There were many causes of the crisis, with commentators assigning different levels of blame to financial institutions, regulators, credit agencies, government housing policies, and consumers, among others.
Det fanns många orsaker till krisen, där bedömare tilldelar olika nivåer av skuld till finansinstitut, tillsynsmyndigheter, kreditvärderingsinstitut, statlig bostadspolitik och konsumenter, bland annat.