|9:41 ll © @
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Playing a meditation soundscape

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Disabling two-factor authentication

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Removing this method will disable two-factor
authentication (2FA)
Since this is your only method for logging in with 2FA, removing it
will also disable two-factor authentication.
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|Removing this method will disable two-factor
authentication (2FA)

Since this is your only method for logging in with 2FA, removing it
will also disable two-factor authentication.

Please enter your password to confirm.

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2FA method successfully removed.
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ACCOU nt Username
< Settings ° jdmobbin
Manage your account settings.

Account
Change password >

Personal information

Forwarding Account recovery >

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Export my data >
Delete account >
Two-factor authentication (2FA)
For enhanced security, Cloaked recommends enabling two-factor
authentication to ensure it's really you when signing in.
2FA SMS number <
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Add another option >
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Mac OS X 10.15.7

Two-factor authentication enabled.