What we do

screenElements:
Dropdown Menu
Top Navigation Bar

pagePatterns:
Stats Section
Careers Page

pageType: Marketing Marketing Marketing Marketing Marketing Marketing Marketing

screenKeywords:
We're making progress.
But there's a long way to
go
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Our mission: money


Compare price

appName: Wise

appCategory: Finance

appTagline: Money without borders

companyHqRegion: Europe

companyStage: Public & Mature

platform: web

pageType: Application

hotspotType: Click

hotspotType: Scroll Vertically

screenElements: Dialog Table

pageType: Application Application Application Application

screenKeywords:
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qw,se Amount You Recipient Review Pay ,Q hd X
International Same currency
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1 £ ysD v
0.01USD Connected bank account (ACH) fee v
0.77 USD Our fee
- 0.78 USD Total fees
= 0.22USD Total amount we’ll convert
x 1.34760 Guaranteed rate (12h)
Recipient gets
0.30 @ gGD v
You could save up to 0.04 USD vs the average bank
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|See how we compare with other providers X
#= ysp us dollar v (__) SGD Singapore dollar v
1USD = 1.34760 SGD * Yousend exactly
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less than a minute ago ’I & USD
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sovereay TWISE Mid-market rate [?] Transparent fee [”] -1.00 SGD
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We're always honest with our customers. And honestly, we're not the cheapest this time. But we don’t have comparison data for
transparency or speed at the moment. So while there are cheaper options, they might not be the fairest or the fastest.
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API integrations

pageType: Marketing

pagePatterns:
API Docs & Developers Page
Feature Section

pageType: Marketing Marketing Marketing Marketing Marketing Marketing

screenKeywords:
The possibilities
are endless.
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YOUR SANDBOX testing and building with our API right away.
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Donating to a charitiy

screenPatterns:
Other Content
Timeline & History

screenPatterns:
Other Content
Timeline & History
Transfer & Send Money

pageType: Application Application Application Application Application Application Application Application

screenKeywords:
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Recipient details

Name Save the Children
IBAN GB98 NWBK 6080 0736 3791 07
Bank code (BIC/SWIFT) NWBKGB2LXXX
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B Send from your Visa or Mastercard. O IBAN GB98 NWBK 6080 0736 3791 07
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|National Bank of Ukraine
qw,se IS5 The Ministry of Social Policy will channel the raised funds to support Ukrainian citizens severely -
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Ukraine. Read more
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program for the Ukrainian soldiers, who lost their limbs. Read more
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meet the immediate needs of people fleeing by providing food, water and other vital relief. Read more
£ EarnuUs$115
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Soveche Donate to Save the Children's Disaster Emergency Committee Turkiye Earthquake Appeal and help get -
life-saving supplies to terrified children and families who've lost everything. Read more
UN Refugee Agency
gg% The earthquakes have destroyed people's homes, families are in urgent need of aid. UNHCR teams in -
o Turkiye are providing blankets, kitchen sets and sleeping mats. Read more
Ahbap Association
ahbep” - Founded in 2017, AHBAP is a Turkish charity organisation that is currently pooling together aid to -
support relief for all those impacted by the earthquake disaster. Read more


Sharing nickname & link

screenPatterns:
Confirmation
Acknowledgement & Success

screenKeywords:
X
Are you OK to share your information through
this link?
By continuing, you agree that we'll create a nickname and link for you,
so that people can find you on Wise. People with the link will be able
to see your nickname, name and profile photo. For more details,
please refer to our privacy policy: Read more [/
Confirm
|X
Your link’s ready to use
Just share this link, and anyone can pay you. If they don’'t have a Wise
account, they’ll need to sign up.
https://wise.com/share/janed795
Copy link
Done — now people can find you on Wise.
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Giving feedback

hotspotType: Hover

screenPatterns:
Feedback
Article Detail
Acknowledgement & Success

pageType: Marketing Marketing Marketing

screenKeywords:
"7W’Se @ENvV  Login -
Help home > Sending money > Can | send exact amounts?
Can | send exact amounts?
When you're sending money, enter the amount you want your recipient to get in the calculator. Then click
the padlock icon, to make sure your recipient gets that exact amount.
When you do this, we'll add an amount lock deposit of 3% of the amount you'll send. If the exchange rate
changes, we'll use a bit of the 3% to make sure the exact amount arrives. We'll refund anything we don’t use
back to you. If you click the padlock, you won't get a guaranteed rate.
You can also just enter the amount you want your recipient to get without clicking the padlock. If your
money reaches us within the guaranteed rate time, the amount is fixed anyway (and we don’t need that
extra 3%).
We only offer the amount lock for transfers from GBP, EUR (for payments from mainland Europe), AUD, BGN,
CHF, CZK, DKK, HKD, HUF, JPY, NOK, NZD, PLN, RON, SEK, and SGD.
Was this article helpful?
Related articles
Sending exact amounts — Batch payments
What if | miss my guaranteed rate?
Tips for paying invoices
How do live rate transfers work?
|"7W’Se @ENvV  Login -
Help home > Sending money > Can | send exact amounts?
Can | send exact amounts?
When you're sending money, enter the amount you want your recipient to get in the calculator. Then click
the padlock icon, to make sure your recipient gets that exact amount.
When you do this, we'll add an amount lock deposit of 3% of the amount you'll send. If the exchange rate
changes, we'll use a bit of the 3% to make sure the exact amount arrives. We'll refund anything we don’t use
back to you. If you click the padlock, you won't get a guaranteed rate.
You can also just enter the amount you want your recipient to get without clicking the padlock. If your
money reaches us within the guaranteed rate time, the amount is fixed anyway (and we don’t need that
extra 3%).
We only offer the amount lock for transfers from GBP, EUR (for payments from mainland Europe), AUD, BGN,
CHF, CZK, DKK, HKD, HUF, JPY, NOK, NZD, PLN, RON, SEK, and SGD.
Was this article helpful?
Related articles
Sending exact amounts — Batch payments
What if | miss my guaranteed rate?
Tips for paying invoices
How do live rate transfers work?
|"7W’Se @ENvV  Login -
Help home > Sending money > Can | send exact amounts?
Can | send exact amounts?
When you're sending money, enter the amount you want your recipient to get in the calculator. Then click
the padlock icon, to make sure your recipient gets that exact amount.
When you do this, we'll add an amount lock deposit of 3% of the amount you'll send. If the exchange rate
changes, we'll use a bit of the 3% to make sure the exact amount arrives. We'll refund anything we don’t use
back to you. If you click the padlock, you won't get a guaranteed rate.
You can also just enter the amount you want your recipient to get without clicking the padlock. If your
money reaches us within the guaranteed rate time, the amount is fixed anyway (and we don’t need that
extra 3%).
We only offer the amount lock for transfers from GBP, EUR (for payments from mainland Europe), AUD, BGN,
CHF, CZK, DKK, HKD, HUF, JPY, NOK, NZD, PLN, RON, SEK, and SGD.
Thanks for your feedback!
Related articles
Sending exact amounts — Batch payments
What if | miss my guaranteed rate?
Tips for paying invoices
How do live rate transfers work?
What's a guaranteed rate?


Searching news releases

hotspotType: Keyboard Input

screenElements:
Search Bar
Thumbnail

screenKeywords:
Latest news Q s
Alltopics News Public Policy
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Ranking the Top TV Show Locations U.S. Businesses Can Now Take Wise and G-P Launch Integration to
That You Can Actually Move To Control of Hidden Fees with Digital Power Faster, Lower Cost Global
Ever watch a show set overseas and get the sudden urge Wise Business Cards Contractor Payments
to up and move? Us, too! In this article, we've ranked Today, we're excited to announce that the Wise Business New partnership provides customers with autonomy;
foreign locations of some of the most popular TV shows card is launching in the United States - freeing businesses enabling payments in the most countries and currencies at
on the air now and in recent yea... from the hassle and hidden fees typically faced when the time, frequency and currency of their choice
spending abroad. Sole propri...
|& wise.com ® North America v
qw,se Newsroom News v  Public Policy v  About Media kits Contact Q -
Q SEARCH NEWS RELEASES

21 News releases found for: "currency"
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© 27 January 2021 * NEWS
TransferWise and Visa Announce Global Partnership Following
Successful Collaboration on Cloud Tec...
TransferWise to expand debit card program accompanying its multi-currency
account into dozens of hew markets using new Visa Cloud Connect infrastructure
© 30 November 2021 * NEWS
S Wise Card Launches in Canada Giving a Fast, Cheap and Easy
= Way to Spend Across Multiple Currencies
Global spending card, connected to the Wise Account, allows customers to hold,
send and spend instantly like a local at rates up to 4x cheaper than banks
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Ranking the Top TV Show Locations U.S. Businesses Can Now Take Wise and G-P Launch Integration to
That You Can Actually Move To Control of Hidden Fees with Digital Power Faster, Lower Cost Global
Ever watch a show set overseas and get the sudden urge Wise Business Cards Contractor Payments
to up and move? Us, too! In this article, we've ranked Today, we're excited to announce that the Wise Business New partnership provides customers with autonomy;
foreign locations of some of the most popular TV shows card is launching in the United States - freeing businesses enabling payments in the most countries and currencies at
on the air now and in recent yea... from the hassle and hidden fees typically faced when the time, frequency and currency of their choice
spending abroad. Sole propri...


Talk with our team

screenPatterns:
Delete & Deactivate Account
Help & Support

pageType: Application Application

screenKeywords:
Jane, before you go.
If you're having issues with your account, or want to update your account
information, you can chat with a support agent.
If you still want to leave, we need to explain what's going to happen after
you delete your account.
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Logging in

pagePatterns:
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screenElements: Banner Button Logo

screenElements:
Card
Side Navigation
Icon
Avatar

screenElements:
Card
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Icon
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Link
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Button
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screenPatterns: Verification Home Login Login

pageType: Application Application Application Application Application Marketing

screenKeywords:
X
¥ y
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Authenticator verification code
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Your 6-digit code
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WHOA' NEw Approve another way
Our fresh new look is inspired by you — the people
who take on the world.
Why the change? Get the full story
|qw,se a JD Jane Doe v
| senamoney Account
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Our fresh new look is inspired by you — the people
who take on the world.
Why the change? Get the full story
|X
_ 9 Welcome back.
2 New to Wise? Sign up
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jdoe.mobbin@gmail.com
Your password
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WHOA' NEw ¢/ [ £] LS
Our fresh new look is inspired by you — the people
who take on the world.
Why the change? Get the full story
|X
: 9 Welcome back.
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’

WHOA' NEW G [ £] 3
Our fresh new look is inspired by you — the people
who take on the world.
Why the change? Get the full story
|Q Whoa, new look. Get the full story X
IJWIise - Business Features - Pricing Help %EN Login -
170 countries. 50 currencies. Get the account built to save
you money round the world.
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Completing verification

screenPatterns:
Verification
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screenElements: Badge Select

screenKeywords:
O ———————————
qw,se Get details Add money Verification Done fo\ X
What's the purpose for using Wise?
To help us keep Wise safe and secure, please tell us what you're using Wise for.
Account Purpose
Spending money when travelling abroad v
|ZJWiIse < a v
| sendmoney Get SGD account details
Receive money from people and businesses with your SGD account details.
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£ EarnuUs$115 Deposited money
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qw'se Get details Add money Verification Done R X
< Pay another way Detalls
You pay 30.86 SGD
Pay Wlth yOur Card Total fees - 0.86 SGD
We accept Visa, Mastercard, and Maestro. You get 30SGD
Should arrive in seconds
Card number
Expiry date (MM / YY) Security code (CVC/CVV)
[:]
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qw,se Get details Add money Verification Done R X
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We'll let you know as soon as we've finished checking your documents. Once
you're verified, you'll get access to everything you need to get paid around
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total to over 60 partners worldwide Expansion Capabilities
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Ever watch a show set overseas and get the sudden urge Wise Business Cards Contractor Payments
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foreign locations of some of the most popular TV shows card is launching in the United States - freeing businesses enabling payments in the most countries and currencies at
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Latest Product roles
Senior Product Manager — Business Convenience
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|qw,se Working here v Our business v Early Careers v  Blog
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us to manage their money internationally. We're looking for a Senior Product Manager to join our Send Money Team and
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Senior Product Manager — Send Money Experience
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Head of Banking & Expansion APAC
Banking and Expansion Singapore
Spend Expansion Lead
|Role details Culture Office Stories
How we work
At Wise, we work differently and we're proud of it.
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Your Mission:

We are building a new set of financial rails for the world to run on. Even though we have started off well, we

know we have only scratched the surface. The fragmented global financial network makes sending money

internationally a task full of pain points. This is where you come in. You'll help us remove friction and effort . i

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innovate and remove effort, while keeping the customer secure. Success is measured by the satisfaction of

customers, the total volume sent and conversion rate.

You'll own the challenge of:

e Setting new standards of sending money and delighting customers with the experience.

e Moving away from our industry’s tedious form-filling standards to save millions of precious hours for our

customers every month.
Sign up for job
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If you don’t see a role for you right now, sign up
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know when a role becomes available.
Create an alert
|Role details Culture Office Stories
You'll own the challenge of:
e Setting new standards of sending money and delighting customers with the experience.
e Moving away from our industry’s tedious form-filling standards to save millions of precious hours for our
customers every month.
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e Working with designers, developers & analysts you'll enable the team to ship the best product.
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for making it happen
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we'll do our best to make it happen
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|qw,se Working here v Our business v Early Careers v  Blog
Search roles Teams Offices
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Senior Product Manager — Send Money Experience -
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Head of Banking & Expansion APAC
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innovate and remove effort, while keeping the customer secure. Success is measured by the satisfaction of

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BUSIRESS FINANCIAL TIMES CNBC
Inside the rise of the $5 TransferWise: the UK fintech Google has teamed up
billion money-transfer grows up. Rapid expansion money transfer firm Wise to
fintech Wise, which has been of money transfer group has let U.S. users send money to
profitable for years and is fuelled competition from India and Singapore.
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between countries.
As we grew, we realised that people needed more
than just money transfers. So we added a multi-
currency account, a debit card, and a business
account, and changed our name to Wise.
Sign up with Wise to start sending, spending, and
receiving money internationally
|IJwise Business Features - Pricing Help %EN Login
Our mission  News and blog  Investor relations
Wise was launched in 2011 with the vision of making international
money transfers cheap, fair, and simple. Today, our multi-currency
account helps millions of people and businesses manage their
money across the world. Here’s how we got here.
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Product | London
At Wise, we're building money without borders, for people without borders. Our mission is moving money around the world
instantly, transparently, conveniently and eventually free. Wise now has millions of customers all over the world, who trust
us to manage their money internationally. We're looking for a Senior Product Manager to join our Send Money Team and
lead the evolution of the “sending money” experience consumers.
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At Wise, we're building money without borders, for people without borders. Our mission is moving money around the

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3 5 Ftn il Or learn more about Wise Business
|}-7w,se Personal M Payments - Cards - Platform - Fees - Help - . EN Login
Sign up for the fast, easy international business account
that saves you money wherever you want to use it
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Money transfers

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pageType: Marketing Marketing Marketing Marketing Marketing Marketing Marketing Marketing Marketing Marketing Marketing Marketing Marketing Marketing Marketing

screenKeywords:
SAFEGUARDED WE'RE A LICENSED AUDITED
WITH LEADING MONEY REGULARLY
BANKS TRANSMITTER
We hold your money with We're licensed in most states and We make sure your money'’s
established financial institutions, are regulated by numerous secure, and that Wise is
so it's separate from our own authorities around the world. financially stable. As we're not a
accounts and in our normal bank, your money isn't FSCS
course of business not protected — instead we
accessible to our partners. Read safeguard it.
more here.
|LET'S ANSWER SOME OF
YOUR QUESTIONS

What is an international money transfer? AN
An international money transfer is a way to make payments from your bank account to another bank account in a different country. Sending
international money transfers with a traditional bank can be expensive though — it can be much cheaper with Wise.
Find out how much you can save with Wise [7
How long does an international money transfer take? %
How do | send an international money transfer? %
What's the best way to send money abroad? v
Are international money transfers safe? %
How much can | send abroad? Are there limits to how much | can send? v
How do | know the money will get there? %
How will the money be received? %
How can | avoid a wire transfer fee? %
What dociimente do | necad 1o cend an international monev ftrancfar? N/
|IJWIise - Business Features - Pricing Help % EN Register -
Multi-currency account
Explore the account used by 13 million people to '
live, work, travel and transfer money worldwide.
Wise card
Money transfers
Large amount transfers
170 countries. 50 currencies. Get the account built to save
you money round the world.
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|930.01 EUR
xXe) 0.00 USD 0.930010 ®
v -9.64 EUR
928.36 EUR
v -11.29 EUR
. 924.84 EUR
0.00 USD 0.924836 ®
Xoom o he1EUR
. 910.13 EUR
CHASE © 5.00 USD 0.914701@
- v -29.52 EUR
907.77 EUR
| WELLS FARGO | 0.91USD 0.908591 @
v - 31.88 EUR
' PavPal 894.56 EUR 4.99 USD 0.899043 ®
ayra v - 4509 EUR ' '

No hidden fees. We're on a mission to bring transparency to finance, for people without
borders. We charge as little as possible, and we always show you upfront. No
hidden fees. No bad exchange rates. No surprises. How do we collect this
data?
|Recipient gets Exchange rate
Sending 1,000.00 USD with Transfer fee
(Total after fees) (1 USD — EUR)
@ Remitlg 939.65 EUR 0.00 USD 0.939651 @
Promises Delivered
939.02 EUR
@ MoneyGram. 1.99 USD 0.940897 @
v -0.63 EUR
935.12 EUR 0.942000
7.30 USD
Mid-market rate
930.11 EUR
0.00 USD 0.930106 ®
0 OFX v -9.54 EUR
|TRUSTPILOT SCORE 4.4 OUT OF 5, FROM
185,890 REVIEWS
It's your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.
b 8. 8 8 & ¢ b 8. 8 8 & ¢ b 8. 8 8 & ¢
Easy to transfer money Been using them for years and never Fast, reliable and easy. All the time!
had any issues. I've recommended
then to lots of friends and colleagues
Edward Michael Smith Andrew Wilson Christiane Cornelius
Published 8 minutes ago Published 22 minutes ago Published 3 hours ago
Reviews from: *Trustpilot
|Fixed fee 415 USD
Pay a small, flat fee and percentage
To send money in USD to EUR, you pay a small, flat
fee of 4.15 USD + 0.47% of the amount that's .
converted (you'll always see the total cost Variable fee o
sisFeITH. up to 119,755.00 0.47%
USD/month
Fee depends on your chosen transfer type
Some transfer types have different fees which are Variable fee Discount
usually tiny. more than 119,755.00
USD/month appleS
No hidden fees
No big fees, hidden or otherwise. So it's cheaper N T — T = ‘
than what you're used to. e S ’
|Register for free. Choose an amount Add recipient’s bank
to send. details.

Sign up online or in our app for Tell us how much you want to Fill in the details of your

free. All you need is an email send. We'll show you our fees recipient’s bank account.

address, or a Google or upfront, and tell you when your

Facebook account. money should arrive.
|Register for free. Choose an amount Add recipient’s bank
to send. details.

Sign up online or in our app for Tell us how much you want to Fill in the details of your

free. All you need is an email send. We'll show you our fees recipient’s bank account.

address, or a Google or upfront, and tell you when your

Facebook account. money should arrive.

Verify your identity. Pay for your transfer. That'sit.

For some currencies, or for large Send your money with a bank We'll handle the rest. You can

transfers, we need a photo of debit (ACH), wire transfer, or a track your transfer in your

your ID. This helps us keep your debit or credit card. account, and we'll tell your

money safe. recipient it's coming.
|How long will a money
7 transfer take?
On many popular routes, Wise can send your money within
one day, as a same day transfer, or even an instant money
transfer.
Sometimes, different payment methods or routine checks
may affect the transfer delivery time. We'll always keep you
updated, and you can track each step in your account.
K
- 2 Your transfer route Should arrive
b &= 5o EUR in 4 hours
|Online scams are on the rise. Learn how to stay safe.
See what the world'’s largest publications have to say
m I El E m FINANCIAL TIMES
Smart tech and sharp thinking are Wise is looking to use the internet to Wise takes a machete to the hefty fees
disrupting high-street banks spark a digital revolution in current that banks levy to send money across
financial services borders
Wise works nearly everywhere
— Arecontint dataile Hald and ~canvart manavs
|“accounts and in our normal  bank, your money isn't FSCS
course of business not protected — instead we
accessible to our partners. Read safeguard it.
more here.
EXTRA-SECURE DATA DEDICATED ANTI-
TRANSACTIONS PROTECTION FRAUD TEAM
We use 2-factor authentication to We're committed to keeping your We work round the clock to keep
protect your account and personal data safe, and we're your account and money
transactions. That means you — transparent in how we collect, protected from even the most
and only you — can get to your process, and store it. sophisticated fraud.
money.
Online scams are on the rise. Learn how to stay safe.
|You send exactly
‘ 1,000 & ysD v ’
2 USD Connected bank account (ACH) fee v
. . . 5.30 USD Our fee
Join over 15 million people who choose Wise for
ot 2imEl SEEUTE ) - 7.30USD Total fees
= 99270 USD Total amount we’ll convert
x 0.942000 Guaranteed rate (17h)
Millions of happy Is Wise safe?
customers -
Recipient gets
‘ 93512 EUR v ’
You could save up to 6.63 USD
Should arrive in 4 hours
e
P LR R NG TNE T T 4
|LET'S ANSWER SOME OF
YOUR QUESTIONS
What is an international money transfer? %
How long does an international money transfer take? %
How do | send an international money transfer? %
What's the best way to send money abroad? v
Are international money transfers safe? %
How much can | send abroad? Are there limits to how much | can send? v
How do | know the money will get there? %
How will the money be received? %
How can | avoid a wire transfer fee? %
What documents do | need to send an international money transfer? v
|Direct Debit is a convenient option that lets us take money
DIRECT DEBIT from your account once you have authorised the payment on

our site. It takes a little more time for your money to reach

Wise, and it can be more expensive than a bank transfer.

Bank transfers are usually the cheapest option when it comes

BANK to funding your international money transfer with Wise. Bank
transfers can be slower than debit or credit cards, but they
TRANSFER usually give you the best value for your money. Read more how

to use bank transfers as a payment option.

Paying for your transfer with a debit card is easy and fast. It's
DEBIT CARD also usually cheaper than credit card, as credit cards are more

expensive to process. Read more about how to pay for your

money transfer with a debit card.


Changing exchange rate

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Changing language

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pageType: Marketing Marketing Marketing Marketing Marketing Marketing Marketing Marketing Marketing

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IJWIise - Business Features - Pricing Help %EN Register -
170 countries. 50 currencies. Get the account built to save
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Espafol

Frangais

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Polski

Portugués

Romana

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|}-7W,Se Personnel m Paiements ~ Cartes -~ Plateforme - Frais - Aide ~ ‘ FR Connexion w
Des services bancaires pour entreprise sans les taux
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employés, recevez des paiements et gérez des flux de
trésorerie a I'étranger, tout cela au méme endroit.
Ouvrez un compte aujourd'hui
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|Select location and language X
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% United States v
|Select location and language X
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|Select location and language X
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% United States v
|IJWIise - Entreprise Fonctionnalités ~ Tarification Aide ‘ 'FR S'inscrire -
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Sorting roles

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Search roles Teams Offices
‘ \
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Showing 152 roles Create an alert

Senior Product Manager — Send Money Experience
Product London
Head of Banking & Expansion APAC
Banking and Expansion Singapore
Spend Expansion Lead
|Search roles Teams Offices
‘ \
Sort results
Showing 152 roles Create an alert

Customer Support Associate (Polish Speaker) — No Relocation Sponsorship
Customer Support Budapest
Customer Support Associate (Polish Speaker) — No Relocation Sponsorship
Customer Support Tallinn
Backend Engineer — Product Security team
|Search roles Teams Offices
‘ \
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Showing 152 roles Create an alert Oldest first
Newest first
Senior Product Manager — Send Money Experience -
Product London Az
Z-A
Head of Banking & Expansion APAC
Banking and Expansion Singapore
Spend Expansion Lead


Filtering transactions

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Sending money Managing your Holding money
Setting up, paying for, accouint Holding balances, setting
editing, and cancelling Setting up your account up Direct Debits, and

transfers. and getting verified. using Assets.


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Our fresh new look is inspired by you — the people
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Why the change? Get the full story


Contact

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|& wise.com ® North America v
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® 1March 2023
Two new products just launched for US customers, the Wise Business card
and the ability to send money with a link New look reflects Wise’s global
community, as the company doubles down on expansion, revealing new
product and global growth plans

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