Many of the private loans were to members of the Association of Agriculturists of Ecuador, an organization that also received government funds intended to promote an international cartel of cacao growers, but which instead were used to line members' pockets.
Många av de privata lånen togs av medlemmar ur Ecuadors jordbruksförening, en organisation som även fick bidrag för att arbeta för en internationell kartell av kakaoodlare, men som istället gick ner i medlemmarnas egna fickor.