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screenPatterns:
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pageType: Application Application Application Application Application Application Application Application Application Application Application Application

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Copying account detail

appName: Wise

appCategory: Finance

appTagline: Money without borders

companyHqRegion: Europe

companyStage: Public & Mature

platform: web

pageType: Application

hotspotType: Click

pageType: Application Application

screenKeywords:
& Q JS John Smith
Your USD account details
Receive money from people and businesses with your USD account details. See how to use USD account details.
Inside the US Outside the US
0 Home
Use these details to add or receive USD from bank accounts inside
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John Smith
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084009519
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Account number
ﬁ Earn $115
Account type
Checking
Wise's address
30 W. 26th Street, Sixth Floor
New York NY 10010
United States
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|& Q JS John Smith
Your USD account details
Receive money from people and businesses with your USD account details. See how to use USD account details.
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0 Home
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John Smith
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084009519
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Account number
ﬁ Earn $115
Account type
Checking
Wise's address
30 W. 26th Street, Sixth Floor
New York NY 10010
United States
Copy details
Do more with your account details
[oFsy Request a payment .


API integrations

pageType: Marketing

hotspotType: Scroll Vertically

pagePatterns:
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pageType: Marketing Marketing Marketing Marketing Marketing

screenKeywords:
e | An API for businesses of all shapes
' , and sizes.
| | i | Businesses big and small now can get access to the same
| | | platform that powered our own business — which saves over
\ 6 million people over £1 billion every year. Without involving
| I ! us.
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m - ! ? freedom to build what you need.
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|Wlle Personal Account v Platform v~ Fees v  About v  Login
Introducing the Wise open
API.
Automate payments, connect your business tools, and
create beautiful ways to manage your finances.
Get a sandbox account here | Not a developer? Get in touch
24/7 customer support Sandbox account API| documentation API tokens
We're here to help. Get in touch Test your integrations before Learn how to implement and Easily create and manage your
with any questions. going live. make the most of our API. personal tokens.
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Careers

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pagePatterns:
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screenElements:
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pagePatterns:
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Careers Page

pageType: Marketing Marketing Marketing Marketing Marketing Marketing Marketing

screenKeywords:
Company and team Help and support Learn more Follow us
Company_and team Help centre Send money abroad ﬁ Yy
News and blog Mid-market rate Swift/BIC codes
Press Service status Currency converter
Careers IBAN codes
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Modern slavery statement Compare exchange rates
Wise Business Invoice generator
Mission roadmap Business Calculators
JWise (LR Privacy, policy. Cookie Policy
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© Wise US Inc 2023
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Past Incidents
Jan 30, 2023
Jan 29, 2023
Jan 28, 2023
Jan 27, 2023
Jan 26, 2023
Jan 25, 2023
Error in transfer process for UK customers
Resolved - This incident has been resolved.
Identified - We’re aware of an issue affecting some users in the UK. As a result, when trying to pay for a transfer using
your bank via Open Banking in our Wise app, this may return an error. Our team is already working on a solution.
|Company and team Help and support Learn more Follow us
Company_and team Help centre Send money abroad ﬁ Yy
News and blog Mid-market rate Swift/BIC codes
Press Service status Currency converter
Careers IBAN codes
Affiliates and partnerships Rate alerts
Modern slavery statement Compare exchange rates
Wise Business Invoice generator
Mission roadmap Business Calculators
JWise (LR Privacy, policy. Cookie Policy
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© Wise US Inc 2023
Wise US Inc is authorized to operate in most states. In the other states, the program is sponsored by Community Federal
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Past Incidents

Jan 30, 2023


Notifications

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screenPatterns: Home Notifications

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Creating a rate alert

hotspotType: Keyboard Input

screenElements:
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screenPatterns:
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screenKeywords:
27W”e Personal | Business Money transfer v Multi-currency account v Help @EN v  Login
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o The Wise exchange rate notifications bring you live information so
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EE B Threshold alert
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Wise uses the REAL exchange rate and charges a low, transparent fee.
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|You're almost there! x
We sent you a confirmation email. Click on the link in the email
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PR Desired rate: 0.91935 EUR TR A
—————————————————— 0.91
December 31 January 30
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A vl |
PR Desired rate: 0.91935 EUR TR A
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December 31 January 30
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December 31 January 30
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Requesting a payment

screenElements:
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screenElements:
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screenPatterns:
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pageType: Application Application Application Application Application Application

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Open Banking Guide
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|Wlle Personal Account v Platform v~ Fees v  About v  Login
Introducing the Wise open
API.
Automate payments, connect your business tools, and
create beautiful ways to manage your finances.
Get a sandbox account here | Not a developer? Get in touch
24/7 customer support Sandbox account API| documentation API tokens
We're here to help. Get in touch Test your integrations before Learn how to implement and Easily create and manage your
with any questions. going live. make the most of our API. personal tokens.
|. wise Wise Platform API
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Payouts .
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Banks
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Connected Applications
Receive Money
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Open Banking This lets you automate how you use your Wise account. You can automate payments,
connect your business tools, and create ways to manage your finances.
Versioning
Comtact Us What are the benefits associated with automating your payouts and third party
payments?
Integration Guides « Power your cross-border and domestic payouts with a single APl integration.
« Pay out directly to bank accounts or email recipients.
Payouts and third party « Monitor payments received to your Wise local bank details (AUD, EUR, GBP, NZD,
payments Guide USD, PLN, SGD, CAD, HUF, TRY).
» Get statements for reconciliation and accounting purposes.
Third-Party Payouts Guide 9 purp
« Fully automate transfer creation and track statuses.
Bank Integrations Guide « Always get the mid-market exchange rates and our low cost transparent fees.
« Use our platform to create and build your own tool to manage your finances.
Multi-Currency Accounts
Enizlz Third-Party Payouts allows marketplaces and financial institutions (banks and
Affiliates Integration Guide payment service providers) to use Wise as a payout option for their customers. It's
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Simulation

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Terms and Conditions

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appName: Fabulous

appCategory: Health & Fitness

appTagline: Healthy habits tracker

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Every step, no matter how small, is
a triumph. Get used to
congratulations for every effort you
make. You'll take things one step at
a time. Start to breathe easy as you
realize this is a place without
negative judgment. Watch your
resolve become fortified as you
slowly grow your routines far
beyond drinking water.

Learn the ART of habit building.
You didn’t just find an app that
shows you what you want...you
found an app that shows you how to
|XI have excellent news: I’'m healthy, in
great shape, and worry-free, thanks to
the choices you’re making.

I’ll be with you every step of the way.
See you soon,
Future John
Get Fabulous Premium
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e °
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. ]
|: .
John, do you copy?

It’s me, future John. I’'m calling from
2024 because today is an important day
for you —for us.

Tuesday, January 31, 2023 is the
day we decided to change our
lives for the better.
| have excellent news: I'm healthy, in
great shape, and worry-free, thanks to
the choices you’re making.

I’ll be with you every step of the way.
See you soon,

Future John
|XI have excellent news: I’'m healthy, in
great shape, and worry-free, thanks to
the choices you’re making.
I’ll be with you every step of the way.
See you soon,
Future John
Get Fabulous Premium
Membership
Billed every 12 months
2 2?2 11SD /mnnth
(
Enter Fabulous Premium
We sent you a special letter. You will find
delightful content and features to keep you on
track, and new journeys to discover. Unlimited
access and customization.
We thank you for being with us.
The Fabulous Journey Awaits!
Continue
|* +
l [ ]
~ John's  First Step
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: +
l Duke University study states that
ple who used Fabulous were more
kely to achieve their goals, stay
otivated, and feel better about
themselves in 2 weeks.
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Notifications and sounds

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£ Notifications & sounds
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Get a new chat thread when you have a new
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actions:
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hotspotType: Tap & Hold

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It’s me, future John. I’'m calling from
2024 because today is an important day
for you —for us.

Tuesday, January 31, 2023 is the
day we decided to change our
lives for the better.
| have excellent news: I'm healthy, in
great shape, and worry-free, thanks to
the choices you’re making.

I’ll be with you every step of the way.
See you soon,

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Blocking a user

screenPatterns:
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screenPatterns:
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screenElements:
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screenPatterns:
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screenKeywords:
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Block messages and calls

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and reactions on Facebook.

- If you're in shared groups or rooms with this
account, you'll still be able to see and
communicate with each other. You can leave
groups or rooms anytime.

Block on Facebook

- Toffee's messages and calls will also be blocked.

- You will need to block Toffee from other
Facebook profiles you may have.

- This won't block other Facebook profiles Toffee
may have, but we will limit some of the ways those
profiles can interact with you.

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. ]
|9:41 all ¥ @)

£ Block Toffee Mei Squared

Block messages and calls

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or calls from Toffee's Facebook account.

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may still be able to see Toffee's posts, comments
and reactions on Facebook.

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and reactions on Facebook.

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account, you'll still be able to see and
communicate with each other. You can leave
groups or rooms anytime.

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Sending money

screenElements:
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screenElements: Dialog Select

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27 W”e Amount You Recipient Review Pay R e X
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‘ JANE DOE ’
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Date of birth Phone
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United States v 1226 University Dr
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|°
27 W”e Amount You Recipient Review Pay R e X
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27 W”e Amount You Recipient Review Pay R e X
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Date of birth Phone
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e UniverSity Dr’ S
City 1226 University Dr, Menlo Park, CA, USA
: 1226 University Dr' MenaSha' WI‘ USA
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1226 University Dr, Menomonee Falls, WI, USA
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Card number Guaranteed rate (31 hours) 1.31335
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Expiry date (MM /YY) Security code Reference Coffee
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Recipient details
Save this card for future payments Name JANE DOE
Email jdoe.mobbin@gmail.com
Pay 3.19 USD Bank name
Standard Chartered Bank (Singapore)
Limited
Account number
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Guaranteed rate (31 hours) 1.31335

JANE gets exactly 3SGD

Recipient details Change

Name JANE DOE

Email jdoe.mobbin@gmail.com

Bank name Standard Chartered Bank (Singapore) Limited

Account number

Schedule details Edit

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Reference for JANE (optional)

Type a reference for JANE
You can cancel for a full refund within 30 minutes of payment, unless
the funds have been picked up or deposited. Make sure you're sending
money to someone you know and trust, and that their information is
correct. Fraudulent transactions may result in the loss of money with
no recourse.
D | accept the Terms of Use and Privacy policy,
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State

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Full legal first and middle names Full legal last name(s)
John Smith
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18 YYYY + v || 6282679041
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April
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Account number

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City

‘ Singapore ’

Recipient Address

‘ 75 Ayer Rajah Crescent, #02-02 ’

Post Code

‘ 139953 ’
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}'7 W”e Amount You Recipient Review Pay R e X
Is this a personal or business transfer?
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Total fees (included) 0.82 USD
Total amount we'll convert 2.28 USD
Guaranteed rate (31 hours) 131335
JANE gets exactly 3SGD
Recipient details Change
Name JANE DOE
Email jdoe.mobbin@gmail.com
Bank name Standard Chartered Bank (Singapore) Limited
Account number

Schedule details Edit
Sending Now
Should arrive in seconds
Repeats Never

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You send exactly 3.10 USD
Debit card Total fees (included) 0.82 USD
0.82 USD in total fees.
8 Send from your Visa or Mastercard. @ Total amount we'll convert 2.28 USD
Should arrive in seconds. Guaranteed rate (31 hours) 131335
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Credit card
0.91USD in total fees. Should arrive in seconds
B sendfrom your Visa or Mastercard. Your bank may charge you a cash Reference Coffee
advance fee.
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Name JANE DOE
ﬁ 0.79 USD in total fees.
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Bank name
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Wire transfer Limited
ﬁ 4.30 USD in total fees. Account number
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27 W’Ie Amount You Recipient Review Pay R e X
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Date of birth Phone
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United States v First line of your address
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|Total amount we'll convert 2.28 USD

Guaranteed rate (31 hours) 1.31335

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Recipient details Change

Name JANE DOE

Email jdoe.mobbin@gmail.com

Bank name Standard Chartered Bank (Singapore) Limited

Account number

Schedule details Edit

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Should arrive in seconds

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Reference for JANE (optional)
You can cancel for a full refund within 30 minutes of payment, unless
the funds have been picked up or deposited. Make sure you're sending
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correct. Fraudulent transactions may result in the loss of money with
no recourse.

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|°
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5.30 USD Our fee
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|Total amount we'll convert 2.28 USD

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JANE gets exactly 3SGD

Recipient details Change

Name JANE DOE

Email jdoe.mobbin@gmail.com

Bank name Standard Chartered Bank (Singapore) Limited

Account number

Schedule details Edit

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Should arrive in seconds

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Reference for JANE (optional)
You can cancel for a full refund within 30 minutes of payment, unless
the funds have been picked up or deposited. Make sure you're sending
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correct. Fraudulent transactions may result in the loss of money with
no recourse.

| accept the Terms of Use and Privacy policy,
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|°
27 W”e Amount You Recipient Review Pay R e X
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Bl BDT Bangladeshi taka
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Transfer details
. You send exactly 3.20 USD
Pay with your card
Total fees (included) 0.92 USD
You can pay using Visa, Mastercard, or Maestro cards. Total amount we'll convert 2.28 USD
Guaranteed rate (31 hours) 1.31335
Card number
VISA
Should arrive in seconds
It looks like your card is not issued in the U.S and therefore, we'll need to add a Reference Coffee
fee to cover the extra processing costs. If your card isn't in USD, your bank may
charge you an extra fee too.
Recipient details
Expiry date (MM / YY) Security code
piry Y Name JANE DOE
: Fmell jdoe'mObbin@gmailhcom
Bank name
Save this card for future payments Standard Chartered Bank (Singapore)
Limited
Pay 3.20 USD Account number


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Fabulous Central
The Fabulous
€ Moderator - Jan 30 at 12:22 PM
Let one thought linger as you fall asleep tonight:
~ simplify your path... simplify your life.
If ydu find you are not achieving habits, simply step
back. Reduce the number of habits in your routine. It
is better to achieve one habit regularly and feel that
sense of triumph than attempt too many and feel any
negativity at all.
You are not forcing yourself. You are enticing
yourself.
- .
Q@D 254 Likes 17 Comments
@ Liked
The Fabulous
€ Moderator - Jan 31 at 12:23 PM
Real change is built upon gratitude. An improved body
does not mean you are throwing this one away. It means
you are taking care of it. Lauren Hutton said, “We have to
be able to grow up. Our wrinkles are our medals of the
passage of life. They are what we have been through and
who we want to be.”

There is no disdain in the world of Fabulous. As you
transform, remember that it is this person who has
marched through the world. You can change something
about yourself, but you do not need to hate yourself for it.
Quite the opposite.

G @E Ly 52 | Mre— ) Comments
|Fabulous Central
The Fabulous
€ Moderator - Jan 30 at 12:22 PM
Let one thought linger as you fall asleep tonight:
~ simplify your path... simplify your life.
If ydu find you are not achieving habits, simply step
back. Reduce the number of habits in your routine. It
is better to achieve one habit regularly and feel that
sense of triumph than attempt too many and feel any
negativity at all.
You are not forcing yourself. You are enticing
yourself.
- .
Q@D 253Likes 17 Comments
The Fabulous
€ Moderator - Jan 31 at 12:23 PM
Real change is built upon gratitude. An improved body
does not mean you are throwing this one away. It means
you are taking care of it. Lauren Hutton said, “We have to
be able to grow up. Our wrinkles are our medals of the
passage of life. They are what we have been through and
who we want to be.”

There is no disdain in the world of Fabulous. As you
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& wise.com ® North America v
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Wise is a global technology company, building the best way to move money around the world. Websit P
ebsite
With the Wise account people and businesses can hold over 50 currencies, move money
between countries and spend money abroad. Large companies and banks use Wise Blog 7
technology too; an entirely new cross-border payments network that will one day power
money without borders for everyone, everywhere. However you use the platform, Wise is on a Contact 7
mission to make your life easier and save you money.
Co-founded by Kristo K&éarmann and Taavet Hinrikus, Wise launched in 2011 under its original in Linkedin
name TransferWise. It is one of the world's fastest growing, profitable technology companies
Facebook
and is listed on the London Stock Exchange under the ticker, WISE. f Faceboo
15 million people and businesses use Wise, which processes over £9 billion in cross-border ¥ Twitter
|& wise.com ® North America v
w,’e ‘ News v Public Policy v About Media kits Contact Q
Wise is a global technology company, building the best way to move money around the world. Websit P
ebsite
With the Wise account people and businesses can hold over 50 currencies, move money
between countries and spend money abroad. Large companies and banks use Wise Blog 7
technology too; an entirely new cross-border payments network that will one day power
money without borders for everyone, everywhere. However you use the platform, Wise is on a Contact 7
mission to make your life easier and save you money.
Co-founded by Kristo K&éarmann and Taavet Hinrikus, Wise launched in 2011 under its original in Linkedin
name TransferWise. It is one of the world's fastest growing, profitable technology companies
Facebook
and is listed on the London Stock Exchange under the ticker, WISE. f Faceboo
15 million people and businesses use Wise, which processes over £9 billion in cross-border ¥ Twitter
transactions every month, saving customers over £1 billion a year.
Instagram
& TikTok
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press@wise.com —>
|& wise.com ® North America v
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®© 26 January 2023 FEATURED
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partners in 4 new markets, bringing Customer Demand Fuels Continued Expand International Payments
total to over 60 partners worldwide Expansion Capabilities
10 million people and businesses gained access fast, Company plans to grow its U.S. presence with over AvidXchange (Nasdag: AVDX), a leading provider of
cheap international payments powered by Wise in 250 new hires in 2023 accounts payable (AP) automation software and
2022 payment solutions for middle market businesses and
their suppliers, launched a Cross-Border Payments ...


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}'7W”e Help Centre @ENv Login
Wise may have to levy tax on its transfer fee according to local tax laws. For example, Brazilian
real (BRL) transactions where IOF (Imposto sobre Operagdes Financeiras — financial operations
tax) may be imposed by our banking partner(s). Where transactional taxes apply, these will either
be included in the fee payable or shown separately at the time of payment, and won't impact the
amount sent to the recipient.

Wise will pay out the agreed amount to the recipient and won't withhold any taxes on money
you transfer. Depending on the nature of a transfer, you and/or the recipient may need to
declare and pay tax. Wise can't advise whether tax applies to your transfer and we recommend
that you ask a financial advisor and/or the relevant tax authority.
Was this article helpful?
Related articles
How does tax work with my Wise Account?
What taxes do | need to pay when | use Assets?
How much does it cost to send large transfers?
Guide to CNY transfers
Sending large transfers to Brazil
|%7 W’Ie Help Centre @ENv Login
Help home > Sending money
Sending money
Setting up, paying for, editing, and cancelling transfers.
Sending money basics AN
How do | send money with Wise?
How long does a transfer take?
Can | send exact amounts?
How do you notify me about a transfer?
How do | download a transfer receipt?
Do | need to pay any tax on transfers?
How can | repeat a transfer?
Can | send from a joint bank account?
Can | send from someone else's bank account?
Where is mv monev? N/
|}'7W”e Help Centre @ENv Login
Help home > Sending money > Do | need to pay any tax on transfers?
Do | need to pay any tax on transfers?
Wise may have to levy tax on its transfer fee according to local tax laws. For example, Brazilian
real (BRL) transactions where IOF (Imposto sobre Operagdes Financeiras — financial operations
tax) may be imposed by our banking partner(s). Where transactional taxes apply, these will either
be included in the fee payable or shown separately at the time of payment, and won't impact the
amount sent to the recipient.
Wise will pay out the agreed amount to the recipient and won't withhold any taxes on money
you transfer. Depending on the nature of a transfer, you and/or the recipient may need to
declare and pay tax. Wise can't advise whether tax applies to your transfer and we recommend
that you ask a financial advisor and/or the relevant tax authority.
Was this article helpful?
Related articles
How does tax work with my Wise Account?
What taxes do | need to pay when | use Assets?
How much does it cost to send large transfers?
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Comn i T b e v bm Domoil


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Dear John,

It’s common to think that habits
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keeps flowing or it just dries up.

Your behavior may not seem rational,
but it is certainly not random. Every
decision, every action is the result of
a million invisible forces that build it
up or break it down.

People who build good habits that
become part of who they are haven’t
found infinite willpower.
|9:41 il F ()
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Clear Your Path Forward
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@ Goal: Drink Water
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Welcome to Fabulous Premium
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£ Earns$115 ~ JANE DOE 3SGD
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fil Use it like a local bank account
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withdraw earnings from ecommerce sites and PSPs
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currencies to Xero, QuickBooks, or FreeAgent
automatically.

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currencies to Xero, QuickBooks, or FreeAgent
automatically.
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suppliers and more all over the world in one click.
R Add team members to your account
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