They contend that lenders relaxed lending standards in an effort to meet CRA commitments, and they note that publicly announced CRA loan commitments were massive, totaling $4.5 trillion in the years between 1994 and 2007.
他们主张说放贷人试图通过放宽放贷标准去迎合CRA，他们指出，公布的CRA贷款承诺数额巨大，1994-2007年间一共达到$4.5万亿。