Because 75% of investment funds are concentrated towards bodies closely linked to trends in the interest market rate, including Malaysian Government Securities, loans or bonds, and money market instruments, low interest rates for the past few years had an adverse effect on returns for EPF investments.
因为75％的投资基金集中在与市场利率密切相关的机构，包括马来西亚政府证券，借贷或债券和货币市场，过去几年的低利率对雇员公积金投资的回报产生了不利影响。