About Fraud & Scams

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Latest fraud and scam techniques
Criminals are using sophisticated techniques to trick people and steal their hard earned money. Here is a list of some, but not all, of
the fraud and scam techniques criminals are deploying
Authorised push payment (APP) fraud or bank transfer scams
APP fraud is when criminals trick you or use persuasion to get you to transfer money to another account. APP fraud has increased
dramatically since the beginning of the pandemic. The most common forms are:
¢ Investment scams, when criminals convince their victims to move their money to a fake fund or to pay for a fictitious investment
e Charity scam, when scammers will take advantage of your kind spirit and get you to donate to a cause you care about - but the
funds go straight to them
¢ Romance scams, when criminals claim to be romantically interested in you and take advantage of your emotions in order to
convince you to send them your money
¢ Impersonation scams, when scammers pretend to be from an organisation such as a bank, utility company, or tax authority. They
might tell you there is something urgently wrong and you need to move your money, often they'll emphasise that they need it
quickly, or that there is a time limit
Card fraud
Card fraud is when criminals use stolen debit or credit card details to steal your money. There are several types of card fraud. The
most common forms are:
¢ Remote purchase or card not present (CNP) fraud, when criminals use stolen card details to purchase items online, over the
phone or through mail
¢ Lost and stolen card fraud, when criminals use a lost or stolen card to make purchases or take cash out at ATMs
e Card ID theft or account takeover (ATO) fraud, when criminals use stolen card details and personal information to open or take
over a card account held in someone else's name
Remote support or installation of software fraud
This type of fraud occurs when criminals ask you to download software, usually in the form of a mobile or desktop app that typically
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» Be suspicious of ‘too good to be true' offers or prices
* Shop with retailers that are reputable and reliable. As a rule of thumb, their website URLs should start with https. not http. Look
for a padlock icon before the website name indicating that the site is secured with a digital certificate
¢ Never divulge PINs, passwords, one time passcodes or personal details over the phone or to an online chat support
¢ Read online reviews to check websites and sellers are genuine, and ask to see high value items in person or via video, as well as
getting copies of documentation to ensure the seller owns the item
e Purchase branded items from the list of authorised sellers listed on their official websites
¢ Always access the website you're buying from by typing it into your web browser. Don't follow links in unsolicited emails or texts
¢ Always ensure you click ‘log out’ or ‘sign out’ of websites
¢ Remember that fraudsters may ask you to pay by bank transfer instead of card payment
« If you get a message from Revolut saying the payee doesn't match, stop the transaction and investigate
o
Useful links
Revolut and phishing scams
More information on online and bank transfer fraud
My card has been compromised
How can | recognise fraud?
How to report fraud?
How can | protect myself against fraud?
Why did you send my money back to the source?
How to request a chargeback?
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Fraud and scams - Revolut
o o
Have you been a victim of fraud?
If you believe you've made a transfer to a fraudster as part of a scam, or you suspect that your account has been subject to
fraudulent activity, please:
1. End communication with the suspected scammer immediately (this could be via SMS, WhatsApp, telephone call, email, or in-
person contact)
2. Contact the financial institution involved. If that's Revolut, complete this form or contact us as soon as possible via the in-app
chat support so that we can help secure your account. Alternatively, you can email us at report.fraud@revolut.com
3. Report the incident to the police
If you see card transactions on your account that you don't recognise or didn't authorise, please follow our instructions on how to
make a chargeback
About fraud
|ReVOIUt Personal ~ Business  Revolut<18  Company Login
Criminals are using increasingly sophisticated techniques to steal money. As fraudsters and scammers get smarter, it becomes
harder for customers to identify them, and the risk of being misled increases.
Revolut constantly reviews its fraud and scam prevention systems and is continually developing and deploying new solutions to
counter the latest techniques and protect our customers.
You, our customers, also have an important part to play in preventing fraud. This page outlines what to do if you suspect you've been
targeted by fraudsters, and includes information on the latest scam and fraud techniques, how to protect yourself, and details of how
Revolut protects you.
o
Fraud and scam explained
This is usually when criminals use techniques to obtain your account These are usually when criminals trick you into making a transaction
or card details and use those details to make transactions without you suspect to be real, and is instead to them. This typically comes
your knowledge from them pretending to be someone they are not.
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Latest fraud and scam techniques


International transfers

appName: Revolut

appCategory: Finance

appTagline: One app, all things money

companyHqRegion: Europe

companyStage: Growth Stage

platform: web

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allAppCategories:
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Finance

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Revolut makes it easy
Send money in three simple steps
Start your transfer Get great rates Send your money
Choose how much you want to Revolut always offers great Fill in the details of your
send, and where you want your exchange rates without hidden beneficiary and that's all you need
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Need a little more help?
Remittances FAQs
What are the limits for money transfers from the United States? ©
Is it safe to send money with Revolut? ©
How can | make an international transfer from the United States? ©
How long does it take to send money abroad from the United States? ©
Where can | transfer money to from the United States? ©
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How can | make an international transfer from the United States? ©
How long does it take to send money abroad from the United States? ©
Where can | transfer money to from the United States? ©
What are you waiting for?
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Send internationally at excellent
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Need a little more help?

Remittances FAQs
What are the limits for money transfers from the United States? -
For most currencies, there are no limits to the transfer amount. Certain currencies might have limits set by our payments partners.
You will always see the limit in the Revolut app before making the transfer.
Learn more
Is it safe to send money with Revolut? (+]
How can | make an international transfer from the United States? (+]
How long does it take to send money abroad from the United States? ©
Where can | transfer money to from the United States? ©
|ReVOIUt Personal ~ Business  Revolut<18  Company Login
Join Revolut and save on international transfers
Download Revolut Add money to your account Transfer money
Get the app on your Android or Add money into your Revolut Choose your currency and
iPhone mobile device and sign up account by topping up via your destination country. Add your
card or bank account beneficiary details and click Send
when you're ready
Trusted globally
Europe
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Customer help

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© Revolut Technologies Inc. 2023
The Revolut USA Prepaid Visa® and Prepaid Mastercard® are issued by Metropolitan Commercial Bank pursuant to a license from Visa U.S.A. Inc. for Visa cards, and Mastercard International for Mastercard
cards, and may be used everywhere Visa or Mastercard are accepted. Banking services are provided by Metropolitan Commercial Bank, Member FDIC, and are subject to the terms of a
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A note from Metropolitan Commercial Bank: Funds in your Revolut Prepaid Card Account are held at an FDIC insured institution. Your funds will be held at or transferred to Metropolitan Commercial Bank, an
FDIC-insured institution. While there, your funds are insured up to $250,000 by the FDIC in the event Metropolitan Commercial Bank fails if specific deposit insurance requirements are met and your card is
registered. See FDIC-Prepaid Cards and Deposit Insurance Coverage for details. FDIC insurance does not protect your funds in the event of Revolut's failure or from the risk of theft or fraud.
Revolut Technologies Inc. is a technology services provider and administrator of the card program.
Travel insurance on Revolut’s paid plans is provided by Chubb Group.
Cryptocurrency services provided directly by Apex Crypto LLC, NMLS ID 1828849.
Savings Vault services provided by Sutton Bank, Member FDIC.
Securities products and services provided by Revolut Securities Inc., member FINRA/SIPC. Securities products are not insured by the FDIC or any federal government agency, are not bank deposits, are not
obligations of or guaranteed by Metropolitan Commercial Bank and are subject to investment risks, including possible loss of the principal amount invested.
The Revolut Visa Credit Card is issued by Cross River Bank, Member FDIC. Revolut Personal Loans are made by Cross River Bank, Member FDIC.
Money Transfer: Send money to India | Send money to Mexico | Send money to Ghana | Send money to Philippines | Send money to Nigeria | Send money to South africa | Send money to Colombia |
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My card has been compromised How do | change my name? I Ioney
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How do | send money to a bank account? ATI Is How do | order a physical card?

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Why is my transaction pending?
What can | do? delivered?
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appName: Stripe

appCategory: Business

appTagline: Financial infrastructure to grow your revenue

companyHqRegion: US & Canada

companyStage: Public & Mature

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Guides | Product resources
Radar for Fraud Teams:
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This guide covers a variety of topics related to Radar rules, including over 100
Radar rules you can use and best practices around backtesting, rule writing, and
more.
| Introduction Stripe’s default rules use machine learning to predict and block a substantial number of

The importance of rules order fraudulent payments. For businesses that need more control over which payments should be
and hierarchy reviewed, allowed, or blocked, rules are a powerful tool to customize your fraud protection.
Rules language cheat sheet

This guide covers a variety of topics related to Radar rules, including over 100 Radar rules you
Commonly used Radar rules . . "

can use and best practices around backtesting, rule writing, and more.
Three types of attributes to
|stripe Products Solutions Developers Resources Pricing
Product resources
Stripe solutions for your business challenges
Product resources Product resources
Managing credit How to evaluate
risk for platforms billing software:
and marketplaces RFP criteria and
template
Product resources Product resources Product resources
Introduction to An important Managing
marketing and update for Stripe fraudulent
ellina navmen onne ansaction
|Full stripe.js bundle size is 29.6kb gzipped

Introduction Future state: radar.js will be able to be included separately from stripe.js

The importance of rules order

and hierarchy

Rules language cheat sheet =
Conclusion

Commonly used Radar rules

Three types of attributes to Rules can be an extraordinarily powerful tool to help you customize your fraud protection. By

create rules implementing unique logic, informed by some of the best practices outlined in this guide, you

Using saved lists in your rules can create a fraud prevention setup in Radar specific to your business needs.

(e.g., allow lists, block lists)

Write complex rules with multiple If you want to learn more about Radar for Fraud Teams, see here.

conditions

Backtesting rules If you're already a Radar for Fraud Teams user, check out the Rules page in your Dashboard to
get started with rule writing.

Common fraud vectors

Analyzing your fraud to guide

rule creation
Other notes

Other best practices

Importance of using Stripe.js Radar for platforms

Conclusion Are you a platform using Stripe Connect? If so, any rules you create only apply to payments
created on the platform account (in Connect terms, these are destination or on-behalf-of
charges). Payments created directly on the Connected account are subject to that account’s
rules.
Radar for Terminal
Terminal charges aren’t screened by Radar. This means that if you use Terminal, you can write
rules based on IP frequency without worrying about blocking your in-person payments.
|Htroduction Rules language cheat sheet
I:s :ir;‘:::;;ce of rules order Rules are similar to SQL and there are different operators you can use based on the type of
data you’re using to create your rule. Here’s a cheat sheet.
| Rules language cheat sheet
Commonly used Radar rules
v Operator String Metadata Country Numeric Description Example
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don’t use the != operator, but use the is_missing function. Provide this function with the
attribute or metadata key that may be missing. For example, you could write a rule to match
all payments where you do not have access to a customer’s email address:
|stripe Products Solutions Developers Resources Pricing
Product resources
Stripe solutions for your business challenges
Product resources Product resources
Managing credit How to evaluate
risk for platforms billing software:
and marketplaces RFP criteria and
template
Product resources Product resources Product resources
Introduction to An important Managing
marketing and update for Stripe fraudulent
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Car Insurance, coming
soon in Ireland 1A

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Drive smart, save smarter. That's
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. United States Website terms Legal Agreements Privacy Complaints Responsible Disclosure Program Policy Customer Vulnerability
© Revolut Technologies Inc. 2023
The Revolut USA Prepaid Visa® and Prepaid Mastercard® are issued by Metropolitan Commercial Bank pursuant to a license from Visa U.S.A. Inc. for Visa cards, and Mastercard
International for Mastercard cards, and may be used everywhere Visa or Mastercard are accepted. Banking services are provided by Metropolitan Commercial Bank, Member
FDIC, and are subject to the terms of a Cardholder Agreement. “Metropolitan Commercial Bank” and “Metropolitan” are registered trademarks of Metropolitan Commercial Bank
© 2014.
A note from Metropolitan Commercial Bank: Funds in your Revolut Prepaid Card Account are held at an FDIC insured institution. Your funds will be held at or transferred to
Metropolitan Commercial Bank, an FDIC-insured institution. While there, your funds are insured up to $250,000 by the FDIC in the event Metropolitan Commercial Bank fails if
specific deposit insurance requirements are met and your card is registered. See FDIC-Prepaid Cards and Deposit Insurance Coverage for details. FDIC insurance does not
protect your funds in the event of Revolut's failure or from the risk of theft or fraud.
Revolut Technologies Inc. is a technology services provider and administrator of the card program.
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Tropicfeel builds suppliers’ trust e
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|All Revolut Business Academy How to People News Q
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works that have remained relevant over time or have renewed
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We've collected a handful of guides and links that may help leaders across any type
of business:
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COVID-19 resources for

Stripe users

These are unprecedented times. Businesses around the Below are some of the products, programs, and resources
world are responding urgently to new government policies, Stripe is building to help your business adapt to the
sudden needs to switch in-store sales to online, dramatic challenges of COVID-19.

drops or spikes in demand, disruptions to cash flow, and

more. We're committed to helping our users navigate rapidly

changing circumstances. F
Stripe systems + reliability

Our priority is to help you serve your customers and keep We’re also actively working with financial partners, other
your payments infrastructure operating reliably. Our teams technology companies, and governments on programs that
are fully set up to work remotely and to keep Stripe’s may help businesses during and after the crisis. We'll keep
|Access to capital
Governments are developing programs to help some of & Find a Paycheck Protection Program (PPP) lender >
the most vulnerable businesses cope with sudden & Stripe guide to US government aid »
losses in revenue. As those programs come online, we B= Register for our webinar series on federal aid >
will provide details for accessing loans and other lines SR Stripe guide to UK government aid >
of capital.
I+ Stripe guide to Canada government aid »
Stripe guide to Australia government aid >
I B Stripe guide to France government aid »
i B Stripe guide to Ireland government aid >
E® Stripe guide to Singapore government aid »
E3 Stripe guide to Hong Kong government aid >
& Stripe guide to California government aid »
& Stripe guide to New York government aid >
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Stripe Products Solutions Resources

4 United States Atlas Ecommerce Support Center

® English (United States) Billing SaaS Support Plans
Capital Marketplaces Guides
Checkout Embedded Finance Customer Stories
Climate Platforms Blog
Connect Creator Economy Annual Conference
Corporate Card Crypto Contact Sales
Data Pipeline Global Businesses Privacy & Terms
Elements Licenses
S QoS Integrations & Custom Solutions COVID-19
Identity App Marketplace Sitemap
Invoicing Partner Ecosystem Cookie settings
Issuing Professional Services Your CA Privacy Choices
Link
Payments Developers Company
Payment Links Documentation Jobs
Payouts API Reference Newsroom
Pricing API Status Stripe Press
Radar API Changelog Become a Partner
Revenue Recognition Build a Stripe App
Sigma
Tax
Terminal

© 2023 Stripe, Inc. Treasury
|Depending on your business model and industry, you may be facing different challenges—from
needing to process more refunds to handling demand spikes. We're working quickly to add
features that will help you take action. The Stripe platform already includes products and
features that may help your business adapt today:
Ecommerce and ticketing
Businesses that sell physical products or tickets may need to process more
refunds than is typical and keep a closer eye on fraud.
You may want to automate refunds (providing refunds is generally To help limit fraud, set a more conservative risk threshold using
less expensive on the whole than handling chargebacks) or Radar for Fraud Teams (we offer a 30-day free trial). You can also
empower more of your team to process refunds. You may also set a rule to manually review more payments than you usually
need to respond to a high volume of disputes. would to screen for potential fraud.
> Handling and automating refunds > Learn more about Radar for Fraud Teams
> Roles and permissions in the Dashboard > Setting arisk threshold
> New guidance for dispute response > Manually reviewing payments
> A guide to managing credit risk


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vvnen you are acting on benalir or an existing or potential business User (€.9. you are a rounder
of a company, administer an account for a merchant who is a Business User, or receive an
employee credit card from a Business User using Stripe Issuing), we refer to you as a
“Representative.”
When you visit a Site without being logged into a Stripe account or otherwise communicate
with Stripe, we refer to you as a “Visitor.” (e.g. you send Stripe a message asking for more
information because you are considering being a user of our products).

Depending on the activity, Stripe acts as a “data controller” and/or “data processor (or service

provider)” and for more information about this and on the Stripe entity that is responsible

under this Policy, see here.

1. Personal Data that we collect and how we use and share it

2. More ways we collect, use and share Personal Data

3. Legal bases for processing data

4. Your rights and choices

5. Security and retention

6. International data transfers

7. Updates and notifications

8. Jurisdiction-specific provisions

9. Contact us
|1. Personal Data that we collect and how we use
and share it
Our collection and use of Personal Data changes depending on whether you are acting as End
User, End Customer, Representative or Visitor and our different Services. For example, if you
are the sole owner of a business (i.e., sole proprietorship), we may collect Personal Data to
onboard your business, but you may also be an End Customer that purchased goods from
another Business User that uses Stripe’s Services for payment processing and you may also
be an End User who uses Link to make those purchases.
“Transaction Data” as used in this Privacy Policy includes Personal Data, and may include the
following: your name, email address, billing address, shipping address, payment method
information (such as credit or debit card number, bank account information or payment card
image selected by you), merchant and location, purchase amount, date of purchase, and in
some cases, some information about what you have purchased and your phone number and
past purchases.
11End Users
We provide End User Services where we do not act as a service provider or processor to
Businesses but instead provide the Services directly to you for your personal use (e.g. Link).
We provide more information about our collection, use and sharing of Personal Data in our
Privacy Center, including the legal bases which we rely on for using (processing) your
Personal Data.
a. Personal Data that we collect about End Users

Using Link or Connecting your Bank Account. Stripe offers you the opportunity to store your
|e

Stripe Products Solutions Resources

4 United States Atlas Ecommerce Support Center

® English (United States) Billing SaaS Support Plans
Capital Marketplaces Guides
Checkout Embedded Finance Customer Stories
Climate Platforms Blog
Connect Creator Economy Annual Conference
Corporate Card Crypto Contact Sales
Data Pipeline Global Businesses Privacy & Terms
Elements Licenses
S QoS Integrations & Custom Solutions COVID-19
Identity App Marketplace Sitemap
Invoicing Partner Ecosystem Cookie settings
Issuing Professional Services Your CA Privacy Choices
Link
Payments Developers Company
Payment Links Documentation Jobs
Payouts API Reference Newsroom
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Sigma
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|stripe
Stripe Services Agreement n n
Stripe Connected Account Pr Iva cy POI Icy
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Stripe Payments Company Terms
Acquirer Terms
Cross River Bank Last updated: January 24, 2023
PNC Bank This Privacy Policy includes important information about your personal data and we
Wells Fargo Bank encourage you to read it carefully.
Issuing Bank Terms
Payment Method Terms
User Bank Debit Authorizations
Restricted Businesses
Other Products and Programs
Stripe Terminal Device EULA welcome
Stripe Terminal Purchase
Terms We provide financial infrastructure for the internet. People use our services to enable their
Stripe Terminal Reseller purchases and businesses of all sizes use our technology and services to accept payments,
Terms send payouts, and manage their businesses online. Stripe wants to be clear about our use of
Stripe Atlas Agreement the Personal Data that is entrusted to us.
Stripe Climate Contribution
Terms This Privacy Policy (“Policy”) describes the “Personal Data” that we collect about you, how we
Stripe Apps use it, how we share it, your rights and choices, and how you can contact us about our privacy
App Developer Agreement practices. This Policy also outlines your data subject rights, including the right to object to
App Marketplace Agreement some uses of your Personal Data by us. Please visit the Stripe Privacy Center for more
Privacy information about our privacy practices.
Privacy Policy
Cookies Policy “Stripe”, “we”, “our” or “us” means the Stripe entity responsible for the collection and use of
Privacy Shield Policy Personal Data under this Privacy Policy. It differs depending on your jurisdiction. Learn More.
|do not sell or share Sensitive Personal Information as defined by the CCPA and have
not done so in the past 12 months. Learn more about our collection and use of
Sensitive Personal Information here.
Right to opt-out of sharing of cross-context behavioral advertising. Learn more here
and here.
To submit a request to exercise any of the rights described above, please contact us using
the methods described in the Contact Us section below. We will verify your request by
asking you to send it from the email address associated with your account or requiring
you to provide information necessary to verify your identity, including name, address,
transaction history, photo identification, and other information associated with your
account.
You may designate, in writing or through a power of attorney, an authorized agent to make
requests on your behalf to exercise your rights under the CCPA. Your agent may submit a
request on your behalf by contacting us using the methods described in the Contact Us
section below. We may still require you to directly verify your identity and confirm that you
provided the authorized agent permission to submit the request.
Do Not Track and signals. Learn more about how we honor “do not track” and other
signals.
9. Contact us
If you have any questions or complaints about this Policy, please contact us. If you are an End
Customer (i.e. an individual doing business or transacting with a Business User), please refer
to the privacy policy or notice of the Business User for information regarding the Business
User’s privacy practices, choices and controls, or contact the Business User directly.


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Life at Stripe

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Our products aspire to make it possible for anyone, anywhere to participate in the internet
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Changing currency

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We have 241 open pos't'ons
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Merchant API

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Revolut Developer Documentation SDK Reference APl Reference
Authentication Create an order
POST  /api/l.0/orders v
Create an object.
Orders v
Request samples
o e Copy
Avuthorizations: >
Retrieve an order list GET B {
API ey "amount": 777,
. "currency": "GBP",
Retrieve an order GET "email": "johndoe00l@gmail.com"
Request Body Schema: }
Update an order PATCH
. Response samples
Capture an order required The amount of the order (minor currency
unit). For example, enter for €70.34
Cancel an order in the field.
Copy Expand all Collapse all
Refund an order . .
required currency code in upper case. ¢
"id": "5fd927ba-6f73-4a01-8e2b-fcd37fb629c5",
Pay for an order "public_id": "94a11217-6319-4d34-8dae-
a2b80b953adb",
Enum: "AUTOMATIC" “MANUAL" s HATET,
Customers > "state": "PENDING",
The capture mode of the order.
] 4 by defaul "created_at": "2020-10-15T07:46:40.648108Z",
is used by default. " weow _10- . 46:40.648 "
Payments s updated_at": '"2020-10-15T07:46:40.648108Z",
""capture_mode": "AUTOMATIC",
M : The order is captured "merchant_order_ext_ref": "Order test",
Report runs > automatically after payment "email": "johndoe0@l@gmail.com",
- _ @ my 4
authorization. SR EIEmEE
. "value": 777,
Webhooks > . : The order is not captured N P
currency": "GBP
automatically. You must manually 1,
Other > capture the order later. "checkout_url":
"https://business.revolut.com/payment—
|Revolut Developer Documentation API Reference Partner program We're hiring!
Merchant API
RevolutCheckout.js
Business API
Open Banking API
Develop with the right
p with the righ
tools
Accept card payments, manage accounts or build banking . -
apps. All powered by Revolut & Revolut Business.
|Revolut Developer Documentation SDK Reference APl Reference
. . o L]
Authentication Retrieve an order list
/api/1l.0/orders v
Orders v Retrieve all the orders that you've created. You can also use the query
Ratametershio: Response samples
Create an order ] ] ]
e Filter the orders that you want to retrieve, for example, only retrieve the
orders that have a specific email. (Filtering)
GET
¢ View the orders without loading all of them at once, for example, return a
Copy Expand all Collapse all
specified number of orders per page. (Pagination)
Retrieve an order GET [
The response contains an array of simplified objects. To get the full _ g
Update an order PATCH details of an object, use the endpoint. "id": "f0d685f4-07ab-4eff-ba80-5811303c607d",
“type": "PAYMENT",
"state": "PENDING",
Capture an order "created_at": '"2021-02-10T18:17:37.9593832",
0 "updated_at": "2021-02-10T18:17:37.9593832",
Authorizations: > plater- ¢ -
+ "order_amount": { .. },
Cancel an order 4 4 .
"order_outstanding_amount": { ..
API key 1+ = 9_ fo b
Ty
Refund an order =
"id": "feca684a-b9ea-4033-9bc4-b9ebacl2adab",
Query Parameters “type": "PAYMENT",
Pay for an order “state": "COMPLETED",
“created_at": "2021-02-10T16:59:23.642673Z",
T T TR — BT
U TOMeT s P updated_at": '"2021-02-10T16:59:50.886826Z",
: “completed_at": "2021-02-10T16:59:50.886826Z",
The maximum number of orders returned "settlement_currency": "USD",
Payments > per page. Used for pagination. "email": "sally.gibson@lloydsbank.co.uk",
+ "order_amount": { .. },
+ "order_outstanding_amount": { .. }
Report runs > )
Ty
Retrieve orders with a < -~ {
Webhooks > . Used for pagination. Use "id": "f3c5e3f1-f73a-4853-a%9e3-b0261301c66a",
“type": "PAYMENT",
the of the last order o
) ) “state": "COMPLETED",
Other > returned in the previous response to get ncreated_at": "2021-02-10T16:58:47.5075602",
to the next naae WinAdatad a+ille 1991 09 10T1E-CQ. T p——
|Revolut Developer API Reference
Authentication
Merchant API (1.0)
Orders > (
As a Revolut Business customer, you can use the Merchant API to accept online
Customers >
payments (Card Not Present) by debit or credit cards, and also to manage the
orders and customers.
Payments >
Report runs >
] L]
Webhooks > Authentication
Other >
API key
Each Merchant API request must contain an authorization header in the
following format to make a call: Bearer <yourSecretAPIKey>
Before you start, ensure that you've successfully applied for a Merchant
Account in your Revolut Business Account. Complete the following steps to
generate the Production API keys (Secret, Public):
The Public key is on the same path in your Revolut Business account as the
Secret key. There are two different functions for each:
¢ Public key should be provided with payment methods at checkout
o Secret key is used as a part of the authorization header for all server calls,
eg., creating order
Complete the following steps to generate the Production API keys:
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