After the passage of the bankruptcy reform bill of 2005, both federal and private student loans are not discharged during bankruptcy (prior to the passage of this bill, only federal student loans were unable to be discharged).
2005年破產改革法案通過後，聯邦和私人學生貸款（改變為）不能從個人破產情況案例中免除（前通過這一法案，只有聯邦學生貸款是無法從個人破產情況案例中免除）。