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appName: Starling Bank

appCategory: Finance

appTagline: Changing banking for good

companyHqRegion: Europe

companyStage: Growth Stage

platform: ios

hotspotType: Tap

screenPatterns:
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9:41 il ¥ @m
Personal
£0.00 ®
Spent
£0.00
October
Interest rate update 9
% Our current account interest rate is
now 3.25% AER!
°o 0
Swipe up for transactions
@
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|9:41 il ¥ @m
Welcome to Starling (<]
‘ Tap here to find everything you
need to get up and running.
Interest rate update 9
% Our current account interest rate is
now 3.25% AER!
Show less
Swipe up for transactions
@
Home
|Close
o

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Interest rate update
We’ve increased the interest rate on our
current accounts to 3.25% AER (variable) on
account balances up to £5,000.
AER stands for Annual Equivalent Rate and
illustrates what the rate would be if interest
was paid and compounded once each year.
We'll pay your interest on the first day of
each month. We pay gross interest, which
means we don’t take off any tax you might
have to pay.
The tax treatment is dependent on your
individual circumstances and may be
subject to change in the future. The interest
rate we offer is subject to change.
You don’t need to do anything to get this
new rate, it's hosheaaaliad-auiamatically and
|Close Interest rate update

current accounts to 3.25% AER (variable) on
account balances up to £5,000.

AER stands for Annual Equivalent Rate and
illustrates what the rate would be if interest
was paid and compounded once each year.
We'll pay your interest on the first day of
each month. We pay gross interest, which
means we don’t take off any tax you might
have to pay.

The tax treatment is dependent on your
individual circumstances and may be
subject to change in the future. The interest
rate we offer is subject to change.

You don’t need to do anything to get this
new rate, it’s been applied automatically and
started on 1 October 2023. This new interest
rate is included in the Rates, Fees and
Charges document on our website and in
the app. As well as the new interest rate,
we’ve also included clarification about how
we calculate the interest that you earn and
information about tax.

For more information, read our interest

rate FAQs.

Go to FAQs


Depositing a cheque

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Personal and joint customers are able to
deposit £1,000 free of charge at the Post
Office in a calendar year. For all deposits
after this, there will be a 0.7% charge.
If you’re depositing into a business or sole
trader account, you will be charged 0.7%
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By Photo. You can deposit cheques of up to
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Onboarding

actions:
Onboarding
Creating Account
Subscribing & Upgrading

appName: YouTube Music

appCategory: Music & Audio

appTagline: Music world dedicated to you

companyHqRegion: US & Canada

companyStage: Public & Mature

screenElements:
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Go to album

platform: android

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|9:41 all F @

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Wednesday 18 October +£100.00 due
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Friday 13 October +£80.00
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|9:41 il ¥ @m
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Interest rate update 9
% Our current account interest rate is
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|9:41 ull ¥ @@=
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Ordering a card

screenPatterns:
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screenElements:
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screenKeywords:
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October
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|9:41 all ¥ =)
Checks complete
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|9:41 ull ¥ @
Card Ordered
Your card is on its way
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|9:41 all § @)
Keeping in Touch
T4 A new feature has just landed

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updates and product launches.

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|9:41 -lll ? @'
Keeping in Touch
T4 A new feature has just landed
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updates and product launches.
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|9:41 il ¥ @m)
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to transfer money in from another
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|9:41 ull ¥ @
Overdrafts

Offset by savings
Money that you save using our Goals
feature offsets your overdraft and we only
ever charge you based on all the money in
your account. So even if your balance falls
below zero you may not be charged if you
have enough money in Goals. Now that’s a
bank on your side.
Stay alert
We’ll send you notifications if you've
entered an overdraft and we’ll always make
your overdraft usage clear in the app. You
can turn these alerts off in your settings.
Bear in mind, if you choose not to receive
notifications you may be less aware of your
overdraft usage and risk incurring interest
charges.
Unarranged overdrafts
Under certain circumstances, it’'s possible to
enter an unarranged overdraft. If this
happens we will notify you and interest will
be charged at our standard rate, or your
arranged rate if you have one. You'll have
the opportunity to repay the unarranged
amount within the same day free of charge.
|9:41 il T @

STARLING BANK

Y(.wr account ha.s entered its arranged overdraft. You

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Need a bit of extra support? Starling’s
overdraft is simple and easy to manage.
Competitive rates
An overdraft is a short-term credit facility
that allows you to continue spending when
your account balance falls below zero, with
interest charged on the overdrawn amount
at an agreed rate. We offer a fair and
transparent interest rate with no additional
fees. Our website has tools that allow you to
review your eligibility and how much an
overdraft might cost you.
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Marketplace

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circumstances.
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Most people, because most of us would
need a safety net if an illness or injury
stopped us working. Income protection
makes sure you still have money coming in
each month while you recover.
Why use Anorak?
Anorak is a smart online adviser for life
insurance and income protection. It exists to
help you make informed decisions when
protecting yourself and your family
financially. The best bit? Anorak takes all
the application admin off your plate.
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' UVOdO Cafes provide a great way to start the day, with a plethora of options to explor
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|' UVOdO Cafes provide a great way to start the day, with a plethora of options to explor
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