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Engineering Data Science
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How to apply
Here's some information about our teams and how to apply.
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show in our careers page — but we don't want that stopping you from telling
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Latest roles in Early Careers.

Data Science Internship »

Early Careers | London

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Early Careers | Tallinn

Junior Data Scientist »

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day one whilst working on a product that impacts millions of people creative solutions that help us achieve our mission faster.
around the world.
Finance People
From advising teams to forecasting and reports, to the day-to-day Our People team provides everyone with the support they need in
running of all things finance related, you'll learn lots joining a team that their career to help Wise grow. You'll learn new skills across several
helped take Wise from startup to profitable business 3 years running. teams including People Operations, Recruitment, Analytics, Tech and
People Development.
AML Marketing
The Anti-Money Laundering team detects if something bad is Our Marketing team ensures Wise is in front of every potential user at
happening (like financial crime), and takes action to remove it. Your the right time and place with the best creative to drive maximum
responsibility would be to identify potential bad guys, in order to incremental volume growth at the right payback.
protect our customers and Wise with your investigations.
Design Future opportunities
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that grow the business. other teams too. Keep an eye on our careers site for open positions.
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Early Careers

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The Fabulous
€ Moderator - Jan 30 at 12:22 PM
- Let's do this together guys!

10hr

.. Nkhya Harmon
It's so great to see everyone else
expressing their struggles with this it
makes me feel less alone. Also less like a
failure. | am proud of myself and us for
trying because that's the important

~ Michelle Doll
| recommend reading 7 Habits books.
Especially the 1st one. You must put the
tasks that align with your goals and vision
1st, and let the rest fall by the wayside. It
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Let one thought linger as you fall asleep tonight:
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The Fabulous
€ Moderator - Jan 31 at 12:23 PM
Real change is built upon gratitude. An improved body
does not mean you are throwing this one away. It means
you are taking care of it. Lauren Hutton said, “We have to
be able to grow up. Our wrinkles are our medals of the
passage of life. They are what we have been through and
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e January 26, 2021
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Covid-19 changed the game when it came to how we all work. Flexibility is £

now key when we're looking to attract and retain the very best talent around -

the world. One of the ways we've switched things up is by giving our

employees 90 days annually to work remotely from anywhere. [in|
|3 Kate Diver, Head of People Risk, Workplace & Expansions at Wise

e January 26, 2021
5 minute read

Covid-19 changed the game when it came to how we all work. Flexibility is £
now key when we're looking to attract and retain the very best talent around -
the world. One of the ways we've switched things up is by giving our
employees 90 days annually to work remotely from anywhere. [in|
Yep, anywhere. The initiative gives our employees the flexibility to work N4
from home whilst having the ability to collaborate, create and push things
forward together too. It's the best of both worlds!
The way we work has changed
Covid-19 and its implications need no explanation: working from home has
become the norm. Bedrooms have become offices while kitchens double as
break out spaces and even as classrooms for homeschooling our children.
So early in 2020, we started proactively thinking about what work would
look like for employees as we eventually returned to a post-Covid world.
We're a team of 70+ nationalities so baking in flexibility to see family, live in
a new city or travel is in our DNA, and we trust our team — we've been able
to work efficiently and collaboratively all over the world.
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Our people need to work remotely for loads of reasons: staying with family
during the pandemic, wanting to combine work and travel (one of our
requests came from someone applying to work in the Seychelles!) and to
give them more time with their loved ones. Our goal is to make living
globally easier for our customers, so it makes sense that we make living
globally easier for the people building Wise, too.
This meant that we needed to update our policies to reflect how we were
all working. But, we didn't want to lose what makes working at Wise so
unique: the energy, the collaboration and the focus on our mission.
# We'e hiring
So, when thinking about how to change our policies, we took three things


Ordering a card

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}'7W"e Card Address Payment Verification R X
< Payanother way Your card order
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|Add to balance via ACH direct debit 0.16%
* No fee for the first two withdraws under $100 in rolling 30 day period. For general information about prepaid
accounts, visit cfpb.gov/prepaid. Find details and conditions for all fees and services visit wise.com/terms-and-
conditions or call 1-888-908-3833
Opening and holding an account
Account setup $0.00 No fee to set up an account
Monthly fee $0.00 No monthly fee
Wise debit card acquisition $9.00 Fee to get the Wise debit card
Card Replacement Fee $5.00 Fee for lost or damaged cards.
There is no fee to replace an
expired card
Spending or sending money
Currency conversion 0.41% to 3.96% The fee for currency conversion
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|What's your delivery address?

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1226 University Dr
Address line 2 (optional)
Address line 3 (optional)
City

Menlo Park
State
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|What's your delivery address?

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United States v
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|What's your delivery address?
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Your card order
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B3 ousD in total fees. @
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= 0 USD in total fees.
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advance fee.
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N 9 USD
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[ 2 Y 0 USD
==— Top up your USD balance
0 USD 10 USD 20 USD
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|Terms of Use
Scroll down to agree with terms
b
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Wise Fees
Monthly fee $0
Per purchase $0
ATM withdrawal $1.50* (up to $100 in 30 days)

2% (over $100 in 30 days)
Cash reload N/A
ATM balance inquiry $0
Scroll to bottom
|Other

Inactivity $0.00
Value held as a balance in your Borderless Account represents an unsecured claim
against Wise and is not insured by the Federal Deposit Insurance Corporation (FDIC)
or any other deposit protection scheme.
No overdraft/credit feature.
Contact Wise US by calling 1-888-908-3833, by mail at 30 W 26th St, New York, NY
10010 or visit wise.com/help.
For general information about prepaid accounts, visit cfpb.gov/prepaid.
If you have a complaint about a prepaid account, call the Consumer Financial
Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.
Customer Agreement
Read our full customer agreement here.

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|-
}'7 W’Ie Card Address Payment Verification R X
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<> Auto-convert on the go 1\ Get instant notifications
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low fees. the go.
|°
27 W’Ie Card Address Payment Verification R X
Get your card
Things left for you to do
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[2] Pay for your card
Verify your identity
|-
27 W’Ie Card Address Payment Verification R X
What's your delivery address?

Country
Address line 1

1226 University Dr
Address line 2 (optional)
Address line 3 (optional)
City

Menlo Park
State
ZIP Code

94025
|e —
}'7W"e Card Address Payment Verification R X
How would you like to pay?
Your card order
Debit card
B3 ousD in total fees.
Send from your Visa or Mastercard.
Credit card
= 0 USD in total fees. @
Send from your Visa or Mastercard. Your bank may charge you a cash
advance fee.
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N 9 USD
Physical card
Add mone
[ 2 Y 0 USD
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0 USD 10 USD 20 USD
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You pay 9 UsSD
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Continue to payment


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Fabulous Central
Official Circle - 3501660 Members
A Notification Off
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L al3utalil Laditls
CUFRLT Y i
The Fabulous
€& Moderator - Jan 30 at 12:22 PM
Let one thought linger as you fall asleep tonight:
simplify your path... simplify your life.
If you find you are not achieving habits, simply step
back. Reduce the number of habits in your routine. It
is better to achieve one habit regularly and feel that
sense of triumph than attempt too many and feel any
negativity at all.
You are not forcing yourself. You are enticing
yourself.
S@@® 254 Likes 18 Comments
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|Fabulous Central
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The Fabulous
€& Moderator - Jan 30 at 12:22 PM
Let one thought linger as you fall asleep tonight:
simplify your path... simplify your life.
If you find you are not achieving habits, simply step
back. Reduce the number of habits in your routine. It
is better to achieve one habit regularly and feel that
sense of triumph than attempt too many and feel any
negativity at all.
You are not forcing yourself. You are enticing
yourself.
P .
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L ____________________________Iaaaa)


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Compare our pricing
We charge as little as possible. No
subscription.
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|Frequently asked questions
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Let's answer some of your questions.

What is a multi-currency account and how does it work? ~
You can hold, receive, send, and spend money using a Wise multi-currency account.
You can hold more than 50 currencies, and convert between them at the real exchange rate whenever you need.
You can get account details for some currencies to receive money from around the world.
You can send money from your account to a bank account whenever you like — we'll charge a fixed fee when you do this, and a
conversion fee when you send to a different currency.
And, you can spend the currencies in your account around the world with the Wise debit card. Find out if the Wise card is available in
your country.
Learn more about the multi-currency account in this video »
How is the Wise account different from a bank account? v
Can | hold multiple currencies in a Wise account? v
What is a multi-currency card? v
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|Company and team Help and support Learn more Follow us
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© Wise US Inc 2023
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|Coverage
Get these local account details.
These are the account details you can share with others to receive money. Anyone can use these
to pay you just like they'd pay a local.
S British pound B Euro BE US dollar
UK sort code, Account number, and Bank code (SWIFT/BIC) and IBAN Routing number and Account number
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B B Romanian lei -] Canadian dollar == Hungarian forint
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No hidden fees. We're on a mission to bring transparency to finance, for people without
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|Security
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process, and store it. fraud.

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Big news - Sir Richard Branson invests in our vision.
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Wise turns a profit and proves we are a sustainable
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Privacy policy

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Privacy Policy (USA)
Last Updated: 23 November, 2022
This Privacy Policy contains an overview about the collection, use and disclosure of your personal data. In case the information covers only one of
our services we will explicitly point this out to you. Please check the Customer Agreement for the meaning of defined words (those with capital
letters).
Please read this Privacy Policy carefully as it applies when you use our Services or visit our Website or use our App. We take privacy and
protection of data seriously and are committed to handling the personal information of those we engage with, whether customers, suppliers or
colleagues, responsibly and in a way that meets the legal requirements of the countries in which we operate.
Please note that we use information that we collect from or about our customers in accordance with our Consumer Privacy Notice, which
provides choices about our sharing and use of information.
1. Who we are
2. Data we collect about you

« 2.1 Information you give us.

¢ 2.2 Information we collect about you.

e 2.3 Information we receive from other sources.

e 2.4 Information from social media networks.

e 2.5 Children's information
3. How we protect your personal information
4. Uses made of the information
5. Disclosure of your information

« 5.1 We may share your information with selected third parties

« 5.2 We may disclose your personal information to third parties
6. Sharing_and storing_your personal data
7 Cookiec
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News and blog Mid-market rate Swift/BIC codes
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Affiliates and partnerships Rate alerts
Modern slavery statement Compare exchange rates
Wise Business Invoice generator
Mission roadmap Business Calculators
JWise (LR Privacy, policy. Cookie Policy
Country site map
© Wise US Inc 2023
Wise US Inc is authorized to operate in most states. In the other states, the program is sponsored by Community Federal
Savings Bank, to which we're a service provider.
|Please note that we use information that we collect from or about our customers in accordance with our Consumer Privacy Notice, which
provides choices about our sharing and use of information.
1. Who we are
2. Data we collect about you
« 2.1 Information you give us.
¢ 2.2 Information we collect about you.
e 2.3 Information we receive from other sources.
e 2.4 Information from social media networks.
e 2.5 Children's information
3. How we protect your personal information
4. Uses made of the information
5. Disclosure of your information
« 5.1 We may share your information with selected third parties
« 5.2 We may disclose your personal information to third parties
6. Sharing_and storing_your personal data
1. Cookies
8. Retention of your information
9. California related rights
« 9.1 California Consumer Privacy Act Notice
« 9.2 California Consumer Privacy Act
10. Third-party links
11. Changes to our privacy policy.
12. Contact
1. Who we are
Wise US Inc. (“Wise", "us”, "we", "our") is responsible for the collection, use and disclosure of your personal information. If you have any questions
about how we protect or use your data, please email us at privacy@wise.com
2. Data we collect about you
We will collect the following data about you:
« 2.1 Information you give us.
o (a) You may give us information, including personal information, about yourself when you sign up to use our Services, e.g. your name
|MLLTlivavig. I_C‘:jﬂl dali \;UIII'JIIGI .o rrcaiti
19 West 24th Street, 9th Floor
New York, NY 10010
Or by email to privacy@wise.com.
You can also submit by these methods your questions or express concerns about Wise's privacy policies and practices.
10. Third-party links
« 10.1 Our Services may, from time to time, contain links to and from the websites of our partner networks, advertisers and affiliates. If you
follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any
responsibility for them. Please check these policies before you submit any personal data to these websites.
11. Changes to our privacy policy
« 11.1 To keep up with best practices, new legislation, and changes in how we collect and use personal information, we may modify this Privacy
Policy from time to time. If we make changes to this Privacy Policy, we will post the revised Privacy Policy on the website and update the
“Last Updated" date. To stay up to date on any changes, please check back periodically. Your use of our services following these changes
means that you accept the revised Privacy Policy. If you would like to review the version of the Privacy Policy that was effective immediately
prior to this revision, please contact us at privacy@wise.com
12. Contact
« 12.1 Questions, comments and requests regarding this Privacy Policy are welcomed and should be addressed to our global privacy team at
the following email address - privacy@wise.com, or you can write to us at the following address:
Wise US Inc.
Attention: Legal and Compliance Team
19 West 24th Street, 9th Floor
New York, NY 10010
Back to top


Affiliates and partnerships

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JWise (LR Privacy, policy. Cookie Policy
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GENERAL SETTINGS
Display Name John
Your display name is only used to address you in the
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NOTIFICATION SETTINGS
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|W”e English (UK) s Business Multi-currency account Help Sign up Log in

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© 30 November 2021 * NEWS
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« Second Mountain - The Struggle
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What is a SWIFT/BIC code?

A SWIFT code — sometimes also called a BIC number — is a standard format for Business Identifier Codes (BIC). It's
used to identify banks and financial institutions globally. It says who and where they are — a sort of international bank
code or ID.

These codes are used when transferring money between banks, in particular for international wire transfers or SEPA
payments. Banks also use these codes to exchange messages between each other.

Format of a SWIFT/BIC number.
A SWIFT/BIC is an 8-11 character code that identifies your
Examp|e of a SWIFT code. country, city, bank, and branch.
N Bank code A-Z
4 letters representing the bank. It usually looks
AAAA BB CC 123 like a shortened version of that bank's name.
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N Location code 0-9 A-Z
2 characters made up of letters or numbers. It
says where that bank's head office is.
N Branch Code 0-9 A-Z
3 digits specifying a particular branch. 'XXX'
represents the bank's head office.
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Your questions, answered.
What are SWIFT codes? N
|Where can | find my SWIFT/BIC code?
You can usually find your bank’'s SWIFT/BIC code in your bank account statements. You also can use our SWIFT/BIC
finder to get the right code for your transfer.
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|Bank code  Country code Location code Branch code = Country code A-Z
2 letters representing the country the bank is in.
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says where that bank's head office is.
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represents the bank's head office.
. When do you need a SWIFT/BIC code?
/ N If you're sending or receiving money internationally between banks,
= - particularly international wire transfers or SEPA payments, you may
‘ » be asked for a SWIFT code. SWIFT codes help banks to process
* transfers from abroad.
Where can | find my SWIFT/BIC code?
You can usually find your bank’'s SWIFT/BIC code in your bank account statements. You also can use our SWIFT/BIC
finder to get the right code for your transfer.
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|How does a SWIFT code work?
Do | need a SWIFT code or an IBAN number?
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Your questions, answered.

What are SWIFT codes? 2
A SWIFT code is a set of 8 or 11 digits that represents a bank branch. You'll need to use one
when sending money internationally. Find your SWIFT code here.

What does BIC mean? 7
What's the difference between BIC and SWIFT codes? 7
Is a SWIFT code the same as an IBAN? 7
Is a SWIFT code the same as a sort code? 7
Is a SWIFT code same as a routing number? v
How does a SWIFT code work? 7
Do | need a SWIFT code or an IBAN number? 7

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Search by bank  Browse by country  Check a code
Everything you need to find the right SWIFT/BIC code for your transfer. Search by bank or country to find the right
branch code. Or, if you already have a code, you can use our checker tool to make sure it's correct.
Check a SWIFT code Find a SWIFT code
Enter a SWIFT/BIC to check it's correct and to find Just fill in the country and account details below.
out which bank it belongs to.
Enter a SWIFT code Select Country
AAAA-BB-CC-123 Select a country v
Check SWIFT code Find SWIFT code


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Julian Smith
° The video chat ended. - 12:14 am
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- ° The video call ended. - 12:09 am
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- Hi there! Thanks for the add! - 10:58 pm
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Adding people to a call

screenPatterns:
Call
Timer & Clock

screenElements: Avatar Button

screenElements: Avatar Button Toast Avatar

screenPatterns:
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Acknowledgement & Success
Invite & Refer Friends
Invite & Refer Friends
Call
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Call

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Playing & downloading habit audio

actions:
Listening to Audio
Uploading & Downloading

platform: android

screenElements: Card Illustration

screenElements: Button Card Illustration Button Icon

screenPatterns:
Goal & Task
Playlists
Playlists
Acknowledgement & Success
Audio Player
Goal & Task

screenKeywords:
12:00 P41
Breathe
The perfect key to finding your focus
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name: Completing first Gas poll & cashing out rewards

actions:
Starting & Completing
Transferring Money & Donating

appName: Gas

appCategory: Lifestyle

appTagline: See who likes you

companyStage: Defunct

screenElements:
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Progress Indicator
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Tile

screenElements:
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Top Navigation Bar

screenPatterns:
Acknowledgement & Success
Home

screenPatterns:
Home
Timer & Clock

screenElements:
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Progress Indicator
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Illustration
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Top Navigation Bar
Animation & Video

screenPatterns:
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Quiz
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Timer & Clock
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Acknowledgement & Success
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allAppCategories:
Social Networking
Lifestyle

screenKeywords:
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|9:41 all T (@)
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|9:41 all © @m)
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Congrats
You earned 18 coins

Cash Out
|9:41 il © @m
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Congrats
You earned 18 coins

Cash Out
|9:41 -Ill ? (I
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Managing subscription

screenElements: Tab Dialog

screenKeywords:
12:00 P41
<& Settings
GENERAL A PREMIUM
Restore Purchase
@ If you previously subscribed to Fabulous
Premium, you can restore your subscription
here.
Backup & Restore Settings
Backup Journey Progress
Backup will be performed periodically
® whenever the device is connected to WiFi
Last backup: None
BACKUP NOW
G) Restore Journey Progress
Premium Features Settings
Habit Heads
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Manage subscription
€&  Manage subscription
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|12:00 P41
Looking for your account
setting?

Please go to Fabulous on the web to
manage your account.


Searching Add+

screenElements: Card Icon

screenElements:
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Avatar
Button
Search Bar

screenElements:
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Stacked List
Card
Icon
Stacked List
Avatar
Button
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Avatar
Button

screenPatterns:
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Emails & Messages
Invite & Refer Friends
Search

screenKeywords:
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Chris Plowman
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Chris Plowman
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