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Guide chapters

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Types Of ETF
Why some investors use ETFs
3 mins
As we said last time, there are over 5,000
different exchange-traded funds out
there — and growing.

Why have they become so popular? As
well as offering easy access to a diverse
bunch of investments, ETFs generally
charge lower fees than traditional funds
and have no minimum investment
amounts. The average ETF charges about
0.4% (so if you invested $1,000 you’d
have to pay about $4 a year), compared
with about 0.7% for a traditional index
fund.

You can buy ETFs to track almost any
financial market you can think of: from
Thai stocks and the US dollar to
platinum futures and German
government bonds. You can even get
ETFs for specific industry sectors — like
tech stocks or petcare providers.
|9:41 -Ill ? (G
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time during the working day — unlike
most traditional funds, which can
typically only change hands at the end of
the day.

And, as with stocks, investors can also
sell ETFs short (betting that the price will
fall) or purchase options (wagers that the
ETF will be trading above or below a
certain price on a future date). They’re
also like stocks in that some ETFs are
incredibly popular with investors,
changing hands thousands of times a
second, while some trade much less
frequently.
That’s all for our first session on ETFs. In
the next session we’ll walk you through
the different types of ETF available.
J Tap for Next Session
2 Types Of ETF
Why some investors use ETFs
3 mins
|| B I | I S"‘* -

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‘Smart Beta

Exchange-Traded Funds

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Buy Entire Markets

How to evaluate ETFs

Download @

Summary © Published Nov 2019
|9:41 all ¥ @
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What Are ETFs?

How ETFs allow you to buy whole markets like
a stock
2 mins
Exchange-traded funds (ETFs) track the
movements of an index, making it easy
to invest in a whole host of markets —
from Indonesian shares to gold. Like
Amazon and Radiohead, ETFs have
exploded in popularity since being
launched in the 90’s — and there are now
about 5,000 globally investing more than
$5 trillion.
ETFs have many similarities with
traditional tracker funds, which also
copy the performance of an index such
as the S&P 500. But their particular
success is largely due to the ways they
resemble stocks.
How are they like stocks? Well, as the

ETFs

S ! What Are ETFs?

How ETFs allow you to buy whole m... f;) »

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9:41 all T (@)
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Breakfast
Thursday, Oct 13
ADD MORE FOOD

Cereal

114 keal X

& 1Serving (30 ml)

Oat

162 kcal X

& 1Cup (45 g)

Pasteurised Rich & Creamy Hokk...

Yotsuba - 138 kcal p 4

£ 1200mL (200 g)
|9:41 all T [
<
Oat v,
DELETE UPDATE
162 keal
v Low in sugar =
+~ Low sodium
+ High nutritional value
LEARN MORE
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|9:41 all T [
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162 keal
v Low in sugar =
+~ Low sodium
+ High nutritional value
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1 Cup (45 g) .
|63% ’ 22% 15%

Carbs Protein Fat
Protein 85g¢g
Carbs 2479
Fiber 459
Sugars 09g
Fat 269
Saturated fat 045g¢g
Unsaturated fat 229
Other
Cholesterol O mg
Sodium O mg
Potassium 193 mg

REPORT
|9:41 all ¥ @m
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Carbs Protein Fat


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What does this mean?
Elon revealed two weeks ago that he'd
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the company shortly followed with an
offer of a spot on its board. But when
he turned it down, analysts were quick
to point out that the move would've
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< AT BRORIN
Is It Time To Buy Quality
Stocks?
Being greedy when everyone is fearful is an
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bad idea.
Paul Allison - 4d ago - 5 mins
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MENTIONED IN STORY
TA TSLA pocu -
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L U 'Stocks? Is It Time To Bt
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|9:41 all T @
< S e © [
Is It Time To Buy Quality
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< AT BRORIN
Is It Time To Buy Quality
Stocks?
Being greedy when everyone is fearful is an
old adage in investing. Paul takes a look at why
buying quality stocks right now might not be a
bad idea.
Paul Allison - 4d ago - 5 mins
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MENTIONED IN STORY
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L U 'Stocks? Is It Time To Bt
Being greedy when everyone is fear... f;) »
|9:41 oll ¥ @
< T BEORIN
Is It Time To Buy Quality
Stocks?
Being greedy when everyone is fearful is an
old adage in investing. Paul takes a look at why
buying quality stocks right now might not be a
bad idea.
Paul Allison - 4d ago - 5 mins
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|9:41 oll ¥ @
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Is It Time To Buy Quality
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bad idea.
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& X M ki
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. Tesla Inc DocuSign Inc
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< h O
Breakfast
Thursday, Oct 13
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< UENTIOREN
Where do you find quality
stocks?

The two best-known investing styles are:
growth and value. They exist on a
valuation spectrum. At one end, value
investors look under rocks for
companies plagued with problems,
usually either stagnating or in decline,
but with the hope that things will turn
around.
At the other end, growth investors seek
the high flyers, buying expensive stocks
of companies that are growing like
weeds. As for everything in between,
stock prices tend to get gradually more
expensive as you travel from the dirt
cheap to the high-flyers.
Quality investors believe that there are
big risks with both the value and growth
approaches. They’ll tell you that the
problem with down-and-outs is that for a
J):¥ s It Time To Buy Quality Stocks
@:ng glgreedy wh:ryev:ryoln!e, is fear... f;) I I
|9:41 all T @)
Listen To Insights
You can quick play stories from your
feed or by tapping play at the top of an
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Look ovT For j
THE PLAY BUTTON
| prefer to read
|9:41 all T @)
N\
Afternoon John @ Q
October 11th
Popular Bookmarks Insights [
21 mins m °
& O))
, NS5
Yy 728
Is It Time To Buy Quality Stocks?
Paul Allison - 5 mins m °
In Case You Missed It
1 Past Recessions Tell Us A Lot About
What To Expect From This Earnings
Season
Theodora Lee Joseph - 2 mins
2  Stormy September Strikes Again
Russell Burns - 4 mins
3 Q s ®
For You Explore Markets Community Account
|9:41 oll ¥ @
< AT BRORIN
Is It Time To Buy Quality
Stocks?
Being greedy when everyone is fearful is an
old adage in investing. Paul takes a look at why
buying quality stocks right now might not be a
bad idea.
Paul Allison - 4d ago - 5 mins
& X M ki
4 ."J‘ A ‘\;\ \ J"‘%,r;.'i\' N ‘
" 4 5 g fﬁ:{/fj ,‘.&/ / ﬁ‘?\@ / V.\,.\} 9 /:E 5.
’:“‘k" o9 ';‘Q o z "‘:‘* 4“1;';:’ '
MENTIONED IN STORY
TA TSLA pocu -
., Teslainc DocuSign Inc
Let’s cut to the chase, it's practically
L U 'Stocks? Is It Time To Bt
Being greedy when everyone is fear... f;) »
|9:41 all ¥ @
< UENTIOREN
Where do you find quality
stocks?

The two best-known investing styles are:
growth and value. They exist on a
valuation spectrum. At one end, value
investors look under rocks for
companies plagued with problems,
usually either stagnating or in decline,
but with the hope that things will turn
around.
At the other end, growth investors seek
the high flyers, buying expensive stocks
of companies that are growing like
weeds. As for everything in between,
stock prices tend to get gradually more
expensive as you travel from the dirt
cheap to the high-flyers.
Quality investors believe that there are
big risks with both the value and growth
approaches. They’ll tell you that the
problem with down-and-outs is that for a
J):¥ s It Time To Buy Quality Stocks
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predictability north star should give you
a decent chance of landing on some
quality companies that will pay off for
your portfolio. So if you’re wondering
whether to go against the herd and buy
shares today, then quality stocks might
just be for you.

KEY INSIGHTS
Investing is about being on the
front foot, which sometimes
means going against the crowd.
Did you find this insightful?
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|9:41 oll ¥ @
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Is It Time To Buy Quality
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|9:41 all ¥ @m
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|9:41 ol T @
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Daily nutritional
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Calories 1763 kcal
Carbs 50%
Fat 30%
Protein 20%
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Editing food information

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9: 41 all § @)
CANCEL EDIT FOOD
Nutritional Information

CuP v 45G v
Amount per 1009 ) Cup
Calories 162 kcal
Protein 85g
Carbs 247 g
Fat 269
Saturated fat 0.49g
Unsaturated fat 229
Sugars 0.9g
Fiber 45¢
|9: 41 all § @)
CANCEL EDIT FOOD
Carbs 275g¢g
Fat 299
Saturated fat 059
Unsaturated fat 249
Sugars 1g
Fiber 5¢9
Sodium Omg
Cholesterol Omg
Potassium 214.5mg
|9:41 all T [
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Oat
DELETE UPDATE
9179 keal
v Low in sugar =
+~ Low sodium
+ High nutritional value
LEARN MORE
Nutritional Information
1 Cup (50 g)
S —
|9:41 all T @)
CANCEL EDIT FOOD
Nutritional Information

CUP v 45 G v
Amount per 1009 ) Cup
Calories 162 kcal
Protein 85g
Carbs 247 g
Fat 2649

Done
2 Cube
1 Cup
VZ Deciliter (Dl)
|9:41 all T [
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DELETE UPDATE
e 162 kcal
v Low in sugar =
v Low sodium
+ High nutritional value
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Nutritional Information
1 Cup (45 9)
EDIT FOOD
\ \
63% 22% 15%
Carbs Protein Fat
|9:41 all T ==
CANCEL EDIT FOOD
Nutritional Information

CuP v 50G v
Amount per 1009 ) Cup
Calories 180 kcal
Protein 95g¢g
Carbs 275g¢g
Fat 299
Saturated fat 059
Unsaturated fat 249
Sugars 1g
Fiber 5¢
|9:41 all © @
CANCEL EDIT FOOD
Nutritional Information

CUP v 50G v
Amount per 1009 ) Cup
Calories 180 kcal
Protein 95g¢g
Carbs 275g¢g
Fat 299

Done
49
50 Grams
51 milliliter


What are streaks?

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STREAKS X
B What are streaks?
A streak is the number of days in a
row you've tracked food in the app.
Your streak starts at zero and
increases by one for each day you
track.
Why are streaks
important?
It can be hard to get things going on
your journey toward a healthier
lifestyle. With streaks, you are
reminded to track food every day so
you can take charge of your daily
routines and eventually form lasting,
healthy habits.
b How do Lifesum
streaks work?
|lifestyle. With streaks, you are
reminded to track food every day so
you can take charge of your daily
routines and eventually form lasting,
healthy habits.
How do Lifesum
streaks work?

- Astreak begins when you track a
meal or just a single food item.

« You can track food by adding the
item to your Diary or use the
barcode scanner.

- Foreach day that you track food in
the app, the streak will increase by
one. If you miss one day, the streak
resets.

- Note that if you are sick, forgot to
track or for any other reason, did
not track one day, you can go back
in time and add food to that day
and continue your streak.
|9:41 -Ill ? @'
®
Lifesum & Q
Streaks O
1 day 2 days
CURRENT STREAK LONGEST STREAK
@ Favorites >
Life Score
Your current Life Score is 120.
Learn more about how you can
improve it.
Goal progress
50.2
50 kg (J
50 kg /
2 ©
Progress


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PREMIUM
Judy
G 27 years
Current weight 49.9 kg
Goal Maintain Weight
Active Meal Plan Keto Maintain
CUSTOMIZATION
& Personal Details
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Carbs, fat, and protein
() Adjust calories
1533 kcal/day
4 Dietary needs & preferences
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. ___ J
|9:41 all ¥ @
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PREMIUM
Judy
2 @ 27 years
Current weight 50.1kg
Goal Maintain Weight
Active Meal Plan Keto Maintain
CUSTOMIZATION
& Personal Details
) Adjust macronutrients
Carbs, fat, and protein
() Adjust calories
1536 kcal/day
4 Dietary needs & preferences
O Water habits
. ]
|9:41 all T @
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Want to choose a goal
weight?
CHANGE GOAL
Current weight 49.9 kg
Height 172.2 cm
Date of birth 1995/2 /18
Gender Female
Activity Level Low
|9:41 all ¥ @
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We use this information to calculate and provide you
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Lifesum & L
Goal progress
50.2
50 kg (J
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50 kg o
10/11 10/13
UPDATE YOUR WEIGHT
i Body measurements >
G Statistics >
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Help your friends get healthier
and happier.
4 @ & *
Diary Progress Diets Recipes
|9:41 all T @
< STATISTICS
Week 1month 3 months All
[ |
I [ |
i
@ Carbs Protein @ Fat
Water Intake
3750 ml
1875 ml I |
Showing last 7 days
Exercise
447 kcal
224 kcal | I
Showing last 7 days
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|9:41 all ¥ @
< STATISTICS
Week 1month 3 months All
Calorie Intake
1536 kcal
849 kcal I
Average net calorie intake (intake - exercise calories)
1073 kcal
Calorie Intake by meal
Breakfast 35%
Lunch 35%
Dinner 22%
Snack 9%
|9:41 all © @
< STATISTICS
Week 1month 3 months All
Snack 9%
Calorie Intake by category
@® Fastfood 37%
©® Doughnuts... 26%
A 19%
Grains 17%
Nutrition Intake
1698 kcal
849 kcal I I
I [ |
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@ Carbs Protein @ Fat
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Tracked meal detail

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9:41 all T (@)
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Breakfast
Thursday, Oct 13
ADD MORE FOOD

Cereal

114 keal X

& 1Serving (30 ml)

Oat

162 kcal X

& 1Cup (45 g)

Pasteurised Rich & Creamy Hokk...

Yotsuba - 138 kcal p 4

£ 1200mL (200 g)
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114 1
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|9:41 all T [

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114 keal X

¢ 1Serving (30 ml)

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Nutrient distribution PERFECT >
Calories ONTRACK >
Rich in Fiber 8/8G
LEARN MORE ABOUT MEAL RATINGS >
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< BREAKFAST [T (D
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Nutritional Information: Breakfast
Calories 413 / 538 kcal
Protein 19/27¢9
Carbs 55/67¢9g
Fiber 7/89
Added Sugar 1/79
Natural Sugar Og
Fat 13/18¢9
Saturated fat 6/6g
Unsaturated fat 7/129
Other
Sodium 80 /875 mg
Cholesterol O mg
Potassium 302 mg
|9:41 all T (=)
< BREAKFAST [T (D
e 413 kcal
Nutrient distribution PERFECT v
HEALTHY LEVEL OF PROTEIN
| 19 /279 (max)
HEALTHY LEVEL OF CARBS
] 55 /679 (max)
HEALTHY LEVEL OF FAT
] 13 /18g (max)
Calories ONTRACK

RECOMMENDED
384 -538
Perfect!
kcal
Rich in Fiber 8/8G
LEARN MORE ABOUT MEAL RATINGS >
Nutritional Information: Breakfast


Diary

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< Today, Oct 11 >
\ | 7
-« Add breakfast 4
. Recommended: 440 - 615 kcal
. Addlunch 4
Recommended: 527 - 703 kcal
- ' Adddinner 4
X Recommended: 686 -897 kcal
- Add snack 4
Recommended: 105 kcal
‘ Add exercise +
Daily Goal: 30 min
* 0
Diary
|9:41 all  (Em)
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EATEN BURNED
CARBS PROTEIN FAT
0 /2209 0/ 88g 0/59g
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- ' Adddinner
N oA LOVL oNn=7 1.1 _+_
|9:41 all ¥ @m
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Diary


Recipes

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9:41 all ¥ @
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Lifesum & &
1698 161 0
EATEN KCAL OVER BURNED
CARBS PROTEIN FAT
11/192g 65 /779 113 / 51g
NV
< Monday, Oct 10 >
Day rating
Eat more healthy carbs to boost your
day rating!
o
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|< OCTOBER 2022 >
M T w T F S S
1 2
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24 25 26 27 28 29 30
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|9:41 all  (Em)
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Lifesum & 4
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EATEN BURNED
CARBS PROTEIN FAT
0 /2209 0/ 88g 0/59g
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| Recommended: 440 - 615 kcal
. Addlunch 4
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- ' Adddinner
N oA LOVL oNn=7 1.1 _+_
|9:41 all  (Em)
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Thursday, Oct 20
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| Recommended: 384 - 538 kcal
. Addlunch 4
Recommended: 461- 615 kcal
- ' Adddinner 4+


Progress

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9:41 all F @)
®
Lifesum & L
Goal progress
50.2
50 kg (J
50 kg /
50 kg o
10/11 10/13
UPDATE YOUR WEIGHT
i Body measurements >
G Statistics >
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Help your friends get healthier
and happier.
4 @ & *
Diary Progress Diets Recipes
|9:41 -Ill ? @'
®
Lifesum & Q
Streaks O
1 day 2 days
CURRENT STREAK LONGEST STREAK
@ Favorites >
Life Score
Your current Life Score is 120.
Learn more about how you can
improve it.
Goal progress
50.2
50 kg (J
50 kg /
2 ©
Progress


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Account

° John

john.mobbinT@gmail.com

["] Help us improve the app >

9 Share the app >
NOTIFICATIONS
@ Update notifications ()
@ Set Habit Time >
PAYMENTS
= Restore Purchases
For You Explore Markets Community Account
|9:41 -Ill ? @'
Account

° John

john.mobbinT@gmail.com

["] Help us improve the app >

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NOTIFICATIONS
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You're all set!
&
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|9:41 all § @)
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0 John
john.mobbinT@gmail.com
[ I D (SO Y \
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7/ 40 AM
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9:41 all ¥ @
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Oat O
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9179 keal
v Low in sugar =
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|9:41 all T [
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162 keal
v Low in sugar =
+~ Low sodium
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|9:41 all ¥ @
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<& Past Events See all >
Replay live conversations hosted by our
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THE GENOMICS
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UF \| Y

"A-,r 3 o2 Y U
Investing Strategies The Genomics
For 20-Somethings Revolution

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For You Explore Markets Account
|9:41 all & @m
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PORTFOLIO
WITH NFTS
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Starting a recommended meal plan

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|9:41 all ¥ @
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wraps
"High-fat, low-carb, and
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|9:41 all ¥ @
£ MEAL PLAN
START PLAN
"High-fat, low-carb, and
totally delicious, this
Meal Plan is designed
to get your body into
ketosis, a metabolic
state that burns fat for
energy."
Frida
Nutritionist
This plan puts you on a daily average intake of
around 2000 calories. If your daily required
intake exceeds this amount, you will need to
add more keto items yourself to ensure you
stick to your plan. This meal plan does not
support any food allergies or preferences.
Your habit trackers (such as vegetables) will be
switched off to help you focus on your 21-day
program.
Sources of recommendations
|9:41 all ¥ @
£ KETO MAINTAIN
Your focus
Replace carbs with fatty food.
1533 kcal
@ cAaRrss 13%
@ rROTEIN 15%
FAT 72%
DOS AND DON'TS
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goalis over 2000 kcal
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|9:41 all T @)
£ KETO MAINTAIN

Set your carb type
Carbs @
Net Carbs ()

Carbs is your total intake of carbs

with sugar and fiber.
YOU CAN CHANGE THIS LATER IN SETTINGS.


View Lifescore result

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@ LIFE SCORE™ X
T g MNeMNiIiNew OUnmiivg DM L NIV v T
WE JUST NEED A LITTLE PICK ME UP.

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@ PROCESSED FOOD OFF-TRACK e
WANT A DO OVER ON THE HEALTH TEST?
RETAKE THE TEST
Sources of recommendations
. )
|DETAILS X
on moderate exercise.

CHECK BACKIN NEXT WEEK FOR YOUR NEW SCORE.
exercise: It's
child’s play
There are recommendations for how
much you should move each day to stay
healthy and reduce the risk of
developing common diseases. The best
part about moderate exercise is that
includes walking up the stairs, getting off
the subway a few stations early to walk,
gardening, and vacuuming. Great right?
Try to be as active as possible during the
day to counteract sitting all day at work
or at school.

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|DETAILS X
Vv / Vv
Go green
=N \
B
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etables Root vegetables
3 servings a day
|DETAILS X
You're
perfect

You scored 100 out of
100 on vegetables.

CHECK BACK IN NEXT WEEK FOR YOUR NEW SCORE.
Vegetables: Food
royalty
Greens are the kings and queens of
nutrient density with their high vitamin
and mineral content. They're good for
the environment, your heart, and your
immune system. To be your best and
perform at your peak, eat above the
recommendations. Try different
methods of cooking - grating, slicing,
mashing, boiling, and baking in the oven.
Remember that we tend to eat a lot with
our eyes; so the more color there is, the
more appetizing it is, and the happier
you will be.
|@ LIFE SCORE™ X
HIGHLIGHTS
Two ways to improve
your score
Improve this
Head to the diary to start using your tracker.
l “,. .‘5“
Improve this
Feeling fruity? No? We figured. It's time to up
your fruit intake. Use the fruit tracker to stay on
top of things.
|o=
@ LIFE SCORE™ X
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NAILING IT! GIVE YOURSELF A SELF-FIVE!
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v SALT PERFECT e

0 SATURATED FAT PERFECT e

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WHOLE GRAINS PERFECT e
GREAT JOB, KEEP IT UP!

& FIsH HEALTHY e

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@ PROTEIN HEALTHY e

LOOKING GOOD, NICE AND BALANCED!

REFINED GRAINS BALANCED e

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|LIFE SCORE™ X
Food in detail
Click each icon for more details and
information about each Life Score™
and how you're doing.
[ )
|DETAILS X
You're
perfect
You scored 100 out of
100 on vegetables.
CHECK BACKIN NEXT WEEK FOR YOUR NEW SCORE.
Vegetables: Food
royalty
Greens are the kings and queens of
|@ LIFE SCORE™ X
HIGHLIGHTS
Two ways to improve
your score
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You're going to need more seafood than that.
Use the seafood tracker to help.
' Ai b
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top of things.
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|DETAILS X
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You scored 20 out of 100
on moderate exercise.
Moderate
exercise: It's
child’'s play
|@ LIFE SCORE™ X
You're healthy!
150 PERFECT
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|DETAILS X
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X CREATE FOOD
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100g
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Calories 489 kcal
< Step4of4 v
|9:41 all ¥ @m
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Sauces & Soup >
Snacks, Candy & Dessert >
Veal >
Vegetables >
|X CREATE FOOD

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" grams(g)

milliliters (ml)

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£ Step 2 of 4 >
|9:41 all T =
X BREAKFAST
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58/50¢ 20/579 13/143g
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FOOD

Oreo chocolate sandwich

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¢ - 1Piece/s (9.5 9)

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Oreo - 46 kcal @ +

¢ - 1Piece/s (9.5 9)

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¢ - 1Piece (28.5 g)

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X CREATE FOOD
Nutritional Information
Kcal /100 g 489 kcal
Protein /100 g 47 g
Carbs /100 g 713 g
Fat /100 g 2069
Additional Data
Saturated fat /100 g 9949
Unsaturated fat /100 g
Fiber /100 g 29
Sugars /100 g 382g
Sodium /100 g 520 mg
Cholesterol /100 g 0 mg
|B
X CREATE FOOD
Basic Information
Food name Oreo chocolate sandwich...
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Carbs 719
Fiber 29
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Recipe Description
Title Lemon thyme chicken
No. of servings 4
Photo of Meal Q
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100 g of Thyme
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Carbs 18.6¢g
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sprinkle remaining tlour
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over medium high heat. Add
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|£ CREATE RECIPE

Kcal 141 kcal
Protein 279
Carbs 18.6¢g
Fiber 34749
Sugars 7599
Fat 599
Saturated fat 0.57¢
Unsaturated fat 4449
Other

Cholesterol 4 mg
Sodium 746 mg
Potassium 79 mg
£ Step 4 of 4 4
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Ingredients

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95 kcal p 4
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Butter
55 kcal & X
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£ 1Cup (30 g)
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Afternoon John @ Q
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