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FERO x |
 Activities
SAVE BIG WITH FAMILY
Annual Family
Share Pro with six family members
for less than the price of two.
$10.83 / month
$129.98 billed annually
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222 Share with up to 6 family members
OO Unlimited flights and features

¢ Editors’ Choice }
|DO NOT REMOVE FROM AIRCRAFT
TOP FEATURES
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Share Pro with six family members
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222 Share with up to 6 family members
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¢ Editors’ Choice }
|vears. J
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@ Read LPAppsSuck's story
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DO NOT REMOVE FROM AIRCRAFT
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TOP FEATURES
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OO Unlimited flights and features
¢ Editors’ Choice }
|FERO .
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|Flighty PRO X
| | | * % @
BEST VALUE
Unlimited Annual
The world’s most powerful flight
tracking, with all our features.
$5.83 / month |
$69.98 billed annually
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PRO Complete Your Map & Stats
Upgrade to add flights older than 12 months.
Past Flights
DATE | FROM TO AIRLINE FLIGHT #
|OO Unlimited flights and features
¢ Editors’ Choice }

Beautifully designed and powerful to use,
Flighty is a first-class flight tracker for
those on the move. The app offers detailed
flight maps, live tracking, and delay
forecasting — but the real magic is the
perfectly timed notifications that keep you
up to date and stress-free.

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Pay-As-You-Go
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|| FERO X
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PAY ONCE
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Pay once and treat yourself to the
ultimate flight tracking luxury for life.
$349.98
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Verifying your personal details

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Creating Account

appName: Chase UK

appCategory: Finance

appTagline: Say hello to rewarding banking

companyHqRegion: Europe

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9:41 il ¥ @
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|9:41 il T @)
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|9:41 -lll ? @'
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|9:41 il T @)
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Investments O
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|9:41 ull ¥ @
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5 United Kingdom J
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YYYY
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Amount
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You can choose up to 3
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Replacing card details

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9: 41 wll ¥ @m
e
Keep hold of your
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@ Using your card details for subscriptions?
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details automatically. Check them to confirm.
LT ETd N o1 Ne [ 11
Home Payments Support
|9:41 ull ¥ @

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What do you need to replace?
My numberless card

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Get a new card number to shop online with

Home Payments Support
|9:41 all § @)
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All done! We've replaced
your card details
Your old details are blocked and the new
ones are active and ready to use. You can
keep using your numberless card too.

If you see any attempts to use your old card
details, contact us as soon as possible.
SEERE TG e [T

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|9:41 il ¥ @
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Need new card details?

If you're worried your card details are in
the wrong hands, you can easily block
and replace them.

For your security, there's a limit to how many times
we can replace your card details. So only continue
if you really need to.

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. MONZO BANK LIMITED
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|9:41 wil T =
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|9:41 -lll ? @'
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|9:41 ull ¥ @
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|9:41 ull ¥ @
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|9:41 il ¥ @
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|9:41 ull ¥ @
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Sharing a flight

appName: Flighty

appCategory: Travel & Transportation

appTagline: World's fastest delay alerts

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@ JL 3« THU, 14 SEP %
New York to Tokyo
(M Live Share 2& Friend's Flight (M Basics
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Boarding Pass
Add ultra-realistic stickers to your
travel post.
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MADE WITH FLIGHTY.APP JAPAN AIRLINES BOARDING PASS
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DEPARTURE
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Gate Departure in Th 54m -
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Tokyo Haneda Intl On Time
Terminal 3 - Gate -- in 16h 10m
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+13 Hours Timezone Change
G 4:45 AM arrival is 3:45 PM New
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Current details and status
1
Japan Airlines 3 on
9/14/2023 .
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7 1:30 AM EDT JFK (On time) 1
N 4:45 AM GMT+9 HND
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|JL 3 - THU, 14 SEP X
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|@ JL 3« THU, 14 SEP X
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|@ JL 3+ THU, 14 SEP x
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your flight info and status in real-time.
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live.flighty.app
[
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D A R 7l R e I ST


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@O My Flight Log
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Adding a flight

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Departure Date
JFK  SFO  Sep 14,2023 & e
SHOW CODESHARES 22 RESULTS
& AA 76 Departs On Time
7 New York to San Francisco
HOURS T @ JFK 6:00 AM @ SFO 9:25 AM
wee BG 15 Departs On Time
8 New York to San Francisco
HOURS @ JUFK 6:30 AM @ SFO 9:42 AM
©® AS33 Departs On Time
8 New York to San Francisco
HOURS @ JFK 7:00 AM @ SFO 10:09 AM
A DL 487 Departs On Time
8 New York to San Francisco
HOURS @ JFK 7:00 AM @ SFO 10:20 AM
e BB 115 Departs On Time
9 New York to San Francisco
AOURS @ UFK 7:29 AM @ SFO 10:47 AM
|Departure Date
JFK  SFO Sep 14, 2023 DL
REMOVE AIRLINE FILTER 7 RESULTS
A DL 487 Departs On Time
8 New York to San Francisco
HOURS @ JUFK 7:00 AM @ SFO 10:20 AM
A DL 806 Departs On Time
9 New York to San Francisco
HOURS T @ JUFK 8:00 AM @ SFO 11:34 AM
A DL 779 Departs On Time
1 2 New York to San Francisco
HOURS @ JFK 10:59 AM @ SFO 2:30 PM
A DL 325 Departs On Time
1 6 New York to San Francisco
MOURS @ JUFK 2:59PM @ SFO 5:44 PM
A DL 767 Departs On Time
1 8 New York to San Francisco
HOURS @ JFK 5:00 PM @ SFO 7:51 PM
|Departure Date
JFK  SFO Sep 14, 2023
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Accounting Education Center / Free Cash Flow Formula
As a small business owner, it’s easy to get caught up in the amount you’ve invoiced.
The amount you invoice doesn’t tell the full picture. It doesn’t reveal the money spent on software subscriptions, conferences,
payment processing fees, and hiring independent contractors.
This is where small business accounting comes in. There are different metrics and formulas you can use to give you a more
accurate insight into your business’s actual profitability, both now and in the future.
So today, we’re talking about free cash flow: the definition, why it’s important, and how to calculate it.
Let’s dive in.
L3
What is free cash flow?
Free cash flow (FCF) is the difference between cash generated from standard business operations and cash spent on assets. It
indicates your business’s financial performance and health, and ability to stay in business. In accounting, we call this earned cash
operating cash flow (OCF), and the cash spent is capital expenditures (CAPEX). The cash generated is earned after including
expenses associated with standard business operations.
FCF excludes non-cash expenses and includes equipment, capital, and assets — net income, on the other hand, does not. Net
income tells you how much cash a business has generated without subtracting CAPEX.
What is CAPEX? Capital expenditures are spent on the purchase, maintenance, or improvement of fixed assets. Fixed assets your
business owns may include buildings (for brick-and-mortar businesses), company vehicles, equipment, and land.
What ic the ideal ECE?
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A ting educati t
Cash flow formulas
Learn the most important cash flow formulas and principles to ensure your business is
cash positive
Free cash flow formula
Operating cash flow formula Q
Net cash flow formula
Discounted cash flow formula Free cash flow formula
v s el e (el Free cash flow (FCF) is the difference between cash generated
from standard business operations and cash spent on assets.
Unlevered free cash flow formula It indicates your business’s financial performance and health,
- and ability to stay in business.
Read more
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agreement with the customer for a refund, whether it is a partial refund or a full refund. In cases where the work on a specific

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field, select Sales Tax Refund From Government, then select the tax for which you received a refund from the dropdown list

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Invoice templates

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Most of my clients pay with credit card | can set up a recurring invoice to go out
using the secure link that is generated once a month. | literally just send them
on the Wave invoice. That is a massive the link with the invoice and they pay it
time saver and does help to get paid on the spot. _
faster. | love this feature. a win-win and has been amazing.

Estelle Tracy - 37 Chocolates Will Perkins - CONTINUE
| wanted my business to look as polished
It's a secure portal and my as it could. It helps instill confidence in
clients are like, this is awesome the client who wants to hire you if they
see you have your stuff together. That's
what | liked with Wave.
Jasmine Fleming - Freelance Writer
DY
|Oll wave Features v  Pricing Blog Resources v
Most popular template categories
Trades and services invoice templates Invoice templates for arts professionals Business invoice templates
General invoice templates Invoice templates for tech professionals Legal and finance invoice templates
Invoice templates for health professionals
Professional invoices, 100% free. R
Free Invoice Template vs. Wave Invoicing Software
|Q” wave Features v  Pricing Blog Resources v Sign up for free
Why is it important to create and send
professional invoices?
As a business owner or self-employed professional, you
don’t have the backing of a large company to ensure you
get paid properly and on time for your work. That means
you need easy-to-use, flexible, detailed invoices that
clearly and completely include all the details (e.g.
invoice number, individual line items, due date, contact
information, payment terms, sales tax, business name,
etc.) needed for you to get paid for the services or
products you have provided.
On top of that, you need to ensure your invoices look *
polished and professional to build up credibility and -
trust in your business. \3 \
There are advantages to running a small business, like
lower overhead and personalized service, but you still
need your customers to recognize your expertise. Get
paid on time, every time by using professional invoicing
software like Wave.
When is the right time to send an invoice to your
clients?
|0]’ wave Features v  Pricing Blog Resources v Sign up for free
More free invoice templates in various formats and styles

Professional invoice templates in Google Docs format G .
If you enjoy storing your documents in the cloud instead of taking up room = 0 = =
on your hard drive, a Google Docs invoice template could be the best - = g
choice for you. It also gives you the convenience of being able to access
your invoices at any time of day or night, and on any computer — as long as
you have internet access. = —— -
Google Docs also allows you to give other people permission to view S e
documents, so it’s easy to have your accountant or business partner review
or add to the invoice, even if they are in another city. On top of all that,
these templates are also well-designed and attractive. That’s important, as
every touch point with your customers is another opportunity to reinforce
your professionalism and outstanding reputation.

. . S st 61—
Invoice templates in Google Sheets format b
If you want the convenience of being cloud-based, but also want help = ‘ =
calculating your fees, a Google Sheets invoice template fits the bill. Like an _
Excel spreadsheet, it contains formulas that save you time by automatically s = =
figuring out complex calculations. Your clients will be able to rely on —— —
accurate, clearly outlined charges. = —
And just like working with Google Docs, you will be able to access your =
invoices anywhere you are, and on any device that has internet access. The
invoice template is also extremely flexible, so it can capture every detail
needed to ensure you get paid properly for the outstanding products and/or
services you provide.
|lll wave Features v  Pricing Blog Resources v Sign up for free
Free Invoice Template vs. Wave Invoicing Software
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Free Invoice
Wave
Template
Price ‘ FREE ‘ FREE
Send unlimited invoices
and see when clients e
open them
Invoice anytime & accept e
payments online
Send automated late e
payment reminders
Know customers
automatically get a e
receipt when they pay
Track sales and sales tax e
for accounting
|Q” wave Features v  Pricing Blog Resources v Sign up for free
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Customized templates for specific occupations
Wave has a wide range of invoice templates & template formats designed for specific occupations. These templates have all the
details you need to properly invoice your customers and make sure you get paid on time for your expertise.
Invoice _ Invoice Invoice
Business invoice template Construction invoice template Consulting invoice template
Invoice Invoice Invoice
Contract work invoice template Freelancer invoice template Graphic design invoice template
|Oll wave Features v  Pricing Blog Resources v
Invoicing tips Expand al
from Wave Cameron Roe - NextLaunch Marketing ®
customers
Jake Nyman - Olive Group ®
Tatiyanna Williams-Britton - Tru Creates ®
Matt Guarrasi - Spectrelight ®
Chlonda Claude - Children's facilitator ®
| ‘ Ready to send professional invoices? Start now \ |
|Q” wave Features v  Pricing Blog Resources v Sign up for free
Choose the best invoice template for your business
Consulting business Freelance business Legal services
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Invoice = Invoice w Invoice =
s — $0000.00 sz $0000.00 s $0000.00
Powered by ] Wave Powered by o)/ wave: ] Fovereaty af wave
This invoice template is flexible As a freelancer, your flexibility is Download, customize, and send
so it can be used to bill all your an incredible advantage. This this invoice to all your clients, no
clients - no matter what their invoice template for freelancers matter what legal work you do
needs. Simply add or subtract is also supremely flexible so it for them. It’s easily modified by
lines to describe specific details can be used to bill all your adding extra lines to fill in all the
and services. Your clients will clients, no matter what freelance details, and helps keep the
clearly see the work you services you provide. Add or revenue coming in.
supplied and the cost. subtract line items to describe
the re.levant details for any kind Downlead W Dee S
Download Word Doc > of project. Download Excel >
Download Excel > Download PDF >
|'llwave Features v  Pricing Blog Resources v
Alternatives to using invoice templates
An effective and versatile invoice template is just the beginning of what Wave can do for you and your business. Save more
valuable time by trying our free, automated invoicing and small business accounting software.
Start sending free invoices today
- Wave replaced about four different things that | was trying to set up for
' g . . .
¢/ myself. It replaced spreadsheets for tracking payments, invoice
AN templates—even the terms and conditions you can put on the invoice. |
é‘ love the way it's set up. | love the ease of use. And it's scalable.
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Brandon Curkan - The Content Eng
Most of my clients pay with credit card | can set up a recurring invoice to go out
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Invoice & invoicing templat
You love running a small business, but along with great freedom and control comes the
responsibility of creating invoices, invoicing clients, getting paid, and every other aspect of your
operation. Lessen the burden by getting help with less exciting administrative tasks, like
invoicing. Wave has a variety of beautifully designed invoice templates ready to use. Our invoice
templates are available in Word, Excel, PDF, Google Docs, and Google Sheets formats. No matter
what business you're in, these invoice templates will help eliminate that mountain of invoices so
you can spend your time making your business successful.
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Invoicing tips

from Wave Cameron Roe - NextLaunch Marketing C)

Customers Turn on automatic payments so you can charge their card on a monthly basis after they
complete the first transaction. That keeps the cash flow coming in. You don't have to
remind the client to pay their bill, it's automatically charged.
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Manage your money like
Status Method Customer Amount
Net Income Success isa KennyBania  $1,128.34
G b O S S neome Success isa Rocco Grill $979.10
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Receipts

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pageType: Marketing Marketing Marketing Marketing Marketing Marketing Marketing Marketing Marketing

screenKeywords:
8J)/ wave Features v  Pricing Blog Resources v Sign up for free
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Expand all
, . . -
Frequently What does Wave's mobile receipt feature do, exactly? ®
Asked

a What do | get with my subscription? ®
Questions

How much does Wave's mobile receipt feature cost*? ®

How can | access my subscription details? ®

How do | sign up for mobile receipts? ®

Is the receipt feature only available on mobile? ®

Can | use it with iOS and Android? ®

Can | unsubscribe any time? ®

What happens if | cancel my subscription? ®
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How to get Wave's mobile receipts feature
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All uploads lead to Wave
Upload your receipts your way—then sit back and let Wave auto-magically turn them into bookkeeping
records.
In the app On your desktop Via email
Capture and upload receipts on- Drag or upload receipt files* from Forward receipt files* via email.
the-go with Wave’s mobile app. your desktop into Wave.
*JPG, GIF, PNG, or PDF

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|'ll wave Features v  Pricing Blog Resources v
Mobile receipts pricing*
Pick your preferred subscription option to get unlimited receipt scans!
Monthly subscription Annual subscription
$8/month $72/yeqr
USD ($96/year) USD ($6/month)
Expand all
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|']l wave Features v  Pricing Blog Resources v Sign up for free
Expand all
What does Wave's mobile receipt feature do, exactly? ©
Frequently P ¥
Asked Wave’s mobile receipts feature lets you instantly input expenses into Wave. Take a
. photo or upload a receipt on-the-go from your mobile device, upload receipt files from
Questlons your desktop at waveapps.com, or send your receipt files or e-receipts directly to Wave
via your unique email forwarding address. Then, sit back while Wave scans and
processes each receipt with optical character recognition (OCR) technology to
automatically create a new bookkeeping record.
Wave’s mobile receipts feature needs an internet connection to upload, scan, process,
and post expenses to Wave.
What do | get with my subscription? ®
How much does Wave's mobile receipt feature cost*? ®
How can | access my subscription details? ®
How do | sign up for mobile receipts? ®
Is the receipt feature only available on mobile? ®
. P S ~
|'ll wave Features v  Pricing Blog Resources v
How to get Wave's mobile receipts feature
Pick a plan
ll E Unlimited receipt scans.
' Save 25%
Receipts Pz Monthly (Annual
Download the Wave app Tap the receipts tab Pick a plan
Scan receipts on-the-go and kick major app
v Uses OCR tech to scan receipts and import data in seconds
v/ Backs up your receipts to the cloud for extra peace of mind
v/ Scans unlimited receipts and bulk-imports up to 10 receipts at a time
|Q” wave Features v  Pricing Blog Resources v Sign up for free
v/ Scans unlimited receipts and bulk-imports up to 10 receipts at a time
9:41 ol T -
X Transaction details
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Fpy . San Diego, Ca. 82101
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. Jan 12,2023
Track expenses in your sleep Date Oscar's Mexican Seafood $13.01
Jan 12, 2023 Uncategorized expense
Keep an eye on business spending, without manual ——
bookkeeping. Description Home Depot #5675625 $450.23
Repairs and maintenance
Oscar's Mexican Seafood ‘
Dec 5, 2023
o Starbucks #97871 $8.99
Don't let taxes keep you up at night
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Avoid any tax season nightmares with more accurate books, Rovzrizon
Lowe's $135.00
records, and reports. Withdrawal Unchtegorized expense
Account
TD Bank Business Account >
All uploads lead to Wave
|'J’ wave Features A  Pricing Blog Resources v Sign up for free
Invoicing Mobile receipts
Look like a pro Ditch the shoebox
Manage your r
Payments Payroll Status Method  Customer Amount
Get paid faster Pay staff in minutes oo VsA  KennyBanio  $1128.34
G b O S S Success visa Rocco Grill $979.10
Accounting Advisors Buccme J". NedineMona  $675.88
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