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What is the minimum Consolidated Fixed Charge Coverage Ratio Meridian Trust Holdings must maintain?
1.60
0
credit
1
What commitment fee rate applies to the unused revolving commitment for Meridian Trust Holdings?
0.294
1
credit
2
What is the aggregate cap on purchase money indebtedness for Meridian Trust Holdings?
$40,000,000
2
credit
3
Within how many days after each fiscal quarter must Meridian Trust Holdings deliver financial statements?
45
3
credit
4
What is the minimum assignment amount under the Meridian Trust Holdings credit agreement?
$3,500,000
4
credit
5
How many business days of grace does Meridian Trust Holdings have on an interest payment?
10
5
credit
6
What is the SOFR applicable margin in basis points for Meridian Trust Holdings?
200
6
credit
7
What is the minimum Consolidated Fixed Charge Coverage Ratio Calderwood Financial Group must maintain?
1.52
7
credit
8
What commitment fee rate applies to the unused revolving commitment for Calderwood Financial Group?
0.152
8
credit
9
What is the aggregate cap on purchase money indebtedness for Calderwood Financial Group?
$40,000,000
9
credit
10
Within how many days after each fiscal quarter must Calderwood Financial Group deliver financial statements?
50
10
credit
11
What is the minimum assignment amount under the Calderwood Financial Group credit agreement?
$6,500,000
11
credit
12
How many business days of grace does Calderwood Financial Group have on an interest payment?
10
12
credit
13
What is the SOFR applicable margin in basis points for Calderwood Financial Group?
285
13
credit
14
What is the minimum Consolidated Fixed Charge Coverage Ratio Northfield Bancorp must maintain?
1.50
14
credit
15
What commitment fee rate applies to the unused revolving commitment for Northfield Bancorp?
0.442
15
credit
16
What is the aggregate cap on purchase money indebtedness for Northfield Bancorp?
$52,500,000
16
credit
17
Within how many days after each fiscal quarter must Northfield Bancorp deliver financial statements?
40
17
credit
18
What is the minimum assignment amount under the Northfield Bancorp credit agreement?
$5,500,000
18
credit
19
How many business days of grace does Northfield Bancorp have on an interest payment?
3
19
credit
20
What is the SOFR applicable margin in basis points for Northfield Bancorp?
290
20
credit
21
What is the minimum Consolidated Fixed Charge Coverage Ratio Ashgrove Capital Partners must maintain?
1.28
21
credit
22
What commitment fee rate applies to the unused revolving commitment for Ashgrove Capital Partners?
0.152
22
credit
23
What is the aggregate cap on purchase money indebtedness for Ashgrove Capital Partners?
$35,000,000
23
credit
24
Within how many days after each fiscal quarter must Ashgrove Capital Partners deliver financial statements?
40
24
credit
25
What is the minimum assignment amount under the Ashgrove Capital Partners credit agreement?
$3,500,000
25
credit
26
How many business days of grace does Ashgrove Capital Partners have on an interest payment?
5
26
credit
27
What is the SOFR applicable margin in basis points for Ashgrove Capital Partners?
140
27
credit
28
What is the minimum Consolidated Fixed Charge Coverage Ratio Pelham Ridge Industries must maintain?
1.41
28
credit
29
What commitment fee rate applies to the unused revolving commitment for Pelham Ridge Industries?
0.440
29
credit
30
What is the aggregate cap on purchase money indebtedness for Pelham Ridge Industries?
$40,000,000
30
credit
31
Within how many days after each fiscal quarter must Pelham Ridge Industries deliver financial statements?
55
31
credit
32
What is the minimum assignment amount under the Pelham Ridge Industries credit agreement?
$6,000,000
32
credit
33
How many business days of grace does Pelham Ridge Industries have on an interest payment?
3
33
credit
34
What is the SOFR applicable margin in basis points for Pelham Ridge Industries?
125
34
credit
35
What is the minimum Consolidated Fixed Charge Coverage Ratio Kestrel Marine Logistics must maintain?
1.28
35
credit
36
What commitment fee rate applies to the unused revolving commitment for Kestrel Marine Logistics?
0.206
36
credit
37
What is the aggregate cap on purchase money indebtedness for Kestrel Marine Logistics?
$47,500,000
37
credit
38
Within how many days after each fiscal quarter must Kestrel Marine Logistics deliver financial statements?
55
38
credit
39
What is the minimum assignment amount under the Kestrel Marine Logistics credit agreement?
$3,500,000
39
credit
40
How many business days of grace does Kestrel Marine Logistics have on an interest payment?
10
40
credit
41
What is the SOFR applicable margin in basis points for Kestrel Marine Logistics?
270
41
credit
42
What is the minimum Consolidated Fixed Charge Coverage Ratio Thornbury Retail Group must maintain?
1.19
42
credit
43
What commitment fee rate applies to the unused revolving commitment for Thornbury Retail Group?
0.185
43
credit
44
What is the aggregate cap on purchase money indebtedness for Thornbury Retail Group?
$42,500,000
44
credit
45
Within how many days after each fiscal quarter must Thornbury Retail Group deliver financial statements?
50
45
credit
46
What is the minimum assignment amount under the Thornbury Retail Group credit agreement?
$5,000,000
46
credit
47
How many business days of grace does Thornbury Retail Group have on an interest payment?
3
47
credit
48
What is the SOFR applicable margin in basis points for Thornbury Retail Group?
305
48
credit
49
What is the minimum Consolidated Fixed Charge Coverage Ratio Vanmark Aerospace must maintain?
1.20
49
credit
50
What commitment fee rate applies to the unused revolving commitment for Vanmark Aerospace?
0.181
50
credit
51
What is the aggregate cap on purchase money indebtedness for Vanmark Aerospace?
$42,500,000
51
credit
52
Within how many days after each fiscal quarter must Vanmark Aerospace deliver financial statements?
50
52
credit
53
What is the minimum assignment amount under the Vanmark Aerospace credit agreement?
$7,500,000
53
credit
54
How many business days of grace does Vanmark Aerospace have on an interest payment?
7
54
credit
55
What is the SOFR applicable margin in basis points for Vanmark Aerospace?
110
55
credit
56
What is the minimum Consolidated Fixed Charge Coverage Ratio Silverline Utilities must maintain?
1.43
56
credit
57
What commitment fee rate applies to the unused revolving commitment for Silverline Utilities?
0.407
57
credit
58
What is the aggregate cap on purchase money indebtedness for Silverline Utilities?
$17,500,000
58
credit
59
Within how many days after each fiscal quarter must Silverline Utilities deliver financial statements?
45
59
credit
60
What is the minimum assignment amount under the Silverline Utilities credit agreement?
$5,000,000
60
credit
61
How many business days of grace does Silverline Utilities have on an interest payment?
4
61
credit
62
What is the SOFR applicable margin in basis points for Silverline Utilities?
185
62
credit
63
What is the minimum Consolidated Fixed Charge Coverage Ratio Harrowgate Chemical must maintain?
1.56
63
credit
64
What commitment fee rate applies to the unused revolving commitment for Harrowgate Chemical?
0.400
64
credit
65
What is the aggregate cap on purchase money indebtedness for Harrowgate Chemical?
$42,500,000
65
credit
66
Within how many days after each fiscal quarter must Harrowgate Chemical deliver financial statements?
40
66
credit
67
What is the minimum assignment amount under the Harrowgate Chemical credit agreement?
$3,500,000
67
credit
68
How many business days of grace does Harrowgate Chemical have on an interest payment?
3
68
credit
69
What is the SOFR applicable margin in basis points for Harrowgate Chemical?
140
69
credit
70
What is the minimum Consolidated Fixed Charge Coverage Ratio Bexley Pharmaceuticals must maintain?
1.46
70
credit
71
What commitment fee rate applies to the unused revolving commitment for Bexley Pharmaceuticals?
0.232
71
credit
72
What is the aggregate cap on purchase money indebtedness for Bexley Pharmaceuticals?
$47,500,000
72
credit
73
Within how many days after each fiscal quarter must Bexley Pharmaceuticals deliver financial statements?
45
73
credit
74
What is the minimum assignment amount under the Bexley Pharmaceuticals credit agreement?
$8,500,000
74
credit
75
How many business days of grace does Bexley Pharmaceuticals have on an interest payment?
3
75
credit
76
What is the SOFR applicable margin in basis points for Bexley Pharmaceuticals?
190
76
credit
77
What is the minimum Consolidated Fixed Charge Coverage Ratio Lindmoor Data Centers must maintain?
1.41
77
credit
78
What commitment fee rate applies to the unused revolving commitment for Lindmoor Data Centers?
0.389
78
credit
79
What is the aggregate cap on purchase money indebtedness for Lindmoor Data Centers?
$12,500,000
79
credit
80
Within how many days after each fiscal quarter must Lindmoor Data Centers deliver financial statements?
60
80
credit
81
What is the minimum assignment amount under the Lindmoor Data Centers credit agreement?
$5,500,000
81
credit
82
How many business days of grace does Lindmoor Data Centers have on an interest payment?
10
82
credit
83
What is the SOFR applicable margin in basis points for Lindmoor Data Centers?
230
83
credit
84
Who is the engagement partner for the Meridian Trust Holdings matter at Ashford & Vance LLP?
Eleanor Prescott
84
legal
85
What is the partner hourly rate charged to Meridian Trust Holdings by Ashford & Vance LLP?
$1,575
85
legal
86
What advance retainer does Ashford & Vance LLP require from Meridian Trust Holdings?
$150,000
86
legal
87
For how many years does Ashford & Vance LLP retain the Meridian Trust Holdings client file after the matter closes?
7
87
legal
88
Who is the engagement partner for the Calderwood Financial Group matter at Ashford & Vance LLP?
Nathaniel Ogunyemi
88
legal
89
What is the partner hourly rate charged to Calderwood Financial Group by Ashford & Vance LLP?
$1,425
89
legal
90
What advance retainer does Ashford & Vance LLP require from Calderwood Financial Group?
$185,000
90
legal
91
For how many years does Ashford & Vance LLP retain the Calderwood Financial Group client file after the matter closes?
10
91
legal
92
Who is the engagement partner for the Northfield Bancorp matter at Coleridge Stanton?
Priya Raghunathan
92
legal
93
What is the partner hourly rate charged to Northfield Bancorp by Coleridge Stanton?
$1,275
93
legal
94
What advance retainer does Coleridge Stanton require from Northfield Bancorp?
$245,000
94
legal
95
For how many years does Coleridge Stanton retain the Northfield Bancorp client file after the matter closes?
10
95
legal
96
Who is the engagement partner for the Ashgrove Capital Partners matter at Coleridge Stanton?
Douglas Farraday
96
legal
97
What is the partner hourly rate charged to Ashgrove Capital Partners by Coleridge Stanton?
$1,325
97
legal
98
What advance retainer does Coleridge Stanton require from Ashgrove Capital Partners?
$105,000
98
legal
99
For how many years does Coleridge Stanton retain the Ashgrove Capital Partners client file after the matter closes?
10
99
legal
End of preview. Expand in Data Studio

noisy-rag-bench

A retrieval corpus and QA set for measuring what realistic document noise does to a RAG pipeline, plus the benchmark run over 18 noise conditions.

Retrieval benchmarks run on clean text. Documents inside a bank or a law firm are scans: OCR confusions, running headers, hyphens broken across lines, redacted spans. This is the corpus for measuring that, and the result it was built to expose.

Code and full write-up: https://github.com/lgoyal6/noisy-rag-bench

The finding

At 4.1% character error, recall@5 is 0.98, no lower than the 0.98 measured on clean documents, while answer recoverability has fallen from 1.00 to 0.51. A dashboard tracking retrieval quality reports that system as healthy. Retrieval still finds the right page; the figure on that page is no longer legible.

Canonicalising the text recovers 0.51 to 0.83 at the same condition.

Character error rate is a poor predictor of damage. header x3 carries 25.9% character error, 6.3 times the OCR case above, and costs nothing: recall@5 0.99, answers 1.00. What kind of noise it is matters far more than how much.

Files

file rows what it is
questions.jsonl 132 Gold QA pairs. qid, question, answer, gold_chunk_id, family.
corpus.jsonl 132 The chunks to index. id, doc_id, doc_title, section, text. gold_chunk_id joins to id.
noise_bench.json 72 The run: 18 noise conditions across 4 retrievers.

The corpus is synthetic and generated, seeded and reproducible from corpus.py in the repository. No client data, nothing scraped. The shape is the realistic part: near-duplicate boilerplate across many counterparties, so answering requires telling entity A's threshold from entity B's, which is exactly what OCR noise destroys.

The curve (hybrid retriever)

recall@5 is whether the right chunk was retrieved. answer is whether the answer was still extractable from what came back. +canon is after an 11-line canonicalizer.

condition CER recall@5 answer +canon
clean 0.0% 0.98 1.00 1.00
ocr cer~1% 0.8% 0.96 0.89 0.94
ocr cer~2% 1.6% 0.95 0.83 0.95
ocr cer~5% 4.1% 0.98 0.51 0.83
ocr cer~10% 8.7% 0.90 0.42 0.74
whitespace cer~1% 0.7% 0.98 0.97 0.97
whitespace cer~3% 2.5% 0.94 0.89 0.91
whitespace cer~6% 5.0% 0.92 0.82 0.83
hyphen cer~1% 1.1% 0.98 0.95 1.00
hyphen cer~3% 3.0% 0.95 0.85 0.99
hyphen cer~6% 5.8% 0.95 0.73 0.98
header x1 8.3% 0.99 1.00 1.00
header x3 25.9% 0.99 1.00 1.00
redaction 2% words 5.3% 0.98 0.95 0.96
redaction 5% words 12.0% 0.92 0.86 0.87
redaction 10% words 22.7% 0.91 0.76 0.78
scan-realistic 18.5% 0.93 0.64 0.84
scan-degraded 36.9% 0.84 0.38 0.65

The losing axis

A canonicalised BM25 baseline matches or beats the hybrid retriever on recall@5 at 14 of 18 conditions. Both are in noise_bench.json, so the comparison can be redone on any column rather than taken from this sentence.

Scope and limits

  • 132 questions over 132 chunks. Small, and single-hop.
  • Queries are clean; only the indexed corpus is corrupted.
  • Dense retrieval is sentence-transformers/all-MiniLM-L6-v2 (pure NumPy forward pass), CPU only, peak RSS 261 MB serving.
  • The corpus is synthetic. It is built to have realistic structure, not to be a sample of real documents, and results on it transfer as a method rather than as numbers.

Licence

MIT. Generated corpus, no third-party document data.

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